how come i forgotten about this(topup) already...

aiyo... me share market losing $, UT also lose money...

really dun know what to say already...

Normally share market collapse, UT also collapse, but maybe in different pace and rate.

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Added on August 3, 2007, 11:21 pmUT is for long term. Need to get used to it in volatile market.

This post has been edited by shih: Aug 3 2007, 11:21 PM

but u doing ok in futures right?

hmm, maybe time to do some topping up too...haven't done that for the last one year already...

There's good time and bad time

Just have to be patience

Well, i dun know how to play future...
Wish I can understand(spending some time in) that fkli market thread.


Understood and agree,... though when bad time, I dun feel easy at all.
One Kancil is gone...

Next week would be an interesting week, maybe down on Monday, and something special happen after that? The US issue really making the globe to worry.

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Added on August 4, 2007, 9:08 pmCan top up on Monday if a big slide.

This post has been edited by shih: Aug 4 2007, 09:08 PM

maybe US Fed cut interest rates?

i hope investors could cool off their worries before monday cause i expect a landslide too.

I redeemed all my equity-based unit trust funds and divested my KLSE portfolio on 27 July due to the escalating
subprime woes in the U.S. I had a bad feeling it will have a contagion effect on the broader global economy and the
equity markets in particular.

I hope I did the right thing. Will sit it out at the sidelines to see what happens in the coming months.

You said like that would only make me more worrying. Actually among most of the Unit trust websites, I prefer to go Public Mutual funds. As most of the time, i can see GREEN(s) there. Hopefully tomorrow not an exception...

You guys made me panicked!

What shall I do? Switch every equity fund to Bond or REIT fund?

Most of my UT still making profit but the recent ones are NOT looking good. Most of them trimmed 2-5% within a week. IF you have faith in the global economy and local market, hold whatever you have. If you going for long term, top up is an alternative.

Btw, I am not going to withdraw or switch yet. You can see the progress of this cycle in coming weeks. Read more news to track the latest update, so that you know what's coming up.

IF you want to play at the safe side, switch/redeem your capital + some profit away, and let the rest in the UT to work. If turns out bad, you are lucky, you keep your capital + some profit. If it turns out good, you earn a little. Make your choice.

David83,
Yes, I believe it will be prudent of you to make the switch
from equities to bonds. REITs may not be spared too.
Don't procrastinate. Just do it fast. Better to be safe than
sorry later.

Good luck!

Reit can't spare from the slump if stock market really plunge, may be the degree of drop would be less, only bond will be benefitting from the market plunge (normally) Reit is more sensitive to interest rate environment even if stock market is good if interest rate is going up still reit will have hard time but normally when interest rate goes up significantly, generally stock market performance won't be so good either although periodically got some exception due to indifferent economy situation.

Actually if look back carefully, stock market (same with equities fund since we are talking at fund section) is having good time for the last 3-4 years since about 2003 aka the bull run has last that long, consider magnificent already by historical standard. May be if can go higher if world economy still rosy ahead but if the bull stall, it is no surprise at all. Just the late comers in the market don't enjoy much of the profit in between. Still lot of long term investors and old timers are making hefty profit even market drop more than 20%.

For KLSE
1991-1993 super bull run
1994-1995 mini bear/correction
1996-1997 mini bull
1997-1998 super bear
1998-2000 almost stagnant or recovery (can't say bull run, recovery is more suit)
2000-2002 stagnant to a bit lower
2003-2007 bull (early stage not so significant only 2006 onwards is more significant)
2007 ????

This post has been edited by cherroy: Aug 5 2007, 04:57 PM

When too many UTs investors sell off their investment, the fund manager actually need to sell off some of his stocks to make up the amount for the redemption if they do not have enough cash on hand.

Not good for the stocks market too. Huge sell off will cause chain reaction, many panic selling will follow. Bad decision for me. So far, it just a correction in my POV.

This post has been edited by shih: Aug 5 2007, 05:00 PM

Must see tomorrow's condition already.

Anyway,.. if in the worst case for few days continuously, I would just quit the market. No switching for me...



I just want

2007-2107 a mini bull would do... please!!! ^^

100 years of time is enough for me...

Bull until I retire, 30 years is enough for me

It's not worth it to switch fund if ur investment below 100k

hehe,... sometime day-dreaming kinda could release our tension...


Why is that so?!
To me is that, if more than 100k, not wise to switch. Because amount involving is too huge, thus not wise to switch. And if wanna switch, might as well buy the one that gonna switch?

Mind elaborate for your point?