kawan sudah pulih?

br 1 year 4.285% bagi rm1k.

what is YOHYTB??   

you mean 1 year 4.285% for rm1k or

50k can get 0.05%

should be remove?

totally legit. but look at the fine prints.

Do I need to open a UOB Savings Account?
Yes! 70% of your deposit will be kept in your UOB eAccount for 5 months while 30% of your deposit will be placed in a 5-month Fixed Deposit with high rates of 3.90% p.a.

any deal better than Affin Bank 4.33% for 15 Months currently?

He needs to show proof then I believe him..
Ya loh.. in order to get a better rate (greedy..?  ), I do not mind to place 5 years as I know time will pass fast.
You see, we have joined this FD forum for more than 3 years already...

Nego rate and monthly interest are BR selling points ma..
if no more nego, some depositors will run away..

Maybe BR could not "tahan" more depositors ran away (Magic was one of them  ).
So nego offer is available again..
Uncle usually goes to bed early wor...
How do you know gsc is uncle leh...?   

Ya loh, maybe he is doing some stock/currency trading in Europe/U.S. market.. ?

Or maybe he wakes up early in the morning to exercise...? Before he exercise, he
turn on PC to check FD news..? Early bird ma... Ha Ha.. 

Or maybe he owns night club, spa, massage palace, casino, karaoke, pub...? That's why he is only active after mid-night..?


https://ringgitplus.com/en/fixed-deposit/UO...ampaign=UOBK001

Anybody knows how much is this Huawei tablet worth..?

(1) Place RM 10000.00 in UOB at 3.9% for 5 months
70% to saving (assume if not earning any interest)
30% to 3.9% FD for 5 months. RM 3000 x 3.9% = RM 48.75 (5 months interest)

Versus
(2) Place RM 10000.00 in UOB at 4.00% for 5 months
RM 166 (5 months interest)

RM 166 - RM 48.75 = RM 117.25

So.. it is a good deal to buy this Huawei tablet for only RM 117.25.. My calculation correct or not..?

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Just to clear the air on the confusion with Maybank's Islamic FDs, the profit rate for Maybank Islamic FD and PNA-I are determined upfront and guaranteed as they are based on commodity murabahah (cost plus sale) concept. GIA Mudharabah on the other hand is based on profit-sharing where the rate is only indicative (thus not guaranteed). Please take note that Maybank's GIA Mudharabah is no longer an islamic deposit account after the recent reclassification and thus it is NOT eligible for protection by PIDM anymore. It is an Islamic Investment account with potentially higher profit rate but the principal and profit are not guaranteed. Technically speaking, it cannot be considered as Islamic FD/TD. Maybank Islamic FD and PNA-I on the other hand are still Islamic deposits, thus eligible for protection by PIDM.

haha you also know 

Affin and MBSB all located there. SCB too but easier for get parking for it.

I forget to ask any further details bro 

Yes, I read it tonight. 6 + 3 mths step-up FD. Effective rate 4.13%.

http://www.ocbc.com.my/personal-banking/ac...ampaign=merdeka

Ha ha.. Ah Sir, finally you placed FD in MBSB... 

I noticed another difference in between BR and MBSB, BR seems more like a pure "bumiputra" company;
whereas MBSB is not, I can see Chinese, Indian, Singh and etc are working in MBSB. I guess to get at least
one Chinese staff to sit in front of the teller counter is part of MBSB policies.

The good thing about no online banking is no hacker.
Sometimes to use old method is more secured.

Don't lose the MBSB FD cert, we need the MBSB FD cert to uplift the FD.

For 3 years straight have received hampers from BR but did not have the same issue as the cards were general in theme and diff branch have diff hampers given out. But low value in general. 

The high tea and Raya functions most attendee are Chinese (in Penang). Most uncle and unties who looks for higher interest rates. 
Ah Boom not that old mah, change your avatar back to sui leng lui lah ! 

u looking for high fd rate? no? why efd with low rate?

did not go back to br to obtain higher 0.05/0.1% rate?

bro said br no nego for >100k. bro go and talk to them alredi? 

RHB and UOB got promo for 3 months FD that is if you have RM10k cash in hand. 

bro jump into conclusion too early. say no more nego for br 2 weeks before.

You can use OCBC eSavers (4% until 31/12/2015) with a deposit of RM50/month. When January comes, look for another FD as after December, the rate will fall to 3.05% (requires deposit of RM1k/month)

How do you open ocbc iq smart savers?

Also, any t&c to get the 3% p.a.? (like no withdrawal,  must maintain a certain amount with them?)