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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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cklimm
post Sep 7 2015, 07:35 PM

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QUOTE(Ramjade @ Sep 7 2015, 07:13 PM)
Cause the account with them is not normal account but some kind of account like priority banking account which you need to maintain a certain amount. Forgot how much. So by withdrawing the FD upon maturity, your limit decrease. Hence they charge you.
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It cost RM10 a month, for balances below 30k
cklimm
post Sep 7 2015, 07:45 PM

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QUOTE(dEviLs @ Sep 7 2015, 04:56 PM)
that note 5 is not a gift for their FD promo..is for normal saving account
assuming 3.5% 6m interest. you get around RM3850 for 220k fd. So getting this note 5 is actually losing out and not gaining  icon_idea.gif

RHB promo now 3.95% for 6m fd, you can place your 220k with them, get rm4345 then buy a note 5 and still get some cash tongue.gif
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cklimm
post Sep 9 2015, 04:49 PM

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QUOTE(alexanderclz @ Sep 9 2015, 04:41 PM)
this is how the rich get richer. minimum 1k only somemore
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1k plus 4%, will make you RM40 richer, after 12 months
cklimm
post Sep 10 2015, 05:30 PM

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QUOTE(kmarc @ Sep 10 2015, 05:27 PM)
Get a full flexi loan. Can withdraw or dump in cash at any time.  smile.gif
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But it has monthly service fee rite? if RM10/ month, it will be RM120 a year
cklimm
post Sep 11 2015, 10:50 AM

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Hong Leong Bank Islamic 2 months Term Deposit-i @ 3.6% pa,
minimum 10k

https://www.hlisb.com.my/promotion/20150909...osit-two-months
cklimm
post Sep 14 2015, 02:35 PM

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QUOTE(nbi @ Sep 14 2015, 10:21 AM)
hong leong bank fd promotion

12-month fd 4.20% effective
12-month fd + case account 4.23% effective
15-month fd step-up 4.26% effective (start 15/9/15)
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HLB is the 2nd kiam-siapest bank in town, they must be in urgent need of cash to come out with 4.2%pa promo
cklimm
post Sep 14 2015, 04:35 PM

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QUOTE(harmonics3 @ Sep 14 2015, 03:40 PM)
which is the most kiam-siapest bank in town?
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CITIBANK, i never seen them come out with any pure FD promotion
cklimm
post Sep 15 2015, 02:28 PM

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QUOTE(wil-i-am @ Sep 15 2015, 02:06 PM)
HSBC Bank offers 5% for 3 mths FD under HSBC Advance
Did anyone open tis a/c?
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I did, dont forget to ask for sign up gift
cklimm
post Sep 15 2015, 03:37 PM

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QUOTE(wil-i-am @ Sep 15 2015, 02:37 PM)
Wat gift u get?
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an umbrella, an Advance Platinum Card, a lock&lock glass container for card application, RM150 cashback for paying bills using that card

This post has been edited by cklimm: Sep 15 2015, 03:43 PM
cklimm
post Sep 16 2015, 02:37 PM

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QUOTE(rocketaz @ Sep 16 2015, 01:53 PM)
You are probably right but I have clicked on the Partial withdraw but didn't find any field for me to key in the amount.
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Have you completed at least 6 months of the tenure before partial withdrawal?
cklimm
post Sep 17 2015, 01:28 PM

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QUOTE(cherroy @ Sep 17 2015, 10:51 AM)
There is no PB FD promote with free Note 5.

Don't know how many times need to post this...
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The PB advert is kinda misleading also, by putting Note 5 right beside 3.88%pa brows.gif
cklimm
post Sep 17 2015, 02:16 PM

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QUOTE(wil-i-am @ Sep 17 2015, 02:11 PM)
Can consumer lodge complaint with BNM?
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Well, they do written that those are 2 different promos, its our own fault not to read into details
cklimm
post Sep 17 2015, 04:50 PM

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QUOTE(sms2u @ Sep 17 2015, 04:16 PM)
Where is the 5% interest rate for 3 months FD finish?
Can get amanah mpower platinum credit card?

Any fee charge if u no maintain Rm30000 after 3 months as advance customer?
Also, any fee charge for primier customer, if no maintian the min balance?
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after 3 months, your 5% FD balik to board rate, 3.15%pa,
you can pledge it for any credit card you fancy, subject to approval.

If your balance lower than 30k, you will be charged RM10/month,
If Premier account, lower than 200k, RM150/month.


cklimm
post Sep 18 2015, 11:36 AM

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QUOTE(cybpsych @ Sep 18 2015, 08:15 AM)
Hong Leong Bank: Business Deposits - Boost your returns up to 5.00% p.a. [ HLB | T&Cs (EN) | T&Cs (BM) ]
14 Sep 2015 - 20 Nov 2015

user posted image
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so, does it mean I have to register a sole proprietor account to take this?
cklimm
post Sep 21 2015, 07:41 PM

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Latest from HLB :
4%p.a for 6 months

https://www.hlb.com.my/main/promotion/20150...posit-promotion


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cklimm
post Sep 22 2015, 11:35 AM

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QUOTE(Human Nature @ Sep 22 2015, 10:19 AM)
For CC pledging, usually have to take the board rates right? Any banks that allow pledging with promotional rates?
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I did it with my HSBC 5% FD
cklimm
post Sep 22 2015, 11:37 AM

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QUOTE(bbgoat @ Sep 22 2015, 10:47 AM)
So HL only have this 6 mth promotion.

Another forummer posted on HL 12 mth 4.2% last week. Looks like not true ??  hmm.gif
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Well it was a print out paper, maybe just that particular branch is running low on cash brows.gif
cklimm
post Sep 22 2015, 01:04 PM

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QUOTE(JohnSiew83 @ Sep 22 2015, 12:32 PM)
Confirmed that HLB has 12mths 4.2%. Just done the placement last week.
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Do tell us which branch, we are interested
cklimm
post Sep 22 2015, 08:19 PM

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QUOTE(Ramjade @ Sep 22 2015, 04:29 PM)
Just read last 4-5 pages. First page not updated so frequently. No point reading.
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our Captain sibuk mah
cklimm
post Sep 22 2015, 08:25 PM

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QUOTE(Ramjade @ Sep 22 2015, 08:20 PM)
Someone need to take over 2nd page like what uncle boom did last time.
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Can you? In the coming FD thread V 10

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