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Recommendation for Credit Cards V3, Please post according to Format stated.
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sg999
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Sep 14 2016, 07:50 PM
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1. Annual Income: RM50K 2. Free Lifetime Annual Fee: Prefered 3. Card required for: Petrol - RM600 TnG Rm250 Unifi RM200 Tnb RM400
Required : Cash Back or Rebate
4. Existing credit cards if any: Hong Leong WISE card, MBB Ikhwan card 5. Looking at CC from: Any 6. Others: None.
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sg999
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Sep 14 2016, 09:45 PM
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QUOTE(fruitie @ Sep 7 2016, 11:18 PM) CIMB CR doesn't give cash back for UOBPayOnline. Any service or additional charge from POS online? Plan to pay UNIFI bill via poson9 to entitle the 5% cash back
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sg999
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Sep 14 2016, 09:48 PM
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QUOTE(fruitie @ Sep 14 2016, 10:46 PM) mean 5%-2.12% = 2.88% for tnb and unifi bill that pay via pos on9
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sg999
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Sep 14 2016, 11:18 PM
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QUOTE(cybpsych @ Sep 14 2016, 10:55 PM) unless u are eligible for PBB VS, that's the best you can do, for the time being. if you're willing to wait a bit longer, wait for forumers to feedback on UOB YOLO card. we're still waiting for the jackpot answer whether uobpayonline is tagged as "online" category under YOLO. downside for YOLO is to use at least RM800 to hit the RM50 cb tier. for the 6% online spending right?
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sg999
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Sep 15 2016, 09:09 PM
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QUOTE(fly126 @ Sep 15 2016, 11:47 AM) MBB Ikhwan Mastercard or UOB ONE or Citibank Cash BackMBB Ikhwan Mastercard or Citibank Cash Back It need annual fees rm180++
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sg999
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Sep 16 2016, 10:55 AM
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QUOTE(fly126 @ Sep 16 2016, 12:07 AM) Yeah, for the Time being ONLY MBB Ikhwan Mastercard, PBB Visa Signature These 2 which have Best CB Return its Free for Life  Too sad im not qualified for PBB visa signature, so only can go for CIMB Mastercard to replace Wise card
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sg999
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Sep 17 2016, 11:37 AM
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QUOTE(asil66 @ Sep 17 2016, 12:19 PM) Have anybody succeeded with applying PBB Visa Signature with <100k annual income? Do they consider bonus as annual income as well or do they purely look at monthly salary? i dun think so.
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sg999
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Nov 14 2016, 11:48 PM
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QUOTE(fly126 @ Oct 24 2016, 10:41 PM) I) HLB Fortune - 1% CB but need min. Spend Rm2K /month to Activate the 1% CB Mechanism https://www.hlb.com.my/main/personal/cards/fortune-cardII) HLB Essential: 0.6% on 1st RM5000 spend, 1% cash back on Subsequent spend (Jz Ignored it) III) SCB Cashback Gold: 2 - 5% CB with min spend $500 https://www.sc.com/my/credit-cards/goldcard/gold-card.htmlIV) OCBC 365 Mastercard: 1% CB on 1st RM1K Spend, 0.5% cash-back on subsequent spend (Annual Fee RM106)V) Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending http://www.alliancebank.com.my/youniqueSCB cash back gold not bad ya
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