Hong Leong Bank - Junior FD [ HLB | T&Cs (EN) | T&Cs (BM) ]

better use e-Fixed Deposit instead.

the cost of placing a conventional FD would offset the profit from 1mth FD interest gain.

on top of yygo's suggestion...

i'd go for 50:50 split between affin and ocbc (4.2% p.a. for 1 year)

you've been having 400k floating in savings account? no use for it at all? since you're cnsidering FD, i guess you dont need that 400k fund in 1 year time, right?

FD Merdeka 3+3+3 [ MBB | T&Cs ]

Grow your returns this Merdeka with minimum deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate on our 3+3+3 months Fixed Deposit.

Offer is open to Maybank customers. Applicable for fresh fund placements made over the counter only at any Maybank branch in Malaysia. The campaign is valid from now till 26th August 2015 or upon reaching the overall limit, whichever is earlier.

1st 3 Months @ 3.50% p.a. >> next 3 Months (1st Rollover) @ 4.00% p.a. >> next 3 Months (2nd Rollover) @ 4.70% p.a.

Campaign Effective Rates @ 4.07% p.a.

Hong Leong Connect: Stand a chance to win an exclusive Smart Watch worth RM1,788! [ HLB | T&Cs ]
1 Aug 2015 - 2 Oct 2015



This post has been edited by cybpsych: Aug 3 2015, 07:52 PM

few questions to you:

1) why 1 month?
2) how much money u planning to put?


few reasons why 1 month fd is not feasible:

1) FD rate is very low, not even profitable if you take account the following reasons...
2) waste time: going from bank A (take money) to bank B (put money into FD), takes time to open FD or savings account (if required).
3) waste money: petrol, parking, toll, saman ( )
4) waste time and money after 1 month.

strange indeed.

T&Cs #10 stated this >> "Customer must have CASA account with Maybank. For customers who do not have CASA, they are required to open CASA in order to participate in this campaign."

Affin Bank: Revision of Deposit (CASA) Rates effective 1 August 2015

http://www.affinbank.com.my/General/Notice...e-01082015.aspx


Affin Bank: Customer Notification

http://www.affinbank.com.my/General/Notice...ication-AS.aspx

Please be informed that AFFINBANK and AFFIN ISLAMIC will cease issuing monthly savings account statement effective from October 2015.

Effective December 2015, you will be receiving the quarterly savings account statement. The statement for the quarter December 2015 will contain transactions from October 2015 to December 2015.

for maybank efd, yes you can transfer the fund back to savings account upon maturity.

even the interest also can do that: transfer to saving account, or accumulate back to principal fund upon renewal.

from M2U eFD.

For non-conventional FDs (e.g. GIA/MDA/Islamic), the final rate will only be determined upon maturity.

ended since 31 July mah http://www.rhbgroup.com/products-and-servi...posits/step-up/

RinggitPlus: Get a Free 2GB iPod Shuffle with Bank Simpanan Nasional (BSN) Fixed Deposit [ RinggitPlus | T&Cs ]
5 August 2015 - 5 October 2015

5-Year @ 4.50%, min. RM15k fresh fund

Limited to the first 200 (two hundred) accountholders

This post has been edited by cybpsych: Aug 7 2015, 03:22 PM

Ambank: I AmBanking on Top Rate of Merdeka
Terms & Conditions apply (Eng | BM)



This post has been edited by cybpsych: Aug 14 2015, 09:36 PM

Coincidentally, this is called SmartSavers Deal.

The Promotion shall be valid from 4 August until 30 November 2015.

Min. RM5k fresh fund + equivalent amount to SmartSavers Account (earmarked for 3 months).

Full Terms & Conditions

i guess yohytb = you only have yourself to blame ?

Important Notice: Please be informed that effective 22 Aug 2015, CIMB Islamic will introduce FRIA-i Statement to replace the existing FRIA-i certificate.

ok, whatever the joke is, since the "BR" claim(s) cannot be substantiated nor verified, then why is the info still left in the forum?

i thought information shared in financial forums are to be as serious, accurate and legit as possible?

here OCBC Local Deposit Deal

http://www.ocbc.com.my/assets/pdf/Accounts...ositDeal_en.pdf

RHB Amazing Deals for You [ RHB | T&Cs (CMD-i) | T&Cs (FD) ]



Terms and Conditions:
The RHB 'Amazing Deals For You' FD / CMD-i Promotion is open to both new & existing customers. Not applicable to Business Banking customers.
All deposit placement must be made with new fund i.e. funds not transferred from existing RHB Bank / RHB Islamic Bank accounts, failing which the customer hereby acknowledges and agrees that the customer waives his / her rights to claim the full selling price and accordingly, RHB Bank / RHB Islamic Bank shall pay based on the prevailing board rate.
Profit will be paid upon maturity of the FD / CMD-i and customers must maintain a RHB Current / Savings Account (CASA) or RHB Islamic Current / Savings Account-i (CASA-i) for payout purpose.
For CMD-i placement, new customers who do not have RHB CASA / RHB Islamic CASA-i are compulsory to have RHB Islamic CASA-i as the affiliate account.
Upon maturity of the promotional rate, the FD / CMD-i will automatically renew to a 3, 6 or 9 months ordinary FD / CMD-i at the prevailing board rate respectively.

For avoidance of doubt, RHB Islamic Bank only promotes and manages promotions in relation to RHB Islamic Bank products and its related proposition only.

Eligible for protection by PIDM