Just came across this. Bonus 5% with monthly balance of RM5k. Feel free to list out the cons
http://www.mybsn.com.my/content.xhtml?contentId=122

Not worth. Discuss before. 5% is the interest of the interest. So eg your interest is RM100, you will get extra RM5.

put ur money in [ambank true saver acc] into [ambank's 1month term-deposit-i FD] via online simply solve this problem
well, u no need put all your money into FD, and u can seperate them into few FD

Why bother with ambank islamic efd? A SA is used for flexibility. If cannot withdraw, beats the purpose of a SA.

hi...newbie here...have one question

wat the difference btw mbb wadiah savinga ccount and mbb saver-i ?

Wadiah is normal savings. Is Islamic product but you don't need to be worried or bothered. Is just name and and how they implement it. End of the day still a saving ga account. It will incur a charge of RM8.48/year. You have to request for a free one. Free one will limit your atm withdrawal to 4x/month but you will still get unlimited online transfer. Interest is miserable. Just keep rm1 inside.

Mbb saver-i is their higher interest saving account that one open online via m2u. Interstitial is 2.25% p.a. Must keep Rm2k inside only have interest. Below RM2k, no interest. Unlimited atm withdrawal. Minimum limit rm250. Useless account when there are other better choice out there.

owh..thanks for the advice..means the wadiah saving account do not have the minimum

balance limit ? so u think which bank saving account better?

Maybank account is good cause atm are everywhere. Depends in what you want the account for. High interest, free IBFT, for amanah saham, close to you, etc

Correction. Wadiah savings account is rm1.

If high interest is what you are after, read back a few pages. I listed out three accounts with it's pros and cons. Right now, my SA will be maybank eGIA-i. Is not a SA but I will treat it as one.

This post has been edited by Ramjade: Apr 25 2016, 06:50 PM

ok...so the rm 8.48 a bit confuse

if acc balance left rm 1 will it still be charge?

Rm8.48 = bank charge you yearly for the account. Most banks in malaysia charge you that. But you can prevent that from happening by asking for a BSA when you open account. In maybank case, you can choose the free one or the Rm8.48/year. Again, they won't tell you the free one exist. Need to demand for it.

RM1 is the minimum amount for wadiah. For BSA, minimum amount = RM20. Which means you cannot withdraw all. Max you can withdrawal is until that amount.

if i already open wadiah and they charged me d then still can change to basic saving account?

If already open, just go to any branch, tell them I want to to change my wadiah to the free one. Sign some papers. Problem settle. No need to open bsa.

This post has been edited by Ramjade: Apr 25 2016, 08:12 PM

ok..so the mbb gia how many months u put?

If you have rm5k, can put 1 month -60months
If you have less than that, you can only select 2-60months.

Bur tenure of placement is not important as you can even uplift the next day and get interest. :thumbsup:

Keep it mind that's capital and returns are not guaranteed.

going to uplift all in few days time all not yet matured, some 1 day till few weeks old only.

whu u separate so many?

1) need to uplift at diff date for cc/bill/loan payments
2) made placement whenever >1k

Saves the hassle of putting in again. Takes less than 5 minutes, but it's still time.

u are really maximizing returns on interest.

sadly, all won't see maturity