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Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3
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wil-i-am
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Sep 5 2015, 08:35 PM
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QUOTE(Ramjade @ Sep 5 2015, 08:30 PM) That's why we use eFD for that.  Rather than parking at Ambank Trusavers and earning only 2.8%, at least park in one month eFD can get 3.15-3.25% (depend on which bank you use) Even int @ 3.25%, it's still not worthwhile to place RM1k FD for 1 mth
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wil-i-am
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Sep 6 2015, 10:45 AM
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QUOTE(cklimm @ Sep 5 2015, 09:05 PM) It earns you RM2.70, for the above mentioned rate and tenure, enough for a roti kosong+teh tarik  Not enuf to order Milo Ice
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wil-i-am
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Sep 7 2015, 10:47 AM
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QUOTE(BoomChaCha @ Sep 7 2015, 10:39 AM) Now US$ 1 is RM 4.3 Sing$ 1 is RM 3.0 http://www.x-rates.com/calculator/?from=USD&to=MYR&amount=1Does OPR dare to drop..?  On paper, shld b no Having said tat, BNM could goes against all odds to hike OPR
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wil-i-am
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Sep 7 2015, 03:28 PM
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QUOTE(BoomChaCha @ Sep 7 2015, 10:55 AM) So, there is no way to drop OPR since many bad news lately, especially during the 3 days meeting of International Anti Corruption...  It looks like Ringgit value to against US$ will go further down this week... Nepal worker of NSK also complained & frustrated. Last time RM 1 can exchange to Nepal currency 30 or 31, now RM 1 can only exchange to Nepal currency 24... But he cannot do anything since he cannot go to any where else. MYR alredy depreciated from 4.2605 on 4/9 to 4.3045 now
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wil-i-am
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Sep 7 2015, 04:46 PM
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QUOTE(cwhong @ Sep 7 2015, 03:53 PM) HSBC 5% for 3 months still have? very interesting..... Till 30/9
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wil-i-am
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Sep 7 2015, 09:05 PM
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QUOTE(cklimm @ Sep 7 2015, 07:35 PM) It cost RM10 a month, for balances below 30k U have miss out 6% GST on RM10
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wil-i-am
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Sep 7 2015, 10:27 PM
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QUOTE(Ramjade @ Sep 7 2015, 10:23 PM) CIMB really offer 4% for 3 months? Any specific t&c? Nope
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wil-i-am
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Sep 7 2015, 10:36 PM
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QUOTE(Ramjade @ Sep 7 2015, 10:34 PM) Do you have the pic ? Want to see it. Nothing to c as tis is not official promotion
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wil-i-am
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Sep 7 2015, 10:50 PM
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QUOTE(Ramjade @ Sep 7 2015, 10:47 PM) Then how to apply for this? I have some FD maturing which I want to put. Was thinking about RHB 3.85% until you said CIMB 4%. Just tell the counter you want to put FD at 4% for 3 months? What if they don't know about thhis promo? Just approach counter staff n make inquiry
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wil-i-am
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Sep 7 2015, 11:12 PM
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QUOTE(Vincent9696 @ Sep 7 2015, 11:00 PM) Minimum 10k? Saving account required? Too many account need to manage.sigh Min 1k for 3 mths with no CASA
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wil-i-am
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Sep 7 2015, 11:15 PM
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QUOTE(Ramjade @ Sep 7 2015, 11:03 PM) This promo last until when? What's the minimum? Didin't know CIMB got unofficial promo.  No idea when their special promotion will last Min sum is RM1k QUOTE(Ramjade @ Sep 7 2015, 11:13 PM) No need to be a PB with them right? Nope
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wil-i-am
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Sep 8 2015, 10:12 PM
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QUOTE(Vincent9696 @ Sep 8 2015, 09:10 PM) Same with me here no extra interest , fixed at 4.2 only....swt Different branch have different authority?
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wil-i-am
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Sep 9 2015, 07:01 AM
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QUOTE(??!! @ Sep 9 2015, 12:36 AM) Checked with my RM today, seems the 3 months 4% is for PB customers only. RM1k min. fresh funds. QUOTE(Ramjade @ Sep 9 2015, 12:38 AM) He said no need to be a PB QUOTE(??!! @ Sep 9 2015, 12:52 AM) That's what my RM said..she could be wrong...bankers do tell us conflicting stories from time to time/ branch to branch Well, just a phone call to the branch to confirm before going to do placement? I dun c myself as a PB client Unless CIMB deem I'm a PB
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wil-i-am
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Sep 9 2015, 10:56 PM
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QUOTE(yygo @ Sep 9 2015, 10:39 PM) learn from some one who like to say: what is the point? 0.05% for 10k is RM5. After roti canai n tek tarik, still have bal
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wil-i-am
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Sep 9 2015, 11:01 PM
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QUOTE(Ramjade @ Sep 9 2015, 10:59 PM) But need to count petrol, parking, time. Is it worth the RM5? How about eFD?
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wil-i-am
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Sep 10 2015, 02:12 PM
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QUOTE(Joe Yuan @ Sep 10 2015, 02:09 PM) Affin Bank 4.33% (effective rate) 15 months still available. Afffin Bank rarely mentioned here! Feeling like to put another FD (the 5th) in this bank. Is it ok?? Alredy discontinued
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wil-i-am
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Sep 10 2015, 02:21 PM
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wil-i-am
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Sep 10 2015, 02:55 PM
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QUOTE(imyschong @ Sep 10 2015, 02:26 PM) Which bank is the best for 12 months? And for 1 month? Read page 1
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wil-i-am
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Sep 10 2015, 05:41 PM
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QUOTE(cklimm @ Sep 10 2015, 05:30 PM) But it has monthly service fee rite? if RM10/ month, it will be RM120 a year Shld be RM10.60 (incl GST)
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wil-i-am
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Sep 11 2015, 01:16 PM
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QUOTE(Vincent9696 @ Sep 11 2015, 12:39 PM) Still haven't announce OPR rate ? BNM will release announcement after 6pm today
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