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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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Vincent9696
post Sep 10 2015, 09:36 PM

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QUOTE(BoomChaCha @ Sep 10 2015, 08:48 PM)
Expect only....too early to say bad news, we still have at least 10% of chance  hmm.gif
Let's wait for the official news tomorrow

Today I have placed 5 months FD at 4.00% with UOB.
Banker's check combined with few thousands cash, no problem as usual.

When asked about 4.25% for 1 year, teller said no such thing.
Only 4.2% for 1 year tenure is available according to her.
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Uncle boom , when FD matured , can we ask bank to gv us banker cheque? How much it charges?
Vincent9696
post Sep 11 2015, 12:39 PM

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Still haven't announce OPR rate ?
Vincent9696
post Sep 11 2015, 07:14 PM

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QUOTE(bbgoat @ Sep 11 2015, 06:02 PM)
Sigh, uob or ocbc only the choice.
Vincent9696
post Sep 12 2015, 11:30 AM

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QUOTE(??!! @ Sep 11 2015, 09:18 PM)
Was at OCBC today. RM told me got new free gift promo.

Fresh fund , min 40k. register to qualify.

1st 50 depositor gets free air purifer.
thereafter, free gift is 20" luggage bag.

Same promo rate  6months 4%, 13 months 4.25%.

As usual, i can never find the link on their website. Hence asked RM to show me the page, did the sms on the spot.
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Mind to attached 13 months of 4,25%??

The promotion rate suppose is 4.2%
Vincent9696
post Sep 14 2015, 07:27 PM

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Yes we have this additional FD promotion rate of 0.05% however this promotion is strictly only open for customers in Central 3 Region Branches which are Jalan Othman, Puchong, Damansara Uptown, Ampang, Cheras and Jalan Tengah, and this promotion is only until 11/9/2015.


Kindly refer as above reply from uob RM.
Vincent9696
post Sep 15 2015, 08:00 PM

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QUOTE(Human Nature @ Sep 15 2015, 07:42 PM)
Hi, just managed to check online now..sorry for delay..yup, it is in right on the dot. Did instant IBG too  thumbup.gif
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Scb FD got any offer now?
Vincent9696
post Sep 16 2015, 09:03 AM

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Frankly speaking , I very disappointed with HLB , last 2-3 years I placed a FD (1 month tenure, principal plus interest)before , the date of maturity I want to withdraw it with full amount plus the current month"s interest , they didn't calculate first and show to me , when I got my money , I realize the total amount less than what I thought. I asked the officer , they said the teller forgotten to add on , complaint it till branch manager , also said no choice , the transaction been done , only say sorry and give me kids coin box as gift for compensation...lol

After this case happen , I never go with HLB , even their credit card I also terminate it . Only deal with HLA because supporting my friend who is working thr.
Vincent9696
post Sep 16 2015, 11:49 AM

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QUOTE(Human Nature @ Sep 16 2015, 10:52 AM)
you let them go easily if the amount is worth-it..they could have easily give you the difference in amount..next time complain till HQ..
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No more next time ,hehe... I no want deal with HLB unless my insurance matured they require saving account only I deal with HLB
Vincent9696
post Sep 17 2015, 02:24 PM

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QUOTE(JohnSiew83 @ Sep 17 2015, 02:14 PM)
I heard that OCBC is offering 4.30% for 12mths now. Does anyone successfully done a placement under this rate ?
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Kindly provide cert as proven....
Vincent9696
post Sep 20 2015, 12:32 AM

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[quote=zero721,Sep 20 2015, 12:25 AM]
[quote=bbgoat,Sep 19 2015, 10:53 PM]
No penalty charges, don't worry. biggrin.gif

I see. Need to find for a short term 3 months FD. UOB still the best but too bad my money still from UOB now. cry.gif
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[/quote]


U can try to ask them give u the promotion rate if they allow you to top up certain amount, why not?
Vincent9696
post Sep 21 2015, 04:40 PM

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Any offer some more for SCB FD?
Vincent9696
post Sep 22 2015, 03:02 PM

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Should show us his or her FD cert. like last time one of the former show us 4.25% for uob.
Vincent9696
post Sep 23 2015, 12:07 AM

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QUOTE(wil-i-am @ Sep 22 2015, 09:41 PM)
Tun Ram, since u have so many supporters, y dun u consider to take up the role?
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Support you also....
Vincent9696
post Sep 23 2015, 06:59 PM

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QUOTE(chrislee9838 @ Sep 23 2015, 02:56 PM)
CIMB 1 Month FD    3.70%
          3 Month FD    4.00%
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3 month only 3.95% leh
Vincent9696
post Sep 24 2015, 12:15 PM

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QUOTE(gsc @ Sep 24 2015, 11:56 AM)
I missed out the maturity date and the board rate given on my renewed FD was only 3.45%. Went to the counter to withdraw and top up with cheque. RHB said no combination of cash and cheque. Withdraw all and deposit into another bank. This happen  about two weeks ago and the 9 month rate is 4.1% as officially published.
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Is that most of the bank didn't allow to top with cheque and cash? My ocbc FD expire in early of October next month , I wish they allow me to top up with cheque plus my current amount put in ocbc thr.does anyone try before?
Vincent9696
post Sep 24 2015, 05:41 PM

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QUOTE(wil-i-am @ Sep 24 2015, 04:31 PM)
Both joint holder need to register with AmBank Y
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Yes, you need to bring him / her , require IC and finger print
Vincent9696
post Sep 25 2015, 02:48 PM

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QUOTE(judesh @ Sep 25 2015, 02:32 PM)
At Maybank Jln munsyi Melaka. . No more 5+5 promo. . Wtf
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Go cheng branch , may available
Vincent9696
post Sep 25 2015, 03:11 PM

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QUOTE(Ramjade @ Sep 25 2015, 02:52 PM)
Unless quota reached already.
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Quota are based on branches
Vincent9696
post Sep 28 2015, 12:13 AM

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QUOTE(wil-i-am @ Sep 27 2015, 11:12 PM)
U may consider CIMB Bank as they offer 3 mths @ 3.90% with min 1k ony
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But still , need to have casa account....swt
Vincent9696
post Sep 29 2015, 08:41 PM

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QUOTE(bbgoat @ Sep 29 2015, 08:02 PM)
Instead of the funding exec calling me, the MBB BM called me at 7pm.

MBB has a new FD promo, fresh from oven. He said it is a step up FD with average of 4.5% for 12 months.

Can only confirm it tomorrow with another MBB branch. But it sounded to be real as I asked him if it is pure FD. He said yes and asked me to see him in his office when I go to the branch.  biggrin.gif
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Interesting for this , do update us as well...thanks in advance.

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