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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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bbgoat
post Jul 18 2015, 10:11 PM

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QUOTE(cklimm @ Jul 18 2015, 09:47 PM)
IRB will ask for where's the 100k source though
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It should be much more than 100k before they will ask you. The bank will be the first one to ask for proof of fund. biggrin.gif
bbgoat
post Jul 18 2015, 10:16 PM

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QUOTE(cklimm @ Jul 18 2015, 10:14 PM)
nope, but some senior citizens in my home kena, i was the driver
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Even for around 100k sum of money ? hmm.gif
bbgoat
post Jul 18 2015, 10:28 PM

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QUOTE(wil-i-am @ Jul 18 2015, 10:22 PM)
Aka KYC
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laugh.gif catch no ball KYC ?? laugh.gif
bbgoat
post Jul 18 2015, 10:35 PM

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QUOTE(wil-i-am @ Jul 18 2015, 10:30 PM)
Know Yo Customer, common word used by Ppl within financial institutions
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Ha, notworthy.gif me only go to bank. Not even near to financial institution. Know how to count eggs only. tongue.gif
bbgoat
post Jul 18 2015, 10:48 PM

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QUOTE(nexona88 @ Jul 18 2015, 10:43 PM)
laugh.gif so humble
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laugh.gif Envy u so much eggs on ASNB & FD. So many gf also. rclxms.gif tongue.gif
bbgoat
post Jul 19 2015, 09:19 AM

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QUOTE(wil-i-am @ Jul 19 2015, 08:42 AM)
How come they managed to find out 'others'?
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Ever heard when someone buy expensive cars or properties, name/ic checked vs IRD files and got into trouble ? hmm.gif

This post has been edited by bbgoat: Jul 19 2015, 09:20 AM
bbgoat
post Jul 19 2015, 09:41 AM

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QUOTE(Ramjade @ Jul 19 2015, 09:31 AM)
You cannot say you menabung menggunakan fd, tak minum Starbucks/alkohol , beli baju pasar malam, naik basikal ke tempat kerja?

That one where got paper trail?
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If you buy Proton, who is going to check you ? laugh.gif Who ask you NOT to go to Starbuck ? laugh.gif
bbgoat
post Jul 19 2015, 09:49 AM

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QUOTE(Ramjade @ Jul 19 2015, 09:45 AM)
No serious here. If one were to live like that, one will have substantial savings.

Then when want to buy house time, if IRB ask that question, how to show them papertrail?
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Show your earning la. tongue.gif
bbgoat
post Jul 19 2015, 12:29 PM

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QUOTE(gsc @ Jul 19 2015, 12:12 PM)
Your term is KYLL....using Excel to track..must have a lot of certs.... notworthy.gif,       ...I little potato, use a small 555 book record da cukup.. notworthy.gif
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Why everyone using terms which is difficult to crack ?? KYLL ?? hmm.gif

Cannot compare myself with people counting eggs into wee hours of the day. notworthy.gif notworthy.gif

As to your previously talking about year end FD promo, I think difficult to say. OPR may go down by that time, you lose interest over the period of time ( 3 to 5 months lower FD rate ), ................. biggrin.gif

This post has been edited by bbgoat: Jul 19 2015, 12:30 PM
bbgoat
post Jul 19 2015, 01:11 PM

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QUOTE(gsc @ Jul 19 2015, 12:59 PM)
Exclusive term for you only....know your leng lui  tongue.gif  biggrin.gif

You have a point on year end rate.....with economic growth slowing down due to GST and low consumer confidence, BNM may lower the rate I think in the next 3 months provided US FED is not starting to increase the rate for the first time..
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Ha ha, I will share it with others, KYLL, including Ah Boom and others .............. rclxms.gif thumbup.gif tongue.gif

KYED for you .................. tongue.gif
bbgoat
post Jul 19 2015, 01:43 PM

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QUOTE(wil-i-am @ Jul 19 2015, 01:20 PM)
Everyday I'm learning new terms
Btw, wat is KYED?
My initial guess is Know Yo Erectile Dysfunction  hmm.gif
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Ha ha ha, DOM (or DYM) ! rclxms.gif tongue.gif

Not that la. Let @gsc guess. biggrin.gif tongue.gif
bbgoat
post Jul 20 2015, 10:19 AM

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QUOTE(gsc @ Jul 20 2015, 12:31 AM)
Know your excel deposit...know your every deposit, know your eyetertainment deal, know your eyetertainment dude
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Hahaha, Know Your Expiration Date (of FD certs). But I like know your eyetertainment dude rclxm9.gif rclxms.gif notworthy.gif

This post has been edited by bbgoat: Jul 20 2015, 10:19 AM
bbgoat
post Jul 20 2015, 10:09 PM

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QUOTE(gsc @ Jul 20 2015, 08:11 PM)
As a record Am Bank, UOB and CiMB can withdraw in any branch. This will sure give them the competitive edge
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UOB also just bring your IC will do. biggrin.gif
bbgoat
post Jul 22 2015, 04:46 PM

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QUOTE(cklimm @ Jul 22 2015, 02:05 PM)
CIMB, former Bank Bumiputra right?
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QUOTE(sandkoh @ Jul 22 2015, 02:29 PM)
bro new to m'sia? tongue.gif cimb bukan bank baru. doh.gif
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Southern Bank buy BHL Bank. CIMB buy Southern Bank. Previous BHL Bank changed to Southern Bank then CIMB Bank. doh.gif biggrin.gif
bbgoat
post Jul 22 2015, 05:01 PM

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QUOTE(nexona88 @ Jul 22 2015, 04:54 PM)
BHL Bank  blink.gif  why I never heard it before  sad.gif
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You must be very young. Hahaha. tongue.gif

Young muscle man. rclxms.gif

This post has been edited by bbgoat: Jul 22 2015, 05:02 PM
bbgoat
post Jul 22 2015, 05:14 PM

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QUOTE(nexona88 @ Jul 22 2015, 05:10 PM)
user posted image
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laugh.gif

BHL Bank or Ban Hin Lee Bank was a famous Penang established bank. sad.gif
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post Jul 22 2015, 05:39 PM

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QUOTE(aeiou228 @ Jul 22 2015, 05:31 PM)
Walau, mentioned about Ban Hin Lee Penang, reminds me of my usual happy hour port at "Let's Get Fat" in BHL bank building.
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How we miss the BHL Bank. cry.gif
bbgoat
post Jul 22 2015, 10:37 PM

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QUOTE(wil-i-am @ Jul 22 2015, 08:00 PM)
Tis is too much  ohmy.gif
Must lodge complaint with BM  vmad.gif
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You mean BNM. biggrin.gif
bbgoat
post Jul 23 2015, 08:53 AM

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QUOTE(wil-i-am @ Jul 22 2015, 10:52 PM)
Nope, branch manager
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Oh, I see. blush.gif I thought want to elevate to higher "authority". biggrin.gif
bbgoat
post Jul 23 2015, 08:58 AM

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SCB interest crediting no longer an issue. Today got another interest credited for 23/1 placement. 15 mths 4.5%. rclxm9.gif Good ! rclxms.gif

BR still no issue for me. nod.gif Harvested today. rclxms.gif

This post has been edited by bbgoat: Jul 23 2015, 09:00 AM

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