For your children, should this field be "Untuk Anak Jagaan Yang Sah"?

Waris Terdekat ---> Your wife? I'm not sure.

Anyone knows how to claim the sspni plus takaful?

Hi, all sifu, want to clarify sth

1. I heard tax relief until this year only and no more tax relief starting next year?
2. But I also saw some above post say it will drop back to 3k next year, if yes, it will continue for how long? as long as the fund goes?
3. My EPF tax deduction is already fullfilled (6k) , is it still wise to invest?
4. I heard if withdraw the money, you will need to pay back all the tax deduction that you had, is that true?

I saw every year at least 4%, I bet that is at least better than FD.

Hi, all sifu, want to clarify sth

1. I heard tax relief until this year only and no more tax relief starting next year?
Yes, seems like would goes back to RM3k next year from RM 6k this year
2. But I also saw some above post say it will drop back to 3k next year, if yes, it will continue for how long? as long as the fund goes?
Until the govt says
3. My EPF tax deduction is already fullfilled (6k) , is it still wise to invest?
Depends on the tax advantage, the cash flow you hv, the need to use that money....
4. I heard if withdraw the money, you will need to pay back all the tax deduction that you had, is that true?
No....
I saw every year at least 4%, I bet that is at least better than FD.
Fd much more flexible.....

I heard if withdraw the money, you will need to pay back all the tax deduction that you had, is that true?
No....you can only take out a potion of that money...not alltje money.....and themoney taken out will be subjected to tax.....(i think is 8%.)...you need to google to confirm the %.
I saw every year at least 4%, I bet that is at least better than FD.
Fd much more flexible.....

er.. bro, this is SSPN leh, not PRS.
Got 8% tax meh if taken out $ from SSPN?

holi shit....that was the PRS....

So,  is it totally no tax deduction next year or rm3k or wait government announce?
Yes, seems like would goes back to RM3k next year from RM 6k this year
When is budget 2018? It will be included in the announcement right?
yes ...seemed like have to see if they will maintain at 6k

Withdrawal of savings can only be done after one (1) year of saving in the SSPN. The withdrawal of 10% of the balance in the account or RM500 (whichever is lower) once annually is allowed (after one year of becoming member).

Not quite understand this statement.... anyone can enlighten me?

try to break down that statement into shorter one ....then I think it would be easier to "see"

1) Withdrawal of savings can only be done after one (1) year of saving in the SSPN.

2) The withdrawal of 10% of the balance in the account or RM500 (whichever is lower)

3) once annually is allowed (after one year of becoming member).

easier to see right? now which question you don't understand?

cos I confuse the 10% balance....now understand.

but what is " once annually is allowed (after one year of becoming member)."
ain't register SSPN will become member?

looks like they are related to Q1?)
"cannot do withdrawal within 1 yr after having joined as a member?"

Great.... gonna look for registration counter.... thanks