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 Recommendation for Credit Cards V3, Please post according to Format stated.

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sg999
post Sep 14 2016, 07:50 PM

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Joined: May 2008
1. Annual Income: RM50K
2. Free Lifetime Annual Fee: Prefered
3. Card required for:
Petrol - RM600
TnG Rm250
Unifi RM200
Tnb RM400

Required : Cash Back or Rebate

4. Existing credit cards if any: Hong Leong WISE card, MBB Ikhwan card
5. Looking at CC from: Any
6. Others: None.
sg999
post Sep 14 2016, 09:45 PM

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QUOTE(fruitie @ Sep 7 2016, 11:18 PM)
CIMB CR doesn't give cash back for UOBPayOnline.
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Any service or additional charge from POS online?
Plan to pay UNIFI bill via poson9 to entitle the 5% cash back biggrin.gif
sg999
post Sep 14 2016, 09:48 PM

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QUOTE(fruitie @ Sep 14 2016, 10:46 PM)
2% plus GST = 2.12%
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mean 5%-2.12% = 2.88% for tnb and unifi bill that pay via pos on9 sad.gif
sg999
post Sep 14 2016, 11:18 PM

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QUOTE(cybpsych @ Sep 14 2016, 10:55 PM)
unless u are eligible for PBB VS, that's the best you can do, for the time being.

if you're willing to wait a bit longer, wait for forumers to feedback on UOB YOLO card. we're still waiting for the jackpot answer whether uobpayonline is tagged as "online" category under YOLO.

downside for YOLO is to use at least RM800 to hit the RM50 cb tier.
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for the 6% online spending right? biggrin.gif
sg999
post Sep 15 2016, 09:09 PM

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QUOTE(fly126 @ Sep 15 2016, 11:47 AM)
MBB Ikhwan Mastercard or UOB ONE or Citibank Cash Back
MBB Ikhwan Mastercard or Citibank Cash Back
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It need annual fees rm180++
sg999
post Sep 16 2016, 10:55 AM

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QUOTE(fly126 @ Sep 16 2016, 12:07 AM)
Yeah, for the Time being ONLY MBB Ikhwan Mastercard, PBB Visa Signature These 2 which have Best CB Return its Free for Life console.gif
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Too sad im not qualified for PBB visa signature, so only can go for CIMB Mastercard to replace Wise card sad.gif
sg999
post Sep 17 2016, 11:37 AM

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QUOTE(asil66 @ Sep 17 2016, 12:19 PM)
Have anybody succeeded with applying PBB Visa Signature with <100k annual income? Do they consider bonus as annual income as well or do they purely look at monthly salary?
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i dun think so.
sg999
post Nov 14 2016, 11:48 PM

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QUOTE(fly126 @ Oct 24 2016, 10:41 PM)
I) HLB Fortune - 1% CB but need min. Spend Rm2K /month to Activate the 1% CB Mechanism https://www.hlb.com.my/main/personal/cards/fortune-card

II) HLB Essential: 0.6% on 1st RM5000 spend, 1% cash back on Subsequent spend (Jz Ignored it)

III) SCB Cashback Gold: 2 - 5% CB with min spend $500 https://www.sc.com/my/credit-cards/goldcard/gold-card.html

IV) OCBC 365 Mastercard: 1% CB on 1st RM1K Spend, 0.5% cash-back on subsequent spend (Annual Fee RM106)

V) Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending http://www.alliancebank.com.my/younique
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SCB cash back gold not bad ya rclxms.gif

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