I never soend on it though, but the 4% is better than none though 🙊 As I will be using my dad’s HSBC signature to swipe for petrol.

Nope, to get  Annual Fee Waiver from them jz depends your Luck. Some ppl spend more than 100k yearly also they don't grant AF Waiver.

But Some of ppl, spend few gram a year pun dapat Waiver & I was 1of  them, Having Citi cards since decade ago never pay a single Cent of AF.

Wondering if anyone faced the same situation.

My annual fee only got half waived. 4 years holding the clear card. Just found out that some people rarely use the card but got full waiver. This is not luck but double standard! I use my card quite often, min 1k a month. Don’t talk about 12 times a year, swiping 12 times a month is not even an issue. It’s not about that 40 over bucks but this is unfair due to their double standard. Contacted via live chat, standard answer being given. Until I said I’m filing a complaint with bank negara, they finally tell me that they’ll get an officer to contact me in x working days.

Wanted to know if you’re in the same situation, will you just accept what it is and move on? Most probably your answer is cancel the card, there are a lot of banks offering. Yes, this is what initially I plan to do but I don’t want to tolerate with this double standard.

can i use my citibank simplicity/rewards points to buy electronics from places like harvey norman or tanboonmeng?

use similar like maybank rewards points.

Since when they jack up the min CL for CB Platinum:

Kindly note that the MINIMUM credit limit for all Cash Back Platinum
credit card holders is RM15,000.00. 

I thought it used to be RM 10k 2 to 3 years back.

Card requirement getting higher.
Benefits getting worse.

Would like to check for Citi Bank prestige card.. is that RM1000 yearly fee able to waive?

hi sifus, lets say my statement dated 8th shows an outstanding amount of RM 500.

On 15th, i received a refund of RM 500 into tis credit card (which is after the statement date)

Pls advise do i still need to made payment to the Credit card or Citibank will use the refund to offset the outstanding amount?

How much is the annual fee for Citi Rewards credit card? Is it good for the 5x points?

This card is at Visa Signature/World Mastercard level.
AF is RM 600 (from RP; couldn't find from Citibank website).

Hi guys, i just realized that we can use the thank you point to shop.. How much is the value's worth?

https://www.citibank.com.my/english/credit-...credit-card.htm ?

I just received a by-invitation campaign for citibank visa. get 10% for petrol/dining/online/grocery.
capped at rm30

Not sure how Citibank define their online category.
Do you read/have thei campaign TnC?

For PBB, as long as there's an OTP input requested, it is considered as online.
For CIMB, they use POS Mode.

I got that card also!
But he already mentioned by-invitation campaign for citibank visa!