You can switch whatever you want into any fund. Doesn't matter if you have the fund account that you wanted to switch.

However, if you want to maintain the account (not losing the average unit cost) for the fund you wanted to switch from, you need to have a balance of 1000 units or RM 1000 NAV (not so sure about the which one is applicable).

6-8% expected return is not interesting for capital protected fund anymore. I expect higher. Last year I invested on ING capital protected fund and its return is close to 20% for 1 year. Last month, ING launch another capital protected fund targeting 20% annual return. Closing is next week.

Anyone can help me.I've opened an PISBD on 6/9/07. When will i get the account number? thanks 4 replying.

Asking opinion...

Wat do u guys think bout PIOF and PAIF...which one is better?

wait till it drops till the lowest then go in lor

i don't know if this will encourage you to invest..
if you hold >RM100k of public mutual unit trust for 1 year++, they.. public mutual will offer you a complimentary platinum credit card.. free(perpetual).

almost same condition with yours above, but just add another zero(0) to the sum..

it will fall pretty soon
yes that's correct...... that mutual gold magazine nice le so many stuff to read.....sadly no lenglui only

the benefits are stated in the corporate website.. amongst all the stated benefits, the free magazine is the least that i found useful.
PMutual has cut cost (and soon more cost cutting initiatives will come).. and consolidate to only 1 magazine of choice.

the waiving of switching fee is very useful..
the free insurance is an added advantage.. (although i've a little doubt on the underwritings/underwriters)
the free will writing is a benefit for those who have assets and legacies to leave behind..
the complimentary credit card is most appreciated..  the annual fee for the card alone can be like RM500-600/annum

the free petrol voucher from lonpac isn't useful for me as i'm on a 3rd-party policy..(self-insured *lol*), thus i'm not entitled to it.

the quarterly bulletins..? well, they're historical news.. (if only you can get updated news/feeds, now that's a value)

mutual gold benefits will slowly shrink(there're reasons to it, of course).. i hope you won't be dissapointed when you've finally reached that significant milestone of yours.
just don't bank in a too high expectation of this status.. your own personal achievements are worth more than that.

Mutual Gold Benefit - Discount at Basking Robbins...
haha
just to inform those who do not know...
kekekeke
just learned about that a few weeks back from a friend.

The only main benefit I saw with that status is the free insurance given.
The rest nothing to be glamour about.

What's the amount of sum insured or coverage for the insurance?

Besides insurance, the other benefit will be no switching transaction fee.

The calculation of Mutual Gold Qualifying Point is based on your initial investment of equity fund only. Bond/MM funds do not count.

If you withdraw or switch to a bond fund, the points will be deducted. When you invest additional money, your points will increase by the amount of money you invested.

If you are wondering how do they provide you with all these Mutual Gold benefits ? It's from the fund annual management fee of ~1.5% (higher for foreign funds). Say you have 100k in equity fund and PM will take 1.5k from your fund every year to cover all the expenses - admin, fund managers salary & bonus, mutual gold etc

Hey everyone, i am new here.

I could see there are a lot of investment pro here. HAHA!

Any recommendation on what to invest or how to make money?

lwb,

Why not you share with us, how you can do it by having PM funds without paying service charge and the service charge can buy a nice car?

May i know what is SI?
can anybody give me some opinion on public china select fund? is it good?
thanks a lot...

That is before we drop from KLCI 1390 level to now. Those who waited were richly rewarded.

Thanks for ur opinion, DZi921..
oops, but my agent told me that if create a SI , The service charge also not same with the promotion service charge dy wo but will follow the normal charge?? why ?? my agent cheat me?

o, then means the PCSF also not bad..but is aggresive de..now still can purchase this?

how anout PISDF and PFEPRF?

appreciate a lot for u all reply...

I like investment vehicle that really pays.