Alamak if every rm100 spent I'd quite a lot leh..

Do you remember how did you cancel this feature? Luckily there is a 60 days free coverage.

Okay noted, will cancel it asap. Thanks!

If you want to make some money, there's free luggage bag upon signup at Damansara Utama.

I just brushed the agent off

One plat.

Don't ask me why they want.

I've even included my official employment letter with my HR's number on the PDF but they want such nonsense....

If You pay on time every month, you don't need to be concerned.

i never sign up credit shield for all my cc.
for citibank, they will charge you when the statement date for all outstanding which is unreasonable.
because i haven't get my statement, haven't got the time to look at total how much and they charge me.

the word "outstanding" is very subjective.
by right they should charge me if i did not settle my payment in full.
which mean you have to pay all bill before statement date then you got no charge.
i totally not agree with this.

CANCEL IT!! or DO NOT SIGN UP!!!

this is not true for citibank.
they charge the 0.65% for all your usage on the same month statement date.

UOB called me and ask me to try out the preferred platinum card, I already have One card. What is the difference between the two?

Big difference and Preferred Plat Card is a useless card, no benefits.

They din said to pick up what card on the phone...just that got a gal from CS call me before my card approval said will give me the PM card as well on top of my application for Plat One.

yet not many people meet the signatures min requirements...

Many people can meet.

Not many can meet the Annual Waiver amount only

Cannot meet ma, FD lo. Correct chiahau? Since I think he goes by this way.
I'll wait till the day mine meets, not going for FD option for now since I think I will meet mine soon.

This post has been edited by fruitie: Sep 17 2015, 04:30 PM

need to pledge how much FD in order to get visa signature?

I got my card now thanks to my loan.

No need FD liao.

Just withdrew mostly and dumped to ASB recently

Feel like asking for an Infinite for it's dining privileges

20k only.

Cheap cheap la.

But then the annual fees darn high.

Call CS and cancel it. No issues

Please don't take preferred platinum. It is worse than One card. I am sharing my personal sincere opinion. Because I was very very active preferred platinum spender in the past. And I am going to cancel it soon after redemption.

Easily waive-able.

Just hit the target

You just need to help someone swipe a downpayment for their house / car

-Double-

This post has been edited by chiahau: Sep 17 2015, 05:01 PM

Thanks both.
I will stick to my uob one then

I kept asking the caller whether if I pay on time every month will I still be charged but she kept repeating will be charged based on outstanding amount.

Good thing they give 2 months free so I will cancel it within next week.

Then not worth it lo. Will cancel it asap.

Alright will do it Tmr. Thanks!!.

Edit: Already called and cancelled the credit shield thing. Grateful to have fellow Bro here to look after one another

This post has been edited by GTA5: Sep 18 2015, 11:31 AM