CIMB CR and pay using PosOnline, 2.12% service charge.

Ok.. I will try with POS online as I have CIMb CR readily available.
Is it confirmed that CIMB will logged this as internet transaction.
Last time I try with UOB payonline, but it still put under telekom... maybe pos online will be different
Keep finger crossed.

If Your Petrol + e-Commerce + Auto Billing (Insurance, Utilities, Telco) Spend = RM 1000/month then, SBC JustOne Plat. is Your Card can Earn You up to 5% Cash Back. 

Pls Refer to Post #2281 for Details.
https://forum.lowyat.net/index.php?showtopi...80&p=81544634&#

Thanks for your info... I read that there is a capping of RM12 for 1000 to 1499, so in total only get 1.2%?

If Your Petrol + e-Commerce + Auto Billing (Insurance, Utilities, Telco) Spend = RM 1000/month then, SBC JustOne Plat. is Your Card can Earn You up to 5% Cash Back. 

Pls Refer to Post #2281 for Details.
https://forum.lowyat.net/index.php?showtopi...80&p=81544634&#

1. Annual Income: RM36K
2. Free Lifetime Annual Fee: Any
3. Card required for: Petrol - RM600 monthly - BHP or Caltex, TnG Rm250, Telco RM200 Required : Cash Back or Rebate
4. Existing credit cards if any: Hong Leong WISE card
5. Looking at CC from: Any
6. Others: None.

1. Annual Income: About RM95K

2. Free Lifetime Annual Fee: No

3. Card required for: Cashback. My monthly expenses are
     Petrol RM300
     Grocery RM500
     TnG RM100 (This can be under grocery since I usually top up at Jaya Grocer)
     Telco RM150
     Dining RM200-400

4. Existing credit cards if any: HLB Wise, MBB 2 cards, Ikhwan Mastercard

5. Looking at CC from: HLB Mach, CIMB Cashback, PBB VS?

6. Others: I'll keep on using ikhwan for petrol and grocery, but would like to find another card for telco and dining. Would like PBB VS but my income is just under 100k, and that's including bonuses. Is HLB mach (dining + telco) a good card, or is there a better card for petrol, grocery, dining and telco?

Citibank Cash Back/ Platinum Card Annual Fee - RM120/ $195 (Income Requirement RM36k / RM60k p.a)

* 5% X for Petrol Cash Rebate [capped at RM300 / RM600, with Max.$15 / $30 monthly Cash Back]

* 2% X Cash Rebate for Major Mobile service providers (Maxis, Digi & Celcom) Rebates will be Unlimited per month, [But, U have to Pay the Bill thru Citibank Online]

* 2% X Cash Rebate on Groceries [capped at RM1500 / RM3,000, with Max. $30 / $60 monthly Cash Back]

* 2% X Cash Rebate for Pharmacies [No Capping]

* 0.3 X Others Spending Cash Rebate [No Capping]

Note: Cash Back Platinum in BLUE

But Anyway, Citibank CB Only credit the cash back earned once you reach $20 & If the cash rebate is less than $20 for a particular month, the total cash rebate amount will be carried forward to the following month.

https://www.citibank.com.my/cashbacktnc.pdf

1. Annual Income: RM40k-RM50k

2. Free Lifetime Annual Fee: Preferred

3. Card required for: Instalment @ 0% upfront/interest at low amount in a single receipt, cash rebates on cinemas/dining and oversea transaction/other currency transactions (retails + online)

4. Existing credit cards if any: UOB Vox

5. Looking at CC from: Need suggestion

CIMB CR doesn't give cash back for UOBPayOnline.

Any service or additional charge from POS online?
Plan to pay UNIFI bill via poson9 to entitle the 5% cash back

2% plus GST = 2.12%

mean 5%-2.12% = 2.88% for tnb and unifi bill that pay via pos on9

unless u are eligible for PBB VS, that's the best you can do, for the time being.

if you're willing to wait a bit longer, wait for forumers to feedback on UOB YOLO card. we're still waiting for the jackpot answer whether uobpayonline is tagged as "online" category under YOLO.

downside for YOLO is to use at least RM800 to hit the RM50 cb tier.