Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards UOB Credit Cards v4
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 Aug 2 2015, 09:36 PM
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#1
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Senior Member
1,410 posts Joined: Jul 2013 
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Hi I realized when I signed in my UOB online account to check my card, I always get "Service not available" after the part where I have to key in the pin after clicking the card number.
In short, 1) Log in uob online account. 2) Click banking 3) Click credit card account 4) Click account number 5) Receive sms for TAC and key in TAC 6) Service not avaliable. Why? |
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Aug 7 2015, 03:14 PM
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#2
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Senior Member
1,410 posts Joined: Jul 2013
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Hi guys
I got my complimentary UOB Preferred Platinum which the agent say is part of the package when I signed up for my UOB ONE. The question is this, if I didn't activate my Preferred Platinum and just let it be, is it okay? Or do I have to call to cancel? Thanks. |
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Sep 17 2015, 11:49 AM
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#3
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Senior Member
1,410 posts Joined: Jul 2013
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Just received a call from a fast talking lady from UOB asking me to sign up for the Credit Shield thing.
Anyone has signed up before? It says payment is 65 cents per month for every RM100 outstanding balance. This means if I pay my balances on time, will there still be any charges? Thanks! |
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Sep 17 2015, 12:45 PM
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#4
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Senior Member
1,410 posts Joined: Jul 2013
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QUOTE(karcity @ Sep 17 2015, 11:55 AM) It is every RM 100 spend I think. Many years ago , I sign up for that also. But that is rubbish la. It will eat up all your money. It is like insurance. Only useful if you have a lot of outstanding. Cancel it ! Alamak if every rm100 spent I'd quite a lot leh.. Do you remember how did you cancel this feature? Luckily there is a 60 days free coverage. QUOTE(fruitie @ Sep 17 2015, 11:56 AM) I never register one. Okay noted, will cancel it asap. Thanks! To me, it wastes money la. |
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Sep 18 2015, 12:13 AM
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#5
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Senior Member
1,410 posts Joined: Jul 2013
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QUOTE(heretical @ Sep 17 2015, 01:21 PM) i never sign up credit shield for all my cc. I kept asking the caller whether if I pay on time every month will I still be charged but she kept repeating will be charged based on outstanding amount. for citibank, they will charge you when the statement date for all outstanding which is unreasonable. because i haven't get my statement, haven't got the time to look at total how much and they charge me. the word "outstanding" is very subjective. by right they should charge me if i did not settle my payment in full. which mean you have to pay all bill before statement date then you got no charge. i totally not agree with this. CANCEL IT!! or DO NOT SIGN UP!!! Good thing they give 2 months free so I will cancel it within next week. QUOTE(heretical @ Sep 17 2015, 01:26 PM) this is not true for citibank. Then not worth it lo. Will cancel it asap. they charge the 0.65% for all your usage on the same month statement date. QUOTE(karcity @ Sep 17 2015, 04:52 PM) Call CS and cancel it. No issues Alright will do it Tmr. Thanks!!. Edit: Already called and cancelled the credit shield thing. Grateful to have fellow Bro here to look after one another  This post has been edited by GTA5: Sep 18 2015, 11:31 AM |
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