OCBC Ringgit for Malaysia Deal [ OCBC | T&Cs ]

FD Anniversary 5+5 Campaign [ Maybank | T&Cs ]

Higher returns with minimum deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate, the segmentation and the placement amount is as follows:

Campaign Rates are as follows:

Tenure	*Campaign Rates (% p.a.)	Campaign Effective Rates (% p.a.)	Board Rate (% p.a.)
1st 5 Months	4.00	4.15	3.20
Next 5 Months (1 time only for the next 5 months)	4.30	4.15	3.20

The effective campaign rate for 10 months is 4.15% p.a.
The Prevailing Board Rate for Conventional is 3.20% p.a. and Islamic is 3.30% p.a.

Campaign Period:
1st September - 30th September 2015 or upon reaching the overall campaign limit, whichever is earlier.


A treat to our loyal customers
In conjunction with Maybank's 55th Anniversary, 55 lucky customers will be selected to enjoy additional rate of 1.35% p.a. (total of 5.5% p.a.) with minimum placement of RM1.0 million in a single receipt and has 10 years of banking relationship during this campaign period.

Offer is open to Maybank customers and is applicable for Conventional Fixed Deposit placement of fresh funds made over the counter only at any Maybank branch in Malaysia. The campaign is valid from now till 30th September 2015 or upon reaching the overall limit, whichever is earlier. Maximum placement for Individual is RM15.0 million while SME/Business Banking customers are RM20 million.

*Should there be any Overnight Policy Rate (OPR) change; the offer rates may be revised.

published before.

but now PBB removed it liao.

campaign to end 30 November 2015.

donno why they removed from website. possibly they've reached their campaign quota earlier.

back up again. repost here, just FYR

PB Bonus Reward Campaign [ PBB | T&Cs ]

http://www.ocbc.com.my/assets/pdf/Accounts...veGoldTreat.pdf

not sure they extended it until now.

CIMB Prime Wealth Starter Pack [ CIMB | T&Cs (EN) | T&Cs (BM) ]

Our investment solutions can take you - and your wealth - further

Sign up for Wealth Management products and Fixed Deposit/Fixed Return Income Account-i, and pick up investment
opportunities plus a chance to win a trip to anywhere in Japan!

Participating Products:
- Unit Trust
- Private Retirement Scheme
- Amanah Saham Nasional Berhad (ASNB) Variables Priced Funds*
- Gold Investment Account*
- Fixed Deposit & Fixed Return Income Account-i**

*These are available only as conventional products.
**Minimum RM10,000 placement in a single transaction.

This campaign is only for Prime Banking customers.
Other terms and conditions apply.

Hong Leong Bank: Business Deposits - Boost your returns up to 5.00% p.a. [ HLB | T&Cs (EN) | T&Cs (BM) ]
14 Sep 2015 - 20 Nov 2015

read the t&cs

Need CASA for the purpose of crediting the FD interest.

The FD interest will be credited into the Eligible Customers’ Nominated CASA on a monthly basis.

Interest add-on to principal FD amount is not allowed.

FD placement and withdrawal must be made at the respective home branches of the Eligible Customers.

FD shall NOT be used as collateral for pledging purposes. <-- bummer for potential HLB Wise Credit Card applicants who wanted to pledge FD.

when u are the post creator, you can edit the post, right? there's the [Edit] button, right?

Save/bookmark the hyperlink of the [Edit] button.

this way, you will go into Edit Mode of the particular post. no loading of all other posts, e.g. post 1. say you wanna know how it looks like, then in the Edit Mode, use the [Preview].

u mobile? U28 postpaid plan. 3GB, free 50mins, 300 SMS (200 offnet, 100 onnet)



This post has been edited by cybpsych: Sep 23 2015, 02:17 PM

eFD can be applied inside M2U.




here's the comparison between 1-2mth tenure @ 3.25% p.a. vs 3-5mth tenure @ 3.30% p.a. Source: here

Note: 1mth tenure need min rm5k, that's why i put to 2mth instead at lower amount. later i canceled this and put to 3mth instead

Earn effective returns* of 4.5%p.a
Maybank | Campaign Fact Sheet | Terms & Conditions | Product Disclosure Sheet

With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn effective returns* of 4.50%p.a for 12 months placement. What's more? Get your dividends paid monthly with Maybank Islamic Mudarabah General Investment Account-i.

Campaign Rates* are as follows:


*All rates are indicative

Should there be an Overnight Policy Rate change, the offered rates may be revised. Not covered by PIDM and the capital is not guaranteed.

Campaign Period:
Now till 30th November 2015 or upon reaching the overall limit, whichever is earlier.

How to sign up for this campaign?
Please visit any Maybank or Maybank Islamic branches for more details and if you are an existing Premier Wealth Centre customer, please contact your Relationship Managers.

This post has been edited by cybpsych: Oct 1 2015, 06:39 AM

capital not guaranteed means I might not get back my initial fund?

eg I put 10k, 1 year later, for whatever reasons, I won't get my initial 10k back?

if MBB without pidm, still okay for me, but the other disclaimers are a worrying :DDD


u go bambu ur RM la, ask him why not guaranteed, even stated in b&w on websites. how to put the trust onto them le.

both here

just a rough calculation of avg monthly interest gained upon maturity when compared between tenure vs (final) effective rate %.

fund = 20k

Bank	Tenure (months)	Maturity Effective Rate (p.a.)	Average Monthy Interest	Notes
MBB	10	4.15 %	RM 69.36
PBB	12	4.175 %	RM 69.77
UOB	12	4.20 %	RM 70.19
MBB	12	4.50 %	RM 75.21	islamic GIA, no guarantee
OCBC	13	4.20 %	RM 70.28
HLB	15	4.26 %	RM 71.27
MBSB	18	4.50 %	RM 75.07	no PIDM

This post has been edited by cybpsych: Oct 3 2015, 05:35 PM

your 6-7 digits fund sure makes a lot of difference geh

our kuaci fund just 4-5 digits nia

be extra mindful on their commitment to your capital/fund