Does it mean we can remove the withdrawal over the counter any time this year?

If you are looking for a savings account with high interest rate that allows withdrawal without affecting the rate, you can consider TRUE Savings account from AmBank, 2.8% p.a limited to 3 withdrawals a month. Check out this thread for more info: -

True by AmBank

Thanks. 
Actually, the message was in reply to Ramjade. Btw, thanks for sharing the news about e-SmartSavers. 

FYI, open OCBC e-SmartSavers Account from now until 30 September 2015 and you'll receive a special interest rate of 4.00% p.a. on account balances until 31 December 2015.

Just need to deposit minimum of RM50 monthly to enjoy this rate. Read more here and FAQ here.

[ APPLY NOW ]

Too bad, existing SmartSavers account holder not eligible to open e-SmartSavers account 

Updated T&C:

7) I am holding a SmartSavers account. Can I open this e-SmartSavers account?
Yes, you can apply for it online.

dude, thats a great news

How about the interest rate of the OCBC SmartSavers after December 2015? until further notice?

hi all,

the ocbc online banking page (logged in) only shows option for smartsavers....no e-smartsavers... is it hidden elsewhere?

after submitting the online form, need to go to a branch or not?

One more drawback of e-Smartsaver is we cannot open joint account...
This is quite inconvenience for senior citizen.... Unless if we take the 6-month risk lah...

Oh.. So need to visit OCBC branch at least times to use OCBC e-SmartSavers ..?
But for me is ok lah.. only 2 visit for 6 months.

Last time I had to go to Standard & Chartered bank every month to make monthly deposit just
for the 4.2% interest in my Just One saving account....

Birds olso die for foods..not to mention humans lah... 

Thanks for the info.... 

Ya....this is not e-FD..
To ask customer to visit branch and resubmit documents are a bit troublesome la...

But usually high interest rate will exchange troublesome.. 

Yes..
But remove restriction means that I can withdraw any available amount in my e-smartsavers account? 

Actually not only FD promo.. He is everywhere for providing first hand news!     

Looks like cybpsych has made a name of himself in LYN !   

OCBC e-SmartSavers Account [ OCBC | Promo T&Cs | FAQ | APPLY NOW ]

When you open an online SmartSavers account with us from now until 30 September 2015, you will receive a special* interest rate of: 4.00% p.a.

*Rates applicable on account balances until 31 December 2015.

If you withdraw money within the month, you will only receive 0.5% interest a year.
If you deposit minimum of RM50 monthly, you will be enjoying 4.00% interest a year until 31 December 2015.

Nice, the 4% interest rate for OCBC e-SmartSavers account is on par with that of fixed deposit account, without the need to hold the deposit for more than 6 months (a requirement for fixed deposit).

1) I have OCBC Easisave Saving Account and access to OCBC Internet Banking. If I have opened and activated OCBC e-SmartSavers account, can I access this account via Internet Banking, and can perform deposit and withdraw money to and from e-SmartSavers account; and transfer between my two OCBC saving account?

2) Is it possible that OCBC may revise 4% interest rate, should there be any change to OPR?

3) Is there an annual fee for this account?