You need to put in alot, and i mean alot of $ to get it.

I think HSBC can do online placement too but not sure if can uplift online or not.

OCBC is offering 4.8% interest p.a 3-months Fixed Deposit

Look like a great FD deal to consider.

http://www.ocbc.com.my/personal-banking/Pr...dm_landing.html

Noted

When people are upset because the OTC staff can't see them when they are standing in front of the counter or cant hear them, they feel discriminated because they are not getting what they want. 

In fact, they are not getting the respect.  What is worst, they feel that they are entitled to special treatment.

Hence, these individuals would always ask for proof, not because they want you to prove what you say, they want use your proof so that they can screenshot it and print it out and take it to the bank and use it as "firepower" demand for their special rates.

These are also the same individuals who cannot fathom your explanation, maybe because they never paid attention in school, and hence resort to google, wiki, investpedia, to prove point.  However, they do not realise, doing so means they are admitting being lame and blind.  There is no conviction, no belief, just cut and paste.

You don't get what you want, YOHYTB.

Put in a little effort and improve rather than relying on "tongkat".

So.. it is a good deal to buy this Huawei tablet for only RM 117.25.. My calculation correct or not..?

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Just to clear the air on the confusion with Maybank's Islamic FDs, the profit rate for Maybank Islamic FD and PNA-I are determined upfront and guaranteed as they are based on commodity murabahah (cost plus sale) concept. GIA Mudharabah on the other hand is based on profit-sharing where the rate is only indicative (thus not guaranteed). Please take note that Maybank's GIA Mudharabah is no longer an islamic deposit account after the recent reclassification and thus it is NOT eligible for protection by PIDM anymore. It is an Islamic Investment account with potentially higher profit rate but the principal and profit are not guaranteed. Technically speaking, it cannot be considered as Islamic FD/TD. Maybank Islamic FD and PNA-I on the other hand are still Islamic deposits, thus eligible for protection by PIDM.

Guys, what is the sentiment out there? With the turbulence in the share market, will the Fed increase or decrease the interest rate? And with the bank negara meeting in September, will it follow suit? Am wondering whether I should go for short term or long term FD placement.

New ocbc promo. 4.3% 9 months. 1 week only. Starts today.

scared if end early, rate might be lower than 4  better tie longer period

Many thanks!
If compare the diff in interest 4.3% vs 4.13% for 9 months for RM60k ==> RM 76.5 cheap if u want/need  a 28" luggage bag.
Or try sell it and add back as your returns. If it's the same luggage that i bought about 1.5 years back (looks same from the pix) I paid about RM488 after 70% discount at Metrojaya

Edit:

The TnC says the bag is worth RM300

Hi Guys,

How can i Uplift the Maybank2u efixed Deposit?

I just place but with wrong amount and wish to uplift but comes out error code of : Account is not authorised. Reject code: [0076]

Anyone know why?

* Or is there any rules that once i placed i cant uplift in the same day?

Thanks in advance

Spoke to Maybank ABM today
She said they will launch new FD promotions:-
1st 5 mths @ 4%
2nd 5 mths @ 4.50%
Effective is 4.25%
Min sum is RM10k
Launching on 9/9/2015 (tbc)

I Got 4% for 3 month

https://ringgitplus.com/en/fixed-deposit/OC...aving-Deal.html

Ringgitplus is giving 20' trolly for OCBC FD promo 12m@4.2%

but cant really find the Start Saving Deal details on OCBC website yet

Can use e-smart saver that pays 4% promo rate for this promotion?  If can then effective is 8.8/2=4.4%, best 3mth rate!!

those who put 3 months FD, what is your backup plan upon maturity actually?

Even int @ 3.25%, it's still not worthwhile to place RM1k FD for 1 mth