Anybody try of the HwangDBS funds? Its performance not bad... i bought its Global Opportunities fund last august during its IPO with the price of 0.5000 and now go up to 0.59! around 15%-20% return rate within half year...

Hi, I got friends with HwangDBS funds. Was told that their Guaranteed funds is performing very well too! Their Cap Guaranteed III get nearly 10% profit yield from Oct 2006 till now. Recently I visited their website. They renovated everything!!!

Is there any offer during the Global Opportunities launching period?!

The Hwang Global Property fund is much better, last year launching Rm0.50, now approaching 1st fully and become 0.60(buy) - 0.63(sell)

Offer or promotion is depended on the selling partner like banks or fund house. When this fund launching time, got extra unti as high as 3%.

This week,i finally buy my first unit trust fund from private company.i choose public mutual's public saving fund,PSF.because i like it moderate risk compare with other more agrresive equitidy fund (the gap between fund price up and down is lower)

honestly now i have little regret because i found the PSF's twins public regular saving fund with a nearer charactor and slightly higher performance are more suit my taste . mainly reason i like it because PRSF require only lesser initial investment and top up .

well,howewer since i have already past my form and this 2 twins are very same,i think i better give concerntrate PSF sometime rather than change to PRSF or seperate my resources between this 2 fund currently.

the above is my real experience on choosing first fund,hope it can contribute some info to other new be.

This post has been edited by athlon 11: Mar 23 2007, 10:27 PM

Recently I find out this, www.fical.net. Claimed that they can give 2-3% interest daily...Anybody tried before? Don't know this is another scam or not.

Not sure if here's the correct thread.

Have anybody came across of e-barrel (http://www.buyebarrel.us)? There's a sudden interest in my office.

This post has been edited by David83: Mar 25 2007, 09:05 PM

Mate, if 2% per day,...
For example, invested RM 1,000 in day 1.
In day 30(1 month), gain back RM 1,811.36
In day 365(1 year), the amount is RM 1,377,408.29

That means, it promised to give you profit yield of ((1377408.29-1000)/1000)*100 %
i.e. 137,640.83%

Most of our banks' Fixed term annual interest rate is roughly 3.7%.
Calculator won't cheat us... Banks are actual our true friends in such case.

PS: correct me if I'm wrong...


dot US server one...

Can't access it... although if it's mutual fund related. I dun think I would be interested...

This post has been edited by edifgrto: Mar 26 2007, 04:35 PM

Since that we have many other investors in other funds, we might as well start a monitoring control at end of every month by contributing what is your returns for the 12 months.... that would give everyone a better insight as to what are the performing funds and what is not.. probably we can also group the funds into:

Equity Funds

Bond Funds

Mixed Funds

Money Market Funds

Too bad I am into only Public Mutual.. I hope the rest give their input. That would be great information for us to invest in funds that gives the best returns to our hard earned money.

---

Added on March 26, 2007, 4:41 pmI will start with mine:

Equity Funds

Public Industry Fund
1 yr performance +42.98%
Public Agressive Growth Fund
1 yr performance +42.92%
Public Equity Fund
1 yr performance +42.92%
Public Focus Select Fund
1 yr performance +41.69%

Performance since 5/3/07 (I am taking this date as this is the date that the recovery from the massive correction takes place, which I believe some of the funds fundamental and propensity to grow may have changed.)

Public Industry Fund 13.33%
Public Agressive Growth Fund 13.54%
Public Equity Fund 12.31%
Public Focus Select Fund 12.46%

But, the way I see it, the PEF has got lower growth propensity that the other funds I am holding right now and I am itching to switch all over to PAGF. Should I?

This post has been edited by Grengo01: Mar 26 2007, 04:41 PM

Good idea... but must be 12 months?! Mine mostly not enough age yet...
So far is

Equity Funds 4.54%
Bond Funds 2.46%
Mixed Funds 2.27%
Money Market Funds 0%
Guaranteed Funds -2.76%

Distribution rate is
Equity Funds 27%
Bond Funds 7%
Mixed Funds 36%
Money Market Funds 0%
Guaranteed Funds 30%
Total 100%

Grengo01, cool... can get over 40%.

PS: arr,... must state the names? I thought that group them together?!
Only one...
PB Asia Equity Fund till now is 17.81% ...
actually before the disaster,... it's nearly 25%. T.T


This post has been edited by edifgrto: Mar 26 2007, 05:05 PM

Names be good.. then we can invest in those funds.

I take one year as it will be a good yardstick to the fund resilience and growth propensity. It does not matter... .

---

Added on March 26, 2007, 5:08 pmI think last year and probably this year would be good years for unit trust... 40% is the benchmark I am looking at... anything less is disaster...

---

Added on March 26, 2007, 5:13 pmEdit, PB regional funds are not as solid as others like Hwang or CIMB. I pulled out of PFES and PRESEC 6 months ago. I am still monitoring the funds and their returns pale in comparison with PIF which I switched into. Glad I made the switch but darn.. shld have switched earlier.

This post has been edited by Grengo01: Mar 26 2007, 05:13 PM

Ya, i noticed that PB and public global and regional series not as good as others. They invest directly rather than feed into others established fund?

As far as I know most of the global fund launched by Hwang, CIMB, OSK are feeder fund that invest in others established well known fund. But I seldom heard and don't know much about PB global fund. Domestically, PB fund is quite impressive but for global fund, it looks like lag behind others as far until now.

Yes. Exactly. PB does not have the expertise nor experience in regional markets or global markets to have an impact on their funds hence their growth is not as impressive. But I guess, its a learning curve. With each fund they launch they should get wiser. Hence PB better bets would be local funds.

My funds still very young. All just from -6 to 17% only...
The best is the one I posted above. And the -ve% ones it's either too young or guaranteed type... increasing at very low speed. So that, I can pay more attention to shares. Actually just play-play for fun(for shares)... I dun aim for big gain. Little bit, me already so happy.

40% per year is your benchmark?... cool! Hopefully after one year... my funds are like yours...

This post has been edited by edifgrto: Mar 26 2007, 07:52 PM

You would have plenty of disastrous if 40% is your benchmark. Over the long term 20 years, stock market and unit trust give your an average 10-20% return rate per annum.

Stock market won't go up 40% every year, bull run generally last about 1-3 years although it is not a magic number, prolonged bull run wil led to overpriced stock market due to bullish sentiment and over-optimistic.
Bare in mind, this year everyone expect a much slower growth worldwide. Stock market recent uptrend is mainly driven by too much liquidity worldwide not purely because economy growth.

Medium economy growth + too much liquidity = bull run (current situation)
Strong economy growth + too much liquidity = super bull run (1993-94 prior crash)
Recession + liquidity shortage = crash (98-99)

Chill... I do not expect 40% every year.... what I am saying is 2006 and probably 2007 are the once in every 10 years or so chance to make 40% or so p.a. Anything less during such times is pretty bad. I have been putting my EPF excesses in unit trust for the past 3 years. Its almost 80% now and I can only be kicking myself that they do not allow me to take out every sen from it to put inside unit trust. Own funds, I prefer the thrill of going into the market myself.. .

Guys, need some opinion.

I'm rearranging my investment. Currently my savings roughly consist of;

40 pc - equity fund
30 pc - asb
30 pc- cash

I'm thinking of;

40 pc - equity,40 pc - dividend/balance fund, 20 pc - asb. I'm maintaining asb because it much easier to take cash out in case if I need them.

Is this a good combination?

It is very simple. You SHOULD NOT put any money in any fund until you have reached the 200K limit in ASB and you cannot put in any more money in ASB.

There are very few and close to zero equity or dividend/balance fund that can beat ASB return consistently.

Dreamer

may i know how how much is the ASB return? my return from Public Dividend select fund is around 25%-30% within 1 and half year.....

around 8 pc maybe?


The strength of PNBs funds is in its consistency. Never occured to me until dreamer mentioned it. Being a noob, I'm short sighted.

Do this for 10 to 20 years, then it is a big deal.

Dreamer