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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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adele123
post Mar 5 2016, 02:53 PM

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QUOTE(sj0217 @ Mar 5 2016, 02:37 PM)
My friend has share me last weekend, he has received another new clear card (should be come with PIN features), but I look at the card there is no where showing Paywave, just same like current clear card

Friend asked me why bank send another card, I then told him about the PIN features, does CS call you regarding this matter ??
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received an email telling me that it has been sent to my hometown. can see the activate new card option on citibank online.

confirmed by family card received.
adele123
post Mar 11 2016, 08:13 AM

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QUOTE(areankim @ Mar 10 2016, 09:50 AM)
3.66 is like worth taking since FD also 4.5% hahaha... but dont apply unless URGENT!
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Personal loan 3.66% means that effective interest rate is at least 7% - 8%. That's doubled of fd rate. Please know the difference
adele123
post Mar 11 2016, 11:18 AM

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QUOTE(areankim @ Mar 11 2016, 10:10 AM)
it stated there per annum which is 3.66 per YEAR.
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Please google effective interest rate and flat interest rate. Personal loan is flat interest rate.

Fd is eir
adele123
post Apr 6 2016, 10:21 PM

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RM0.00 Citi-Visa: Get up to RM150 GUARANTEED CASH BACK with min RM2500/mth spent. From 1APR - 30JUN16. Reply C1 to enrol. T&C@ www.citibank.com.my/guaranteed

150, if I spend 7500 in 3 months... and must be in blocks of 2500 in the same month...

This post has been edited by adele123: Apr 6 2016, 10:23 PM
adele123
post Apr 6 2016, 10:31 PM

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QUOTE(David83 @ Apr 6 2016, 10:27 PM)
I believe RM 150 during the whole campaign period. That's the max you get.
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Ya I understand.

So max is 2% of cash back... my question is... is it based on transaction date or posting date. Since their t&c did not mention this.

Why didn't they send this earlier. Could have used this to pay the insurance... wasted...
adele123
post Apr 10 2016, 11:55 PM

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QUOTE(jtleon @ Apr 9 2016, 03:29 PM)
http://www.citibank.com.my/global_docs/edm...-buffet/edm.htm
35% discount for buffer for participating restaurant/hotel, anyone has tried this?

*does annual fee waiver requirement the same for supplementary card for the 1st year?
subsequent year will be subjective to whatever they want?
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Haven't tried... But yes the discount is for you to use. Note that it is not just for buffets. Basically as long as you are dining there.

But got certain days not entitled or something. like v-day or something. And certain buffets not entitled.

This post has been edited by adele123: Apr 10 2016, 11:58 PM
adele123
post Apr 13 2016, 11:01 PM

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QUOTE(haru20 @ Apr 13 2016, 09:26 PM)
Been with Citibank since 2012, spending style are like Friday 1-1 Tickets, coffee bean and minimal on others because have Citi CB card.
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curious... did they waive your Cash back card... i assumed it's charged on a different month... or not anniversary yet?

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adele123
post Apr 14 2016, 11:23 PM

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QUOTE(oHkereD @ Apr 14 2016, 05:20 PM)
did you guys sign up for credit shield select upon applying any citi credit cards? is it worth it? for a premium of RM0.60 for every RM100 in statement balance.

edit: i already have my own insurance..
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truly not worth it.

1) those who need it, ie, they have a lot of outstanding balance, this will make things worse, because just increases the payment that they have to make every month.

2) those who don't need it, ie, clear their outstanding balance every month, well, they don't need it...

at RM0.60 per RM100 translates to RM60 per month for RM10,000. in insurance, that's expensive.

so... don't...
adele123
post Apr 17 2016, 10:02 PM

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does citibank supp card for premiermiles/platinum entitle for lounge access?
adele123
post Apr 21 2016, 09:06 AM

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QUOTE(pearl_eye @ Apr 20 2016, 02:26 PM)
may i know when is your anniversary? For me this is the first time they did not fully waive for me. Normally everytime I call for waiver, it is automatically put up for request and granted (There was 1 year I forgot to call for waiver but that one is my fault). But this time they transferred me to "Waiver Department" and then said only can waive 50%. I am using Clear card and use it as my main card to charge for my spending.
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If you look back some of the experience of those who replied here, the results vary on whether we get waiver or not. Another pointed out that he spends minimally on clear card but got his waiver.

Anyway, since you are gonna call again, good luck. but if and really if your luck runs out, the other option to not pay is convert to choice card, and not having to clear your instalment.
adele123
post May 17 2016, 07:03 PM

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QUOTE(vinothrao84 @ May 17 2016, 04:29 PM)
Hi everyone, quick question, if i wanna buy IPhone from Apple Malaysia website, how can i do 0% installment plan for that transaction or is that even possible? Thanks.
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I think I saw in the mac studio in jaya shopping centre, offering 0% ipp with certain banks. Not sure about the t&c. Should be applicable for all mac studio?

Also, if I rmb correctly, citibank is one of the participating banks.

This post has been edited by adele123: May 17 2016, 07:10 PM
adele123
post May 25 2016, 11:09 PM

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QUOTE(bla2sheep @ May 25 2016, 10:33 PM)
anyone know the quality for of the car camera that citibank is giving out if we sign up online?
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check post #1079. someone posted. i think that's the one.
adele123
post Jun 10 2016, 12:40 AM

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For thise who have citibank supp card, do you pay one time, full amount to your principal or you have to separate the payment?
adele123
post Jun 10 2016, 08:24 PM

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QUOTE(haru20 @ Jun 10 2016, 10:02 AM)
I pay one time full amount to my principle. No issue as to date.
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Thanks for the confirmation. Some banks work differently. Have to split for cimb.
adele123
post Jun 17 2016, 10:47 PM

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QUOTE(SummerSnow2016 @ Jun 17 2016, 06:40 PM)
Hi, May I know is anyone using Citibank Rewards Platinum Card?
Is this card good? Since it can choose categories and 5X rewards points...
Or it's better to take Maybank 2 cards Gold/Platinum since also got 5X points with AMEX. rclxub.gif
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Just to point out, only amex gives 5x points. And amex is not always widely accepted. And transactions such as petrol is 1x points. On the other hand, for citibank, it's only certain categories...
adele123
post Aug 11 2016, 08:51 AM

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QUOTE(mamamia @ Aug 10 2016, 11:29 PM)
Try to call up before ur AF charged.. My AF due end of Aug, I call last week, the CS straight away waive for me without me asking.
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slightly different from mine last year, in Oct. Not willing to waive until it has been charged. after it was charged i called in, it was waived easily.


adele123
post Aug 11 2016, 06:35 PM

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QUOTE(tctham @ Aug 10 2016, 09:15 AM)
The funny part is, I don't remember using the card for any overseas transactions. Hmmmm~~~ at least in my transactions list, I don't see any overseas transactions

Found it. Somewhere in February I bought albums from cd japan. Perhaps it's that. But don't know which promo though
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QUOTE(sj0217 @ Aug 10 2016, 09:10 AM)
No idea too... Using Citibank AirAsia Card Platinum, this card for reward point based, got rebate RM4.36  hmm.gif
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there is an on-going promo...
adele123
post Aug 17 2016, 09:00 AM

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QUOTE(peigeng @ Aug 16 2016, 09:01 AM)
Why pm here in order to apply a credit card?should apply at Citibank website or third party website like ringgitplus I guess?
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Some people still old school & lazy. Even when we can start applying for citibank credit card online at least 2 years ago. biggrin.gif

Want to check, those for got the 1% overseas cash back, do you remember whether it was a sms or email that you received that says you qualified for the campaign?

Also, seems like online transaction in foreign currency qualifies (my only transaction was online). Just want to confirm.

This post has been edited by adele123: Aug 17 2016, 09:01 AM
adele123
post Aug 27 2016, 11:50 AM

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QUOTE(oOoproz @ Aug 27 2016, 05:07 AM)
Hmm just got my clear card, anything I need to take note?  cool2.gif
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Rmb not to get charged annual fee next year.

Actually, find this card not much benefit except for the b1f1 @ coffee bean and cinema on Fridays.
adele123
post Sep 1 2016, 01:59 PM

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QUOTE(Alec.Yong @ Sep 1 2016, 12:32 AM)
Citibank no longer issue new MasterCard anymore? Except for the Prestige card, which is the only MasterCard for Citibank Malaysia.

Those who has the existing MasterCard still remain, just that no more new application for MasterCard..wink.gif
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Actually just because they encourage visa, I dont think they dont have mastercard for new application. They do have mc/visa for most cards. Except maybe the premier miles, cause it's really for visa signature.
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