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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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fly126
post May 20 2016, 03:19 PM

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QUOTE(cloudchng @ May 20 2016, 10:08 AM)
hi fellow citibank creditcard users, I have some questions need your guys input:

1) I got 2 new cards, cashbank plat and visa plat. If I don't activate either, will it means auto termination?

2) How many times should I swipe to entitled first year annual fees waive?
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i) After 60 Days... from Approval Date will dis-Activate the card
ii) 3x swipes Regardless Amount.
fly126
post May 23 2016, 01:28 PM

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QUOTE(Carlo J @ May 23 2016, 10:01 AM)
Anyone applied for temporary/permanent credit limit increase before?

1. How long does it take for them to approve/reject?

2. Suggestions for higher probability of being approved?

Thanks.
*
Temp. Increase can DIY by login your own account Select on Card Service + temp. Increase CL + fill in your Desire CL , the period time & reason for....Your CL wil increase with immediate effect.

For Permanent Increase need to submit the latest Income document fax or email to them, will get the status around 5 working days
fly126
post May 23 2016, 09:01 PM

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QUOTE(beyond86 @ May 23 2016, 05:46 PM)
Bad experience with Citibank.
Won't use their card anymore
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Mind to elaborate... blink.gif blink.gif blink.gif
fly126
post May 24 2016, 11:12 PM

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QUOTE(cheahcw2003 @ May 24 2016, 10:54 PM)
Citibank seems losing a lot of customers lately.
Anyone know are they still the biggest credit card issuer in the country?
*
I think so... hmm.gif
Still 1st Citibank, 2nd Maybank , 3rd CIMB...
fly126
post May 26 2016, 11:13 AM

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Terms and conditions:
1. Valid for dine-in only for 1/4 PERi-PERi chicken set (with 2 regular sides) at all Nando's outlets nationwide.
2. Prices are subject to 10% service charge and 6% GST.
3. Valid for payment made with all Citi VISA cards issued in Malaysia.
4. Not valid with any other vouchers, discounts, promotions and/or loyalty programs.
5. Citi Visa cardmembers who are Nando's PERi-Vilege members will still be entitled to collect one (1) "Chili" for each visit/transaction
(as per Nando's PERi-Vilege loyalty program mechanics). For details, please visit www.perivilege.com

http://www.citibank.com.my/global_docs/edm...=EMOWDMYKCUENYF
fly126
post May 26 2016, 01:33 PM

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QUOTE(blstz @ May 26 2016, 01:10 PM)
do u call them after you get charged the annual fee? or u call ahead before you get charge in your statement?
*
After...
fly126
post May 26 2016, 11:31 PM

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Citibank is constantly exploring ways to offer you competitive products and services.
We'd like to request a little bit of your time to complete a survey about credit card design.
In return, you'll stand to get 5,000 Rewards Points as a token of appreciation.

Take the Survey >>

Terms and conditions:
• Only the first 100 eligible respondents who complete the survey and submit their details to Citibank by 3 June 2016 will receive the token of appreciation of 5,000 Citi Rewards points.
• Citibank will credit the token of appreciation to the eligible respondents latest by 31 July 2016.
• Citibank's decisions on all matters relating to the token of appreciation, including the determination of eligible respondents are conclusive and binding.

http://www.citibank.com.my/global_docs/edm...MNNNMYCCNENRE01
fly126
post May 28 2016, 04:31 PM

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Terms and conditions:
1. Valid from 27 May till 12 June 2016 with payment using Citi Visa cards issued in Malaysia only.
2. Valid at participating Club 21 free standing stores only.
3. Offers are not valid with other promotions, offers, discounts, vouchers and privilege cards.
4. Pay with Points is available for Principal credit cards issued in Malaysia only for Citi Prestige, Platinum, Rewards Platinum, Gold, Silver, Clear, Choice and CitiBusiness (personal underwriting). For redemption conversion rate and full terms and conditions, please click here

http://www.citibank.com.my/global_docs/edm...=EMOWDMYOEUENG9

fly126
post Jun 2 2016, 09:59 PM

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QUOTE(xooper @ Jun 1 2016, 10:01 PM)
did anyone can confirm what items did not have reward points for the citi gold credit card?

so far i know is petrol......

still have others?
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Spend in the following categories will NOT be awarded any Reward Points:

Category MCC Code
Government9211, 9222, 9223, 9399, 9402
Catering 5811
Charity 8398
Utility 4900
Insurance 5960, 6300
Parking7523
Transportation 4111
Child Care 8351
Tax 9311
Petrol 5541, 5542
Education 8211, 8220, 8241, 8244, 8249, 8299

OR
Refer to: https://www.citibank.com.my/ICARD/subapp/re...rewards-tnc.pdf

An Extract from Pg. 4....
3.3 To avoid any doubt, we will NOT include the following items in the calculation of RP or PM:-

(a) transactions made on Flexi Payment Plan, Cash Advance, Dial-for-Cash, Easy Pay (EPP), JOMPAY, Balance Transfer or Balance Transfer via Instalment Plan
(b) payment for Card account, annual fees, interest payments, late payment fees or charges for cash withdrawals
© refunded, disputed, unauthorised or fraudulent transactions
(d) government service tax and other taxes imposed by law
(e) any form of service of miscellaneous fees
(f) premium for Credit Shield or Credit Shield Plus or any other credit insurance
(g) payment of rates, charges, fines to Governmental, statutory and judicial bodies;
(h) catering and out-call food and beverage services
(i) donations and contributions to charitable, community or social service organizations (including charitable organizations approved by the Inland Revenue Board for tax relief)
(j) fees or charges to any education establishments or institutions (including professional and vocational training centers)
(k) child care services
(l) special events/ categories (including funeral and crematoria services, clothing rental, photographic or video-graphic studios and florists)

This post has been edited by fly126: Jun 13 2016, 01:47 AM
fly126
post Jun 17 2016, 11:36 PM

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QUOTE(SummerSnow2016 @ Jun 17 2016, 06:40 PM)
Hi, May I know is anyone using Citibank Rewards Platinum Card?
Is this card good? Since it can choose categories and 5X rewards points...
Or it's better to take Maybank 2 cards Gold/Platinum since also got 5X points with AMEX. rclxub.gif
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» Click to show Spoiler - click again to hide... «


This post has been edited by fly126: Jun 26 2016, 01:13 AM
fly126
post Jun 20 2016, 04:56 PM

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QUOTE(nothingz @ Jun 20 2016, 02:40 PM)
Anybody can confirm gsc buy 1 free 1 on friday for Clear Card is still valid?
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Yup, the Promo still ON nod.gif
fly126
post Jun 21 2016, 12:49 AM

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QUOTE(starry @ Jun 20 2016, 09:56 PM)
I've been using Citibank Rewards Platinum for 3 years. So far annual fee waived every year based on the amount spent. Maybank 2 Cards sounds like a better deal since it's free for life.
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Fee FREE Card, It's the BEST... thumbsup.gif

I got CT Rewards Plat. & CB Plat. too both I tiada kasi Annual Fees sebab Not fancy with 5x Rewards points Subscription ... whistling.gif
Besides these Two, My HSBC, MBB, UOB, HLB, OCBC, SCB, Amex CC No need Me pay a single cent of Annual Fees, pun brows.gif

This post has been edited by fly126: Jun 21 2016, 12:55 AM
fly126
post Jun 21 2016, 01:18 AM

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user posted image
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We'd like to introduce you to Citi Fraud Alert, a new security feature to notify you
when a suspicious transaction is made on any of your Citi cards.


user posted image
We detect a suspicious Citi transaction on one of your Citi debit or credit cards.
user posted image
An SMS will be sent from 66248 to notify you.
user posted image
Simply reply with a "1" or "2" to confirm the authenticity of the transaction

user posted image

For Citi Fraud Alert to work effectively, please ensure that your contact details registered with us are up-to-date.
Call CitiPhone at 03-2383 0000 / 07-268 0000 / 04-296 0000 to update them if necessary.


http://www.citibank.com.my/global_docs/edm...=EMOWDMYDRUEN8G
fly126
post Jun 22 2016, 08:26 AM

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QUOTE(SummerSnow2016 @ Jun 22 2016, 12:42 AM)
Since like that should I request to stop applying for for Citi rewards platinum card..? I'm applying.. I'm applying both PremierMiles and Citirewards.. but seems both r not good cards..
Just because i have mortgage loan with citibank, with the salaries exchange rate by sg i provided that applied loan so i qualified to apply platinum or the premiermiles card. If not my income can just apply those card with annual income RM36000... is it all the banks not consider the exchange rate one? Like SG3000 = RM3000.
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Errr, I would said Yes... SG3000 = RM3000 (No Conversion)
Get CT Cash Back Plat., better

This post has been edited by fly126: Jun 22 2016, 08:28 AM
fly126
post Jun 22 2016, 09:54 AM

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QUOTE(peigeng @ Jun 22 2016, 09:47 AM)
What are the chances of getting annual fees waived for citibank credit card If i spent around 25k per year?
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It's Depends what type of CC you got...

fly126
post Jun 22 2016, 02:01 PM

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QUOTE(SummerSnow2016 @ Jun 22 2016, 10:57 AM)
icon_question.gif
Hm...If like that can i just don't activate the CC i applied from Citi once i received, just wont be charge for annual fee? And then cancel after 6months?
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If U really X want the Card just call in Cancel if not jz swipe the Card 3x times to get 1st year AF waiver

QUOTE(peigeng @ Jun 22 2016, 11:05 AM)
Wise card or clear card ??
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Wise Card definitely No Waiver, Clear Card try to call in Request for Waiver but Usually they will ask you swipe your CC 3x times or spend on $xxx Amount in order to get Waiver

QUOTE(starry @ Jun 22 2016, 11:34 AM)
Can the Citi Cash Back Platinum annual fee be waived based on amount we spent?
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Yes, but sometimes its Depends on their bank current Criteria /policy, also If they have charge you No Harm Request Waiver from CS

So far, having the Card since 2012 I never been charging any of AF fees if they got charge Me I just Call in ask for Waiver, Easy-peasy

This post has been edited by fly126: Jun 22 2016, 04:06 PM
fly126
post Jun 22 2016, 04:01 PM

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QUOTE(athlon @ Jun 22 2016, 03:59 PM)
anyone holding the citi prestige mastercard??
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Yup, our TS got it...
fly126
post Jun 23 2016, 12:16 AM

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QUOTE(SummerSnow2016 @ Jun 22 2016, 10:01 PM)
Thanks for replied... but rewards platinum can get also 1st yr free waiver with 3 swipes  no matter how many catagories i chose?
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Yup, 3 x swipes for 1st Year AF Waiver but You Only get 2 Rewards Categories for Free... nod.gif
fly126
post Jun 23 2016, 01:53 PM

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QUOTE(SummerSnow2016 @ Jun 23 2016, 11:00 AM)
Ah, ic... that's mean if i ticked above 2 categories, the rest won't be free even 3 swipes.
If Premiermiles Visa also same? can waive after 3 swipes?
I don't know want to keep this card or not..T_T
*
It should be...
Worth to keep it as long the Card's Free
Call CS if you got any Queries.
fly126
post Jun 24 2016, 03:35 PM

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QUOTE(ragk @ Jun 24 2016, 02:45 PM)
hi~ I'm planning to apply an credit card (this) for oversea spent in my coming 2 months euro trip. It's a "Business Card", so can i apply it personally? not sure what make it diff with normal credit card. * and yes i did meet the annual income condition

and where this charges apply to? interested rate if i dint pay on time?
CODE
Finance Charges for Purchases
15%p.a. (daily interest) - Cardmembers who promptly settle their min payment due for 12 consecutive months.
17%p.a. (daily interest) - Cardmembers who promptly settle their min payment due for 10 or more in a 12-months cycle.
18%p.a. (daily interest) - Cardmembers who do not fall within the above categories.

*
Just submit Your Application same like normal Apps...
It's the Credit Card Interest was Imposed on the Outstanding Balance for the Credit Card will be based on a Tiered Pricing Structure in accordance to Your Repayment History by IF Making only Minimum Monthly Payment just Same like Paying the Card's Interest...

Just Remember:
If, You Settle Your Outstanding Balance in Full...There will be NO (Interest) Charge to You.

This post has been edited by fly126: Jun 24 2016, 06:18 PM

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