Guys, my internet is restricted to 3GB per month. If I update 2nd page, my 3GB will finish very fast as the first page contains lots of pictures

CIMB 1 Month FD    3.70%
          3 Month FD    4.00%

If CIMB offers extremely gud rate, wud u consider? 

the FD promos on the first page, will the rates be applied if placing online?
or have to go to counter and specifically say i want the promo rates?

Anyone didn't receive the previous OCBC Hugo Boss Pen? Asking because I made deposit for the current promotion of Luggage Bag/ Air Purifier. No matter how I read the T&C, it doesn't mention on limited quantity. It only needs us to register, then show it to the teller/ banker when we make the placement. After I show to the banker, he said they will contact me in Dec to collect the gift. There's no indication of the entitlement, and no slips or receipts given to me to prove my eligibility to the gifts. So it's very possible when comes Dec I do not receive any call and they can claim that I didn't register. It's very ambiguous. No proof whatsoever. I e-mail them to clarify but no reply after 1 week.

What's the best 3 month rate currently? First post says 5% HSBC was extended but can't find it. HSBC website got term deposit I for 4.2%, is that no strings attached?

Just uplifted my 1 year FD 4% @ SCB. And as expected, while doing so, RM came out to try to convince me to continue leaving my money with them. Was approached with a capital guaranteed bond, with a yearly interest of 4.7xx% and no lock in period. If place today or tomorrow, they will pro-rate by end of this year and transfer interest into existing CASA. And if redeem any time next year, will also pro-rate. Another bond was giving 4.6xx% ... Both with no sales charge or fees involved.

So, if I can't think of any other offer, I might opt for this tomorrow. This was at Bandar Puteri Puchong branch. I Rentas'ed transfer my money out any way. The RM says he will come see me in my office if I decide to take up that offer.

I can only see 4% FD but with a 1:1 in CASA. Didn't ask if there was any current FD promos. Maybe will ask when he calls tomorrow.

Interesting for this , do update us as well...thanks in advance.

Maybank

On a brighter note, depositors get higher returns based on slightly higher risk

Preferred is the low rank of priority customer. You need to deposit rm50k with them. Cimb have a few ranks can't remember all but I know rm50k is for preferred customer.

not really worthy la, just play play with the numbers, see if it make sense

my fund would be from OCBC. gotta look at other aspects, including tenure, maturity date, convenience, etc.

1st choice MBB 5+5mth (expect to mature in Aug 2016, give me time for reinvestment from Aug-Sep 2016 onwards)
2nd choice PBB 12mth, dont mind lower rate but i got CASA there, in case need one.

been looking at UOB, pretty straightforward, no casa needed, but too far from my residential address (if they really check ur distance must be within 10km radius  )

any promo longer than 12mth, can KIV first

For those depositors who can embrace risk, better goes for Maybank 12 mths product (non PIDM) instead of 3 mths promo as returns r higher