Yes,...there is an increase...(eventhough there "may not" be any material lost in the end but the hazzle and worry are just there)
but at what rate of increase and at what possibilities?
is this rate or chances of happening higher than me being knock down on the road or the birds spew some waste on me while crossing the roads?

so are many other things in life...
example,
http://www.china.org.cn/china/2010-06/21/c...nt_20308444.htm

but that does not stop me from using it...

Thanks for highlighting it ...

btw,..hard or soft copies can also be "faked".
on the extreme possibilities..
CDS records can also be faked...the real one are "mortgaged" only on paper balance are sent to you...if the records of the famous case of immigration record missing of a certain Mongolian and the OFF mode of large sum transaction warning light by central bank....can happens.....what is the possibility of thing not happening.....in the land of all possibilities...

This post has been edited by yklooi: Aug 30 2015, 10:53 AM

I am no serious UT investor....but I guess serious investors does not get into UTs much (maybe just a small potion of their portfolio)
just imagine having a million Uts portfolio (would be subjected to initial SC and AUM of 2% that is abt $20 000 pa mgmt. fees rain or sunshine).....
guess that is how most of the FH make monies
guess that "final" risk is just too little to be of concerns, when compared to other risk of UT investing as in
General Risks of Investing in Unit Trust Funds
http://www.cimb-principal.com.my/Investor_...rust_Funds.aspx

This post has been edited by yklooi: Aug 30 2015, 02:16 PM

Well, what a week that was. The Dow Jones – a narrow and pointless index if there ever was one – tumbled to an 18-month low only to regain much of its losses towards the end of the week. Meanwhile the tech-heavy Nasdaq index was heading back towards positive territory for the year.
But if you had tuned into any financial TV broadcast a couple of days before, you would have been forgiven for thinking the apocalypse had arrived.
So in short we were doomed on Tuesday, but everything was just hunky dory by Friday.

What will investors learn from it? If history is any indicator, virtually nothing.


What people refuse to accept is that all investors – from people with PhDs in finance commanding huge salaries at investment banks, all the way down to ordinary people playing with their little portfolios at home – are gambling. Perhaps it isn’t gambling in the same way that hanging around all day at the track trying to pick a winning horse is, but it is wagering all the same. Investing money in a company is a bet that it will perform as or better than expected – how exactly is that not a gamble?

Investors can't go blaming China if they blow it all betting with bulls
http://www.msn.com/en-my/money/topstories/...ocid=spartandhp

me a gambler? still in denial mode?

This post has been edited by yklooi: Aug 31 2015, 03:05 PM

almost SAME SAME...SAMA SAMA over here

found this at FSM website forum
Same Question......but this time have answers....
http://www.fundsupermart.com.my/main/commu...pid=0142&page=1



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oops wrong post

This post has been edited by yklooi: Sep 9 2015, 07:05 AM

maybe after "the happenings" on 16 Sept.
in the meantime will keep cash under the pillow and top up a week plus of groceries at home...just incase it is volatile like the market.

Relationship Between Bonds & Interest Rates
https://www.wellsfargoadvantagefunds.com/wf...bonds/rates.jsp
How Do Interest Rate Changes Affect Bond Prices?
http://www.abcsofinvesting.net/how-do-inte...ct-bond-prices/
Why do interest rates tend to have an inverse relationship with bond prices?
http://www.investopedia.com/ask/answers/04/031904.asp
How Do Interest Rates Affect Bonds?
http://www.ehow.com/how-does_4912953_inter...fect-bonds.html

This post has been edited by yklooi: Sep 10 2015, 11:44 AM

chickened...added 7% into FSM risk rating # 1 fund...
AMB income trust fund.

Ya, i took that consideration instead of "Better" performers like RHB Asian Total Returns and Emerging Bond.

my favourite MCD Double cheese burger ala carta had increase price from RM 5 to RM 7.30 ea....
the set one from RM 7.xx increase to RM 12.xx

the rate of returns from my UT investment cannot catch up with the rate of increase in my favorite meal...

just called the McD HQ CS.....
they checked..confirmed price increased 1 week after Merdeka....

cool !
got this function in the latest file as in post# 1?

btw, the MoM and YoY movement is only the WHOLE portfolio or does is includes the movements of EACH individual funds?

BEST if it can be WHOLE and EACH individual fund (so can know which one NEEDS to be kicked out....OCHK ).

This post has been edited by yklooi: Sep 16 2015, 10:34 AM

ok.....
btw, I had included a chart for BETTER and EASIER visualisation ...just for SHIOK sendiri purposes

since we are at this...can help how to reduce the spacing between the points in the chart?
now the point to point spacing looks like (double spaced)...which I think will affect the number of points in my chart.


This post has been edited by yklooi: Sep 16 2015, 10:51 AM


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Thanks gain...
Does "Pink" need to update this link into the 1st post?


This post has been edited by yklooi: Sep 16 2015, 07:24 PM

see the cash level as at 28 Aug 2015

see Italy and India in select asia x jpn Opp

Cash level of Select Opportunity is 37.6% ...

This post has been edited by yklooi: Sep 17 2015, 04:21 PM


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During Aug....Indexes goes down, i think they are sold to raise cash while most of us "hold" during the Global rout in Aug.
Now indexes all up.....i think they are buying,...thus i think i will be buying too....you wanna buy or sell to raise cash?

sikit sikit lama lama jadi bukit

during the last 3 mths..has, China mkts started to corrects, then China govt did some intervention, its mkts up a bit then correct again, weeks later China devalue... then weeks later global sell off, days later some mkts regained back its lost value......some countries continued to corrects due to China, Oil prices, rate hike expectation and internal problems
I guess during those time
some shifted out of UTs
some buy more
some are still waiting to buy at a lower value
some switched out to none country specific fund
some are still holding to the losses
some are still waiting and wondering where to switch to.

...just the some has too many possibilities....

in conclusion....I just don't know "what did everyone here do for the past 3 months?

so ziiriium what are you gonna promote to do?