Marketing success

But if they didn't tell you about it..

For those depositors who can embrace risk, better goes for Maybank 12 mths product (non PIDM) instead of 3 mths promo as returns r higher

well, the upside is limited to merely 4.5%p.a, while the downside is technically unlimited as neither capital nor profit is guaranteed,
if the bank goes kaput, all they need to do is just say: sorry, we just screwed up 

Is there any catch on the 4.5% mbb?

MBB Islamic 4.5% Effective Rate Promo is no different from Public Bank Term Deposit-i Promo where many here have signed up for; both these Islamic Banking promos' "interest" rates are subjected to OPR.

And it was mentioned before, PIDM's current fund is  not even enough to cover a single bank; and as such, banks advertising that your deposit is covered under PIDM is just to give you some psychological comfort 

This thread will be closed 11.18am today as it has surpassed the usual normal number of posts for a new thread to be started. As such, someone please go start new thread V.10 

Meaning same risk as asnb... Lol.

No point la. Better I inejct to asm or asw. Since now is good opportunity:hehe:

I supposed the downside is limited too as it carry Maybank brand
If Maybank kaput, all local Banks will go bust too