1. Annual Income: RM60K to RM100K ( Working in Singapore )

2. Free Lifetime Annual Fee: I am fine if it is not much

3. Card required for: Cash Back/Rebate Only
AirMiles ( Travel back and forth when annual leave )
Overseas Transactions
Free LCCT Lounge Access
Instalment for gadget and stuffs.

4. Existing credit cards if any: nil

5. Looking at CC from: Need suggestion


To collect rewards from flying , airport lounges ( Malaysia, Singapore ), instalment of gadget and stuffs.

This post has been edited by vickywoon: Sep 13 2016, 02:03 PM

Can anyone help me if I need to apply for UOB credit card , I am currently oversea , my salary is 91.2k annually. Thanks a million

1. Annual Income: RM90k

2. Free Lifetime Annual Fee: It is my first time applying credit card , I hope somebody brief me about it?

3. Card required for: Miles Point, KLIA 2 lounges

4. Existing credit cards if any: None

5. Looking at CC from: No preference

6. Others: Can I apply credit card in Malaysia if I am working oversea? Thanks