QUOTE(??!! @ Apr 24 2016, 01:22 PM)
Enquired at the MBB branch in my area, 2 months back, no one knows about GIA-i account.
Now, they tell me the GIA-i works like the normal FD..no interest payable for premature withdrawal.
I said ...info i gather seems to suggest otherwise, can please check with HO?
Few officers said no need to check..very sure , no interest will be given.
I was tempted to test the system with a minimum amount placement. Asked if the amount at withdrawal is auto generated? they said no...so they will not give me any interest for premature withdrawal.
Haiz...
QUOTE(aromachong @ Apr 24 2016, 02:10 PM)
meaning mbb staff is wrong to mislead customer haha.
Do not trust everything the bank's staff tell you. I have come across a few staff who know nothing about their bank's products & promotions.

The better ones will still check with their superior / HQ for you if you want confirmation. The lazy ones won't even bother. Sometimes, the people in this forum know more than the bank's staff which is quite pathetic. If you cannot trust the bank's staff, who can you trust, right?
It's confirmed there will be interest for premature withdrawal. It's stated on their website. Many people here including myself have tried it before. Try it yourself to confirm if it is true. Place 1k for 2 months, withdraw it a few days later. It would be easier to do it online if you have maybank2u. Else, need to uplift at the counter. If you happen to be at the counter with the lazy staff, he/she might show you a black face.