maybe i having the old catalog...
sorry about that

no worries.. just to inform latest conversion rate.. hope it remain.. so that can earn more free ticket soon..

wta Maybank 2 card visa or amex got discount @ kila duty free liquor?

Thanks.

I dun think so MBB card can get discount.
So far CIMB　cc can get 10-15% discount from Eraman (depends on card types)

15% for high end cards - Infinite / World and etc

10% for whatever else card.

For CIMB, at least.

I thought they have ended this discount at eraman long time ago? This is one of the reason I terminated my CIMB card.

Valid until December 2015 according to the CIMB Deal app.

Still got. I just used it last week

Are you sure? That's the only reason I''m keeping cimb card

I terminated mine in January last year..i am sure there was a period that the eraman promo is no longer available.

all the time should there. i've been using it many years. just recently they put back world card to 15%discount

good to know it is has been reverted

Guys, i got question, just got my card yestersay, hihihi
Ok, worst case scenario, if due date 30/8, then i cant pay the outstanding balance, is the outstanding balancs gotta increase everyday until next due date or increase once only? Let say next due date is 29/9, so increase just once until 29/9 or everyday until 29/9?

You can option to pay off your Statement balance (month of spending) , but not outstanding balance (total of spending)

As long as pay off according to Statement balance then no interest will be imposed...

If no mistaken, like everyday interest will be count until full settlement?? but never encounter before

So the statement balance is what? Can u explain in easy way, sory, still new to cc, hahaha

Just need to prepare for worst case scenario if happen in future

Statement Balance = The amount of the last statement
Outstanding Balance = Transaction yet to bill on your statement, named as unbill transaction and total of your spending on this card

So, the easy way to avoid interest is to pay full amount of statement balance and try to pay the outstanding statement balance even for small amount every month until the outstanding balance setel la?

Let say if statement balance every month is 1500 and outstanding balance is 500 then i need to pay 1500+5% of oustanding balance every month until the outstanding balance setel to avoid interest. Is it correct?

This post has been edited by Khrlzmn: Aug 22 2015, 11:28 AM

Always pay statement balance before due date to avoid interest. Forget about outstanding balance first.
Just as simple as that.

Let's say when you login to m2u and see your cc details,

Statement balance - RM 1.2k
Outstanding balance - RM 1.5k

(Outstanding balance usually more than statement balance as it combines your previous month spending with current month spending)

In that case, to avoid interest, pay RM 1.2k by the due date.
Let's say you didn't bay in full of RM1.2k (you paid RM1k), then remaining RM200 will get interest depending on the card policy.. maybe 10% or RM50 whichever amount is higher (please check as I always pay my statement balance in full )

The RM 500 from the outstanding balance won't get charged for interest until it appears as statement balance next month.

incorrect. if you do not pay statement balance, the remaining amount + all new transactions from previous statement date is subject to interest

This post has been edited by zenquix: Aug 23 2015, 12:16 PM