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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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wil-i-am
post Sep 5 2015, 08:35 PM

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QUOTE(Ramjade @ Sep 5 2015, 08:30 PM)
That's why we use eFD for that.  biggrin.gif  brows.gif Rather than parking at Ambank Trusavers and earning only 2.8%, at least park in one month eFD can get 3.15-3.25% (depend on which bank you use)
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Even int @ 3.25%, it's still not worthwhile to place RM1k FD for 1 mth
wil-i-am
post Sep 6 2015, 10:45 AM

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QUOTE(cklimm @ Sep 5 2015, 09:05 PM)
It earns you RM2.70, for the above mentioned rate and tenure, enough for a roti kosong+teh tarik  rclxms.gif
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Not enuf to order Milo Ice tongue.gif
wil-i-am
post Sep 7 2015, 10:47 AM

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QUOTE(BoomChaCha @ Sep 7 2015, 10:39 AM)
Now US$ 1 is RM 4.3
Sing$ 1 is RM 3.0

http://www.x-rates.com/calculator/?from=USD&to=MYR&amount=1

Does OPR dare to drop..?  sweat.gif
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On paper, shld b no
Having said tat, BNM could goes against all odds to hike OPR sweat.gif
wil-i-am
post Sep 7 2015, 03:28 PM

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QUOTE(BoomChaCha @ Sep 7 2015, 10:55 AM)
So, there is no way to drop OPR since many bad news lately, especially during the
3 days meeting of International Anti Corruption...  sweat.gif

It looks like Ringgit value to against US$ will go further down this week...  sad.gif

Nepal worker of NSK also complained & frustrated. Last time RM 1 can exchange to Nepal currency 30 or 31,
now RM 1 can only exchange to Nepal currency 24...
But he cannot do anything since he cannot go to any where else.
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MYR alredy depreciated from 4.2605 on 4/9 to 4.3045 now cry.gif
wil-i-am
post Sep 7 2015, 04:46 PM

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QUOTE(cwhong @ Sep 7 2015, 03:53 PM)
HSBC 5% for 3 months still have? very interesting.....
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Till 30/9
wil-i-am
post Sep 7 2015, 09:05 PM

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QUOTE(cklimm @ Sep 7 2015, 07:35 PM)
It cost RM10 a month, for balances below 30k
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U have miss out 6% GST on RM10 brows.gif
wil-i-am
post Sep 7 2015, 10:27 PM

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QUOTE(Ramjade @ Sep 7 2015, 10:23 PM)
CIMB really offer 4% for 3 months? Any specific t&c?
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Nope
wil-i-am
post Sep 7 2015, 10:36 PM

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QUOTE(Ramjade @ Sep 7 2015, 10:34 PM)
Do you have the pic ? Want to see it.
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Nothing to c as tis is not official promotion
wil-i-am
post Sep 7 2015, 10:50 PM

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QUOTE(Ramjade @ Sep 7 2015, 10:47 PM)
Then how to apply for this? I have some FD maturing which I want to put. Was thinking about RHB 3.85% until you said CIMB 4%. Just tell the counter you want to put FD at 4% for 3 months? What if they don't know about thhis promo?
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Just approach counter staff n make inquiry
wil-i-am
post Sep 7 2015, 11:12 PM

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QUOTE(Vincent9696 @ Sep 7 2015, 11:00 PM)
Minimum 10k? Saving account required? Too many account need to manage.sigh
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Min 1k for 3 mths with no CASA
wil-i-am
post Sep 7 2015, 11:15 PM

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QUOTE(Ramjade @ Sep 7 2015, 11:03 PM)
This promo last until when? What's the minimum?
Didin't know CIMB got unofficial promo.  ph34r.gif
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No idea when their special promotion will last
Min sum is RM1k

QUOTE(Ramjade @ Sep 7 2015, 11:13 PM)
No need to be a PB with them right?
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Nope

wil-i-am
post Sep 8 2015, 10:12 PM

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QUOTE(Vincent9696 @ Sep 8 2015, 09:10 PM)
Same with me here no extra interest , fixed at 4.2 only....swt
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Different branch have different authority?
wil-i-am
post Sep 9 2015, 07:01 AM

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QUOTE(??!! @ Sep 9 2015, 12:36 AM)
Checked with my RM today, seems the 3 months 4% is for PB customers only.
RM1k min. fresh funds.
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QUOTE(Ramjade @ Sep 9 2015, 12:38 AM)
He said no need to be a PB
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QUOTE(??!! @ Sep 9 2015, 12:52 AM)
That's what my RM said..she could  be wrong...bankers do tell us conflicting stories from time to time/ branch to branch
Well, just a phone call to the branch to confirm before going to do placement?
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I dun c myself as a PB client
Unless CIMB deem I'm a PB
wil-i-am
post Sep 9 2015, 10:56 PM

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QUOTE(yygo @ Sep 9 2015, 10:39 PM)
learn from some one who like to say: what is the point? 0.05% for 10k is RM5.
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After roti canai n tek tarik, still have bal
wil-i-am
post Sep 9 2015, 11:01 PM

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QUOTE(Ramjade @ Sep 9 2015, 10:59 PM)
But need to count petrol, parking, time. Is it worth the RM5?
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How about eFD? hmm.gif
wil-i-am
post Sep 10 2015, 02:12 PM

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QUOTE(Joe Yuan @ Sep 10 2015, 02:09 PM)
Affin Bank 4.33% (effective rate) 15 months still available. Afffin Bank rarely mentioned here!

Feeling like to put another FD (the 5th) in this bank.  Is it ok??
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Alredy discontinued
wil-i-am
post Sep 10 2015, 02:21 PM

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Bank Negara to keep rate at 3.25pc
http://www.nst.com.my/news/2015/09/bank-ne...keep-rate-325pc

Bad news for depositors
wil-i-am
post Sep 10 2015, 02:55 PM

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QUOTE(imyschong @ Sep 10 2015, 02:26 PM)
Which bank is the best for 12 months? And for 1 month?
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Read page 1
wil-i-am
post Sep 10 2015, 05:41 PM

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QUOTE(cklimm @ Sep 10 2015, 05:30 PM)
But it has monthly service fee rite? if RM10/ month, it will be RM120 a year
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Shld be RM10.60 (incl GST)
wil-i-am
post Sep 11 2015, 01:16 PM

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QUOTE(Vincent9696 @ Sep 11 2015, 12:39 PM)
Still haven't announce OPR rate ?
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BNM will release announcement after 6pm today

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