Only car loan (myvi) & 2 credit cards.
No BT & no installment.

PTPTN every month pay on time.


Hehehe...

Is this true? which means starting from 1st of Aug we no longer able to get 5% cash back in Groceries? only apply for dinner ?

Just got call from maybank, they need my academic cert.. so strange..why is it eh??
i really hope to get approve! i still like this card even not because of the cash back, still got TP..hihi..
i also hope my WISE also got approve btw..

Yes. That's true. That's why people apply ikhwan card to get 5% CB

Directly applied through phone without submit anything?

yes, through phone, no document.

latest update.
split 2k of my m2c cr limit to ikhwan.

location: mid valley gardens
applied last thurday, got the card saturday

ikwan platinum mastercard with 2k limit
how pathetic...

be grateful in getting the card. some ppl here couldnt get it approved at all.

almost all the card now limited to Petrol / Dining / Grocery, unlike last time, as long as can swipe, will get the rebate / point.

True

I called to CS, CS said can't do that. Must submit applications apply new.

fresh grad?

yeah maybe that's why, only working for 1 year now

probably they need more assurance

hope get approve, if not, need to wait in long time to reapply....

When I was a fresh grad, I did not submit any academic documents.

lol, got approve?? lucky you.

Neither I did but banks have the right to ask.
I guess it's not a difficult request.

My salary goes directly to MBB.



I did submit letter of employment la.

That one I don't mind submitting.

I gt existing MBB 2 cards.
Apply for ikhwan and get rejected mayb due to the credit limit issue.
Since there is no point keeping 2 cards.
I sign the conversion form to convert my 2 cards into ikhwan via email.
Accepted almost immediately.

Now am using the ikhwan already.

NO POINT to use the AMEX at all.
Do note that quite a lot of dining outlet eg. Johnny's restaurant as i encounter refuse to accept AMEX mayb due to higher charges.