aiya captain, small kauci like me only look-see-look-see from online, then report back for sharing (or referencing).

some masters here calling RMs and visiting branches, they more qualify to be TS

read first.

How to sign up for this campaign?
Please visit any Maybank or Maybank Islamic branches for more details and if you are an existing Premier Wealth Centre customer, please contact your Relationship Managers.

same existing deal.

OCBC Save & Grow Deals [ OCBC | T&Cs ]

You worked hard for it. Now make it grow with 4.2% p.a. returns over 13 months. Get the most out of your money with the OCBC Save & Grow Deals.

Note: 6 months @ 4.00% p.a.

first time experience so far so good. services are good too.

applied fd promo + opening casa (smartsavers) last year, the staff managed well.

I'll be there probably next week or so to withdraw my casa (been dumping 1k/mth to gain max interest tier) and put to a decent fd promo (probably uob or mbb)

not sure, didn't really asked last time

whn i placed my fd, I instructed to credit back into casa, principal + interest. I'll funnel the principal to reduce my house loan (also ocbc), hence I didn't think of stepping into the branch.

not really worthy la, just play play with the numbers, see if it make sense

my fund would be from OCBC. gotta look at other aspects, including tenure, maturity date, convenience, etc.

1st choice MBB 5+5mth (expect to mature in Aug 2016, give me time for reinvestment from Aug-Sep 2016 onwards)
2nd choice PBB 12mth, dont mind lower rate but i got CASA there, in case need one.

been looking at UOB, pretty straightforward, no casa needed, but too far from my residential address (if they really check ur distance must be within 10km radius )

any promo longer than 12mth, can KIV first

best part is, hlb published 3 languages for the T&Cs, but not the promo page.

monthly interest crediting seems nice, but a bit mahfan to open another CASA for HLB furtheremore, HLB doesnt have good high-interest CASA too.

rhb got promo already, but not attractive jer

casa for interest creditiing la. but just treat the interest in casa as negligible lor, so the 4.26% is for FD only.

yalor, good also geh

diff bank may define 'activity' differently.

I kena 2 times from pbb. casa went into dormant. but I know I got interests credited into it. to reactivate it, I must make withdrawal over-the-counter.

after reading your attachment earlier, and this comment above, seems to be ok to put some eggs in mbb 12mth GIA

btw, casa requirement, does it need islamic casa? i got Wadiah Savings and M2U Savers.

yeah, i was thinking if MBB allow M2U Savers to be used for interest crediting for this GIA

aint all FD have this OPR disclaimer in their T&Cs?

yes, that's their SOP in all the FDs T&Cs

no such statement.

it's a simple page, location is where you put the eFD.