one can run, but one cannot hide.....the drops even in BOND funds just checked...2 of 3 FI funds in FSM, i holds is now "RED" another one in Hwang's is also "RED"Fundsupermart.com v11, Grexit or not, Europe will sail on...
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 Aug 25 2015, 11:21 AM
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#121
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Senior Member
8,188 posts Joined: Apr 2013  
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one can run, but one cannot hide.....the drops even in BOND funds just checked...2 of 3 FI funds in FSM, i holds is now "RED" another one in Hwang's is also "RED" |
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Aug 25 2015, 07:10 PM
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#122
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8,188 posts Joined: Apr 2013
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Just for the Shiok of it...
yesterday's global rout....my XIRR now is 1.97% tomorrow's update would be BETTER... |
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Aug 25 2015, 07:25 PM
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#123
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Senior Member
8,188 posts Joined: Apr 2013
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Dare To Be Great When Others Are Afraid!
http://www.fundsupermart.com.my/main/resea...?articleNo=6218  |
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Aug 26 2015, 12:53 PM
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#124
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(happyfit @ Aug 26 2015, 11:26 AM) Hi All, First time posting in this thread but has been a long time reader of this thread. I am new to FSM. Basically, i am new to unit trust investments and would love to get some guidance from the old timers here. Would appreciate any feedback. My investment horizon is 10 years. I've done some readings and i came up with this portfolio below. ............ Would really appreciate if old timers here can provide your opinion. Thanks in advance.   what is your minimum expected ROI per year from this portfolio?  |
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Aug 26 2015, 01:48 PM
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#125
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(happyfit @ Aug 26 2015, 11:26 AM) RHB ASIAN TOTAL RETURN FUND 20% Aberdeen Islamic World Equity Fund - Class A 24% CIMB-Principal Asia Pacific Dynamic Income Fund 24% Eastspring Investments Global Emerging Markets Fund 10% CIMB-Principal Global Titans Fund 10% Kenanga Growth Fund 12% QUOTE(happyfit @ Aug 26 2015, 01:36 PM) I am hoping for 7-8% annual returns. At least higher than EPF rate. In your opinion, do you think this is achievable? I know we can't predict but is the expectation too high? Looks achieveable...but have a look at this... https://www.fundsupermart.com.my/main/inves...ntportfolio.tpl |
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Aug 26 2015, 02:15 PM
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#126
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(IvanWong1989 @ Aug 26 2015, 02:11 PM) hmm..... promo tomorrow start..... top up time... but top up what.... aih~.... how much % in yr portfolioCIMB APDI = -6.47% Kenanga Growth = -8.90% EI Small-Cap = -15.95% CIMB APDI = % Kenanga Growth = % EI Small-Cap = % |
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Aug 26 2015, 06:39 PM
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#127
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(happyfit @ Aug 26 2015, 03:41 PM) Thanks. how frequent do you guys re-balance your portfolio? i guess no 1 answer can fits all...it is up to individual.... sometimes, some markets are just to good to "enter", thus some people sometimes shifts from Fi to that markets... sometimes, some markets are just too volatile to maintain, thus some people sometimes shift out of UTs and go to sleep. http://www.fundsupermart.com.my/main/resea...?articleNo=4232 Mythbusting: Frequent Rebalancing Improves Portfolio Returns http://www.fundsupermart.com.my/main/resea...l?articleNo=566 https://secure.fundsupermart.com/main/resea...SJBlog_20131227 |
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Aug 26 2015, 06:45 PM
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#128
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QUOTE(EightPhantomz @ Aug 26 2015, 05:40 PM) Correct profit is -2.80 after I exclude CMF2. try read this then decide?Should I add anything to improve? Developed market? https://secure.fundsupermart.com/main/resea...SJBlog_20150402 |
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Aug 26 2015, 06:55 PM
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#129
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(Pink Spider @ Aug 26 2015, 03:11 PM) slightly better than FD  very true for me..... while planning my initial portfolios...concentrated on too much past records of returns....expected to hit 10% min (if all the selected funds of my portfolio "were" to perform just 80% of their averages...) then the taper tantrum came....then talks of QE stoppings,....then Russia Ukraine things,....then North south korea things,.... then Fed rate talks,..... then Oil prices drops,......then RM falls,....then now Fed Rate coming,...then China growth slowed,.....then China Devalued,....then...then...then.... now XIRR is abt 2%...ha-ha... |
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Aug 26 2015, 08:15 PM
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#130
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(river.sand @ Aug 26 2015, 08:08 PM) wanna ask... I dun know about others...but for me, I use Unit on hand (including given thru dividends) X Current NAV = Current value vs invested value ....When you compute IRR, do you ignore the 'dividends'? |
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Aug 27 2015, 10:04 AM
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#131
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(Wind82 @ Aug 27 2015, 09:18 AM) Hi guys, is it a good time to top up china fund like CIMB Greater China & RHB Big Gap China? Will China market plunge further? What you guys think? yes,..it is....the index is now a 45% discounts since its peak.... will it drop further?,..YES also.... Do you have the stomach for it?..if not, try to allocate about 5~8% of it in your portfolio if the fund NAV dropped by another 10%...it only affects about 0.8% of your portfolio value. Else can try something like Asia x Jpn funds that has exposure to China/Hk too.....those fund would be less volatile. in the meantime while waiting for more responses, try reading this... Is The Equity Market Capitulating? Should You Panic Now? http://www.fundsupermart.com.my/main/resea...?articleNo=6210 Where 17 Fund Houses Are Investing For The Remaining Of 2015 http://www.fundsupermart.com.my/main/resea...?articleNo=6204 |
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Aug 27 2015, 10:09 AM
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#132
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(guy3288 @ Aug 27 2015, 08:54 AM) .... What happened to AmAsia Pac Equity, RHB GS US Equity and RHB Small cap opportunity? Why dropped so much ? maybe because of these in the last few days????Attached thumbnail(s) 
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Aug 27 2015, 10:15 AM
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#133
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(gfish213 @ Aug 27 2015, 08:38 AM) any comment on eastpring my focus??? try reading this below post and this article from FSM...then decide for your self if it is a good time to invest in it or not....it seem drop very bad~~~ not sure it good time to invest in it or not. Is Malaysia Investment Case Still Sound In Midst Of Uncertainties? http://www.fundsupermart.com.my/main/resea...?articleNo=6191 QUOTE(T231H @ Aug 26 2015, 10:33 PM) Aberdeen Aug 2015 article - Malaysia equity: When bad can also be good Outlook on Malaysia equity....Aberdeen Asset Management August 25, 2015 some market tips? https://secure.fundsupermart.com/main/artic...-be-good--10723 |
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Aug 28 2015, 01:07 PM
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#134
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(kkk8787 @ Aug 28 2015, 11:02 AM) Reading through all the posts i am still not sure what to do at current economy..i have significant exposure in malaysia through kenanga growth fund.. what is your total % of exposure in M'sia?i was thinking to top up malaysia some more but the specialist in fundsupermart advised against as my malaysia exposre already veey high..should i just sit through all these..lost quite a lot on paper in last 2 weeks what is the % of breakdown of country/region of exposure per your portfolio? |
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Aug 28 2015, 01:09 PM
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#135
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(dasecret @ Aug 28 2015, 10:44 AM) I have some RHB islamic bond as I like the low volatility and consistent return. But for the past 1 month, the fund recorded 1.5% reduction... what's going on? Any clue? defaulted bond? during the same period..is it only this fund affected in terms of performance or almost other same category of FI fund also "kena"? |
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Aug 28 2015, 01:21 PM
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#136
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(erictham83 @ Aug 28 2015, 11:36 AM) Hi, i am new to UT investment. I plan to invest start with 1k and slowly increase from time to time later, what is the fund suggested? QUOTE(erictham83 @ Aug 28 2015, 01:00 PM) Any sifu to recommend. Plan to start some UT investment as extra income for my baby education fund later. while waiting for more value aded responses...try reading thisIf you're a novice investor -- or you're looking to brush up on a specific investing concept -- this is the place to start. We've tailored this section to give you the investment foundation that you need. We believe it is important that you first acquire this knowledge, because only then would you be able to take charge of your own financial planning and be great at managing your financial wealth. Those of us here at Fundsupermart believe passionately that unit trusts are the best investment instruments to help achieve our long term financial goals. So here, we'll show you the basics of financial planning, tutor you on the finer points of unit trust investing, and help you make better investment decisions! http://www.fundsupermart.com.my/main/school/school.svdo THE MORE MONEY LESS STRESS APPROACH TO PERSONAL FINANCE PLANNING http://www.fundsupermart.com.my/main/schoo...alPlanning.svdo Unknown to your risk preference, and many others....try contact them? CLIENT INVESTMENT SPECIALISTS (CIS) http://www.fundsupermart.com.my/main/home/cis.tpl |
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Aug 28 2015, 01:23 PM
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#137
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(kkk8787 @ Aug 28 2015, 01:20 PM) Attached is my allocation..i also stuck already either stay put and every month rsp as usual or buy something cheap increase your Global & developed mkts...seems very lowreduce your MY allocation when got chance..... |
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Aug 28 2015, 02:12 PM
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#138
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(Avangelice @ Aug 28 2015, 01:57 PM) Just topped up Titan with their reduced sales charge. With my sept pay i thinking to top up manulife india. How much % of allocation do you have in yr portfolio?what do you think? |
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Aug 28 2015, 02:22 PM
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#139
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(Avangelice @ Aug 28 2015, 02:15 PM)  26% for single country "India"....i think is too much (every 5% of NAV drop 1.3% of your portfolio will be deducted).may i suggest you breakdown your Asia X Jpn fund into individual country to see more details... |
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Aug 28 2015, 02:33 PM
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#140
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Senior Member
8,188 posts Joined: Apr 2013
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QUOTE(Avangelice @ Aug 28 2015, 02:24 PM) Lol I only bought three funds and it came out like this. Haven't diversify my portfolio with multiple funds. then much easier to see....Titan Manu india Rhb x japan. check the latest fund fact sheet of this RHB x Jpn.... then compare against the single country "star rating" provided by FSM (use it as a guide and only if you believes in it) http://www.fundsupermart.com.my/main/resea...tarRatings.svdo then decide if you want to get a new fund to go into that country or not.... but i think (may be wrong) 26% in India is too much. (maybe i kiasi alot, thus my IRR is still 2%) |
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