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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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fly126
post Jan 19 2016, 02:29 AM

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QUOTE(Aeon_Clock @ Jan 18 2016, 02:26 PM)
Tried to apply for a Citibank card. I'm RM400 short of a minimum annual income requirement for the card, one reason being they didn't take into account my bonus at all...so the guy didn't bother accepting my application at all =.=

Is this Citibank's style or is this just that staff being lazy?
*
Short is short, rules are rules not just only Citibank
As ruled out:
You MUST have a min Salary Income of RM24,000 p.a, baru can get a credit card, it's 1 of the Mandatory rule Order from BNM & banks need to follow that... nod.gif
Furthermore, if U X any Credit history or credit card with any bank before, usually U Won't even get Entertained by Citibank sweat.gif

This post has been edited by fly126: Jan 19 2016, 12:35 PM
fly126
post Jan 19 2016, 10:58 PM

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QUOTE(Aeon_Clock @ Jan 19 2016, 07:08 PM)
Isn't bonus a salary income? Its taxable and all. Plus, other banks accept bonus as income, why only Citibank don't?
RM400 = RM33.3 a month...
I have other cards, but I'm looking into this card in particular for travel purposes.
*
Citibank is abit stingy on their CC's Requirement , as They recognize ONLY your monthly salary Income or EPF's Contribution as Your Fix Income (like housing loan App reqmnt). & they Never consider, any of Allowance or Yearly Bonus as Permanent Fix Income, to them THESE Additional (income) Not every Year company ada kasi punya,
"Tahun ni ada Bonus atau Sebaliknya tahun depan"

Btw, how many CC you got now is it Citi PremierMiles Visa Card that U want to apply...??? hmm.gif

Why not submit Your App Online, it's Better than U Applied from the agent & maybe Citibank will "Grant your wish"... nod.gif
https://www.citibank.com.my/landing_page/ca...CCAZYENINDELNCZ

This post has been edited by fly126: Jan 20 2016, 01:28 AM
fly126
post Jan 23 2016, 01:44 AM

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EDITED 2x post...

This post has been edited by fly126: Jan 23 2016, 01:52 AM
fly126
post Jan 23 2016, 01:45 AM

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QUOTE(nikita zuleica @ Jan 23 2016, 12:45 AM)
but if Im not mistaken some forumers here gt annual fee waived by calling their CS number  rclxub.gif

I knw some bank will consider ur fee waived if you i) hv loan or investment portfolio with them...

but is tht possible if we relying on + ii) good payment records and such? Berkshire Breakaway thread starter share your view
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Having These TWO things with Citibank, they will Definitely Waive the Annual Fee for You... nod.gif

This post has been edited by fly126: Jan 23 2016, 01:52 AM
fly126
post Jan 29 2016, 12:18 PM

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Get ready for your PIN & PAY credit card

user posted image
user posted image

What is PIN & PAY?
PIN & PAY is an industry-wide initiative where a 6-digit Personal Identification Number (PIN) will replace your signature for credit card payment authorisation. From now till 30 June 2017, your signature will still be accepted for payments at point of sale terminals in Malaysia. The reason for this change is to improve financial security and to prevent credit card fraud.

How do I get my new card?
Your new card will be sent to you via mail and you should be receiving it before 31 December 2016. You do not need to contact Citibank to request for your new card as we are issuing cards in batches.

What do I need to do when I receive the card?
Please proceed to activate and create a PIN for your new card soonest possible. To activate your card and create PIN, please log in to Citibank Online. Detailed activation and PIN creation process can be found in the leaflet that comes with your new card.
More information can be found at www.citibank.com.my/pincard

What happens to my existing card if I do not activate my new card?
You can still use your existing card for a period of 90 days from the date of issuance of the new card. However, we highly encourage you to activate your new card soonest possible for uninterrupted usage. Upon activation of your new card, please ensure that you completely destroy your existing card.

What if I have more than one Citi credit card?
You may receive your new cards at different times if you have more than one credit card.

When can I use my new card?
You can use your new card at all point of sale terminals immediately upon activation and PIN creation. You will be prompted for your 6-digit PIN for transactions at terminals that have been upgraded for PIN acceptance. For terminals that have not been upgraded, your signature will be accepted.

http://www.citibank.com.my/english/common/...MOWDMYXTUENUO01


This post has been edited by fly126: Jan 30 2016, 12:43 AM
fly126
post Jan 30 2016, 11:56 PM

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user posted image
user posted image

Live life, leave your bill payments with us.

From 20 January till 20 April 2016,register for Citibank One Bill or perform
Auto-Debit transactions with any Eligible Merchants.

Just auto-debit a minimum of RM388 (can be an accumulation of 1 or more bills)
and charge these bills into your Citibank credit card for 3 months consecutively
to get rewarded with a
20" Condotti Trolley Bag worth RM429.

Click here to find out More >>

For full terms and conditions, click here

This post has been edited by fly126: Jan 31 2016, 12:00 AM
fly126
post Feb 2 2016, 12:48 PM

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Same here, My Citi Cash Back Plat.'s AF just got Waive by CS, It's Fee-free for another Year😀

fly126
post Feb 5 2016, 03:06 AM

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user posted image
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TOMMY HILFIGER - ADDITIONAL 10% OFF with minimum RM800 nett spent. '
•Valid till 14 February 2016.

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DIOR - COMPLIMENTARY Dior Beauty Pouch with minimum RM500 spent.
• Valid from 1 till 28 February 2016.
• Valid at Dior Beauty Boutiques only.
• One Citi card is entitled for one gift only and while stocks last.

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LANEIGE - 10% OFF with minimum RM180 spent OR 15% OFF with minimum RM280 spent.
• Valid till 31 December 2016.
• Valid for normal-priced items.
• Valid at LANEIGE boutiques only.

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HABA - COMPLIMENTARY HABA Cosmetics Skincare Set (NP: RM249) with every purchase of Squalane (60ml) and Night Recover Jelly (50ml)*
*50% OFF facial & eye treatments.
• Valid till 31 December 2016.
• Limited to one complimentary set per receipt and while stocks last


Terms and conditions:
1. Valid with payment using Citi cards in a single receipt.
2. Not valid with any other ongoing promotion, discounts, offers and/or privilege cards.

http://www.citibank.com.my/global_docs/edm...=EMOWNMYSUUENBL

https://www.citiworldprivileges.com/?ecid=EMOWNMYSUUENBL01

This post has been edited by fly126: Feb 5 2016, 03:06 AM
fly126
post Feb 5 2016, 07:44 PM

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QUOTE(WhitE LighteR @ Feb 5 2016, 06:58 PM)
holy shit.. from fd thread until here... hebat. get a room u two~
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Not ME... lah?! blush.gif

QUOTE(Berkshire Breakaway @ Feb 5 2016, 07:01 PM)
user posted image

anyone of you received a reminder like this to get one of the latest PIN card for your credit card?
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QUOTE(Berkshire Breakaway @ Feb 5 2016, 07:16 PM)
i think you mean fly and intrepidity85
i only commented because i don't intrepidity85 to spam on my thread just like others
well while i use credit cards whenever possible, for the ATM pin, i just change them for security
never use them. crazy ah cash advance fees. only go for 0% easy payment plans.
*
Not Receiving any Reminder or any changes with My Citibank online, yet... hmm.gif

Btw, How You Guys Remember ALL your PIN if U got 10+ CC... rclxub.gif

Berkshire Breakaway

Pls Update, Revision of T&C for CITI BUSINESS PLATINUM CREDIT CARD (EFFECTIVE 24 FEBRUARY 2016)

This post has been edited by fly126: Feb 5 2016, 10:59 PM
fly126
post Feb 5 2016, 10:15 PM

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Go green and access up to 6 years of your account statements on Citibank Online

user posted image
user posted image View e-Statement Now >>>

http://www.citibank.com.my/global_docs/edm...=EMOWDMYZKUEN9T
fly126
post Feb 13 2016, 09:52 PM

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for Citibank CB platinum...
Post # 1
fly126
post Feb 19 2016, 01:11 PM

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QUOTE(cybpsych @ Feb 19 2016, 08:56 AM)
Revision of Terms & Conditions Citi Cash Back and Citi Cash Back Platinum cards Terms and Conditions wef 11th March 2016

https://www.citibank.com.my/global_docs/pdf/cashbacktnc.pdf

note: pdf not available. wait till citibank fix it.
*
Now can liao...
Revision of Terms & Conditions Citi Cash Back and Citi Cash Back Platinum cards Terms and Conditions wef 11th March 2016
https://www.citibank.com.my/global_docs/pdf/cashbacktnc.pdf
fly126
post Feb 25 2016, 05:47 PM

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QUOTE(fin307 @ Feb 23 2016, 04:12 PM)
how does flexi payments work?
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https://www.citibank.com.my/english/existin...exi-payment.htm
fly126
post Feb 25 2016, 05:48 PM

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QUOTE(git0926 @ Feb 24 2016, 11:20 PM)
any citibank people here? i want to apply credit card.
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https://www.citibank.com.my/landing_page/ca...pplyforacardnow
fly126
post Feb 28 2016, 08:24 PM

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QUOTE(git0926 @ Feb 27 2016, 06:30 PM)
i have no idea why i cant apply thru online.
*
Meaning..??? blink.gif
Can Corroborate more why U can not submit Your Apps thru Citibank Website... hmm.gif

fly126
post Mar 9 2016, 10:54 PM

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user posted image
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Terms and conditions:
•The offer is valid for dine-in only with payment using Citi cards in a single receipt
•*The offer is applicable for Citi Platinum cards and above only
•Advance reservation is recommended and subject to availability
•The offer is applicable before any service charge and up to a maximum of 10 person per bill
•Not applicable for the sale of tobacco, beverages and during eve of and on public holidays
•This offer is not valid with other promotional programs, offers, discounts, vouchers or privilege cards.

http://www.citibank.com.my/global_docs/edm...=EMOWNMYYKUENS8
fly126
post Mar 25 2016, 06:45 PM

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QUOTE(outsider @ Mar 25 2016, 02:37 PM)
i applied citibank cc due to supporting my friend who just join citibank cc sales.

he offered citi cash back and airasia... but both of these card cant enter premier lounge in klia...

can i change one of the card to premier miles?  unsure.gif
*
If U got Income RM100K per annum, sure can
Jika tiada gaji macam ni, sorry tak Boleh... sweat.gif

This post has been edited by fly126: Mar 25 2016, 09:11 PM
fly126
post Mar 25 2016, 06:58 PM

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QUOTE(Berkshire Breakaway @ Mar 24 2016, 02:44 PM)
changed to the dark side while retaining my citi prestige master card world elite

user posted image
*
Berkshire Breakaway
Bro, dah dapat your PIN & PAY card, belum...??? blink.gif blink.gif blink.gif
fly126
post Mar 27 2016, 09:24 PM

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QUOTE(Berkshire Breakaway @ Mar 27 2016, 07:07 PM)
i am so old lah. you call me bro? i am flatttered.
dah lah
semua kad dah
you?
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Just 1, ada Satu lagi Bank belum hantar kasi yawn.gif

QUOTE(crazyito @ Mar 27 2016, 07:15 PM)
Let's say the card got approved on 20/04/2015 and expires on 04/20, when will they start charging annual fee for the 2nd year? Is it 20/04/2016? Or end of 04/2016?
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20/04/2016
fly126
post Apr 5 2016, 04:47 PM

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QUOTE(boyzai07 @ Apr 5 2016, 03:39 PM)
I felt a bit disappoint on citibank... I have meet the requirement and they reply me unsuccessful.. Is there difficult to apply?
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Citibank is like these... If you don't have any Credit History like any loan related Facility with any Bank before they won't approved their Credit Card to You...

Btw, is it this your 1st Application...???


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