i see that's good to know. thanks for sharing your experiences with me! Gonna check out with the bank to see what's wrong with my one

I wanna ask about the transaction history in cimbclicks. I noticed that they have deducted my credit limit after i purchase something online but there are no transaction recorded in cimbclicks. The record will only be shown on statement date?

yes. credit limit is real time. you will get the record in a few days

Thanks for your reply! I've got another question. I need to pay within 20 days after the statement date to avoid the interest right? Let's say this month, my statement date is 28th Oct, means I need to pay all balance before 17th November?

Also, let's say I got RMxx amount of cash rebate from last month and this month I didn't spend using the card or amount spent is lesser than the cash rebate i got from last month, will the cash rebate be carry forward to next month or it will gone?

1. yes. need to pay before statement due date which is in ur case 17 nov
2. will be carried forward

OK. Thanks a lot for the explanation! Appreciate it.

Is it recommended to pay after I got my statement or pay whenever there is transaction reflected on cimbclicks?

Is up to you as long as clear it before due date that's good payment behaviors

Hi Team, need to ask if we pay car loan via CIMB Clicks to other bank, it will take how many days for the transaction to be process successfully? Thank you.

This post has been edited by Jeffreynsx: Oct 3 2015, 09:47 AM

On top of the question ask previously, may I know is the CL being review every 6 months or we personally need to submit our salary slips to seek for increase of our current CL? Thank you.

This post has been edited by Jeffreynsx: Oct 3 2015, 09:50 AM

It depends, if it's GIRO will only processed during working days and IBFT will be instantly.
FYI, from 01 Oct till 31 Dec, IBFT to other banks is free of charge. Please fully utilize this free period.

You have to request yourself and banks may ask for latest 3 months payslip.

Thanks for the update.

Watch out. Not all bank has free IBFT, at least not Ambank.

How about Maybank, Public Bank or Hong Leong bank? Is it applicable for free IBFT? I read through CIMB clicks official website this promotion is applicable to GIRO as well. Not sure is it true?

This post has been edited by Jeffreynsx: Oct 3 2015, 10:35 AM

Yes, I have done transferred through CIMB & MBB this morning.

IBFT for CIMBClick & MBB are free of charge, but no for GIRO from CIMB as there has showing for RM0.11 charge if no mistaken

I know since he was asking about CIMB Clicks and I have shared all the participating 15 banks in General CC thread earlier.

Yes but not for GIRO, still charged for RM 0.11 unless CIMB also gives that for free.

hi i would like to ask cash rebate did i get 5% when online payment in 11street website?
thanks.

11street yes.

yes

sorry noob in cimb cash rebate card.

you mean 5 % rebate of 11street , even i use coupon in 11street website . my cimb card still give me 5 % rebate in my coming statement.?