QUOTE(wca @ Sep 24 2015, 05:50 PM)
Yes Details from statement:

Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month
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Sep 24 2015, 06:02 PM
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Sep 25 2015, 05:40 PM
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QUOTE(lai_dm @ Sep 25 2015, 05:38 PM) hi 2 selectable from you. 1 is fixed, bonus category under MOBILE.i wanna jump to hlb wise card from maybank amex since they cancel the weekend -5% promotion. may i know how many category that i can select for wise card rebate ? 3 or 2 ? total is 3 categories for your spending. This post has been edited by cybpsych: Sep 25 2015, 05:41 PM |
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Sep 25 2015, 05:43 PM
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QUOTE(herc @ Oct 27 2014, 01:17 PM) QUOTE(Quanta @ Feb 5 2015, 04:38 PM) You also may pay it via https://myaccount.maxis.net.my/wbb/default....?sect=firsttime and it's counted as MOBILE. Below is my 1st payment of Maxis Fiber [attachmentid=4331328] QUOTE(lai_dm @ Sep 25 2015, 05:42 PM) |
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Sep 25 2015, 05:52 PM
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QUOTE(red_scorpion @ Sep 25 2015, 05:49 PM) I also paid it directly via Digi website, which is better than uob pay online, because you get the status immediately after payment. UOB payonline, you have to wait for their email. through the new DiGi Connect self care?I saw someone mentioned before, it is under mobile. They tracked based on digi name. I saw the Digi Store name under transaction description |
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Sep 25 2015, 05:55 PM
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Sep 25 2015, 06:45 PM
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Sep 25 2015, 07:54 PM
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QUOTE(deadravel @ Sep 25 2015, 07:47 PM) ok , so transaction after 21september doesnt count in september anymore? this is your bill statement (cutoff is 21 Sep, in your case). you pay your bill according to bill statement/cycle.i haven reach 10x rm50 transaction for the september CB eh. i thought someone said 28th everymonth only cut off? for cashback, it's based on calendar month. that means you still can spend in Sep to achieve min 10x RM50. to get the Sep cashback, it's only credited on 28th next month, that means 28 Oct can get the cashback (viewable in HLConnect on 29 Oct) This post has been edited by cybpsych: Sep 25 2015, 07:56 PM |
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Sep 25 2015, 09:41 PM
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QUOTE(deadravel @ Sep 25 2015, 09:32 PM) thanks for the info call CS or view from eStatement (wont show in HLConnect either). each transaction will be tagged as MOBILE, PETROL, or DINING if eligible under your selected categories.so can i say that 21sep is the cutoff for my bill only but CB for september still available till end of the month and not following my 21sep bill cutoff. thanks alot sifu 1 more question, in hlconnect where can i see which category that have been chosen by me? (mobile,petrol,dining,etc) This post has been edited by cybpsych: Sep 25 2015, 09:42 PM |
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Sep 26 2015, 10:56 AM
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Sep 27 2015, 09:28 AM
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QUOTE(kart @ Sep 27 2015, 07:34 AM) One of the strategy suggested here to fulfil 10 times of RM 50 transactions (grocery) is to purchase shopping vouchers of RM 50 for 10 times. what are your categories? Mobile + Grocery + Petrol/Utility?Have anyone seen before Aeon RM 50 Gift Voucher? Otherwise, for each RM 50 transactions, 2 RM 20 Gift Voucher and 1 RM 10 Gift Voucher have to be purchased. if Petrol, manually set the pump amount to RM50. you definitely need to pump at least 5-6x in a month, right? if bigger car or always travelling, surely 7-8 times? if Utility, perhaps you chose this category cuz of high TNB (usually) bill? if around RM400-500, already covered 8-10x RM50 liao. for Mobile, how much is ur average monthly bill? if u got the low plan, somewhere around 1x RM50 liao. if got the high/phone plan, surely about 2-3x RM50. also, you can help paying bills for your family members, if you dont mind sharing the cb now Grocery. this is when you plan your voucher purchases. if you know your average spending for the above categories, you only need to purchase between 2-5x RM50 voucher only. This post has been edited by cybpsych: Sep 27 2015, 09:36 AM |
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Sep 27 2015, 09:36 AM
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QUOTE(alexanderclz @ Sep 27 2015, 12:00 AM) not exactly based on you tenure year.Wise launched in January 2013 (year 1). those gotten year 2 AF waiver was in 2014. some not getting. 2014 could be the transition period where new policy/instruction set for AF waiver. If your year 2 falls in 2015 (first applied in 2014, like in my case), strictly no more AF waiver given. Those applied earlier, will be year 3 in 2015 liao. also no more waiver given. |
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Sep 27 2015, 09:37 AM
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Sep 27 2015, 11:45 AM
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QUOTE(karcity @ Sep 27 2015, 11:42 AM) When I applied my wise card on 2014, the bank told me very very clear, the AF is not waivable. Don't waste your time to call after a year. If you want for a card with AF waivable, please choose other cards. The instruction is clear. I personally feel it is very good, by informing you upfront, At least we will never have false hope. same to me, agent told me AF is not waiveable, but can try to ask come anniversary. but i know chances of waiving af is none. so, i already accepted the fact to pay the AF from day 1 after applying the card. |
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Sep 27 2015, 11:53 AM
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QUOTE(kart @ Sep 27 2015, 11:41 AM) Thanks for your reply, cybpsych. I have not applied for WISE card, and am still considering whether to apply for the card or not. For sure, your information here, as well as inputs from other users here, is very helpful to me. combination of Grocery and Departmental for you, no need to worry where u purchase the vouchers liao I use about RM 160 of petrol in a month, and my TNB is about RM 80 per month. By the look of it, petrol and utility are not suitable categories for me. My mobile bill is about RM 135 per month. So, as you said, it is easy to get 2 times of RM 50 transactions. The remaining 8 RM 50 transactions need to be from grocery and departmental, since I plan to choose these two categories. ___ 1. I performed 10 times of RM 50 transactions. Later, I performed RM 20 (groceries) and RM 10 (departmental) transactions. Do I earn 10% cashback for the RM 20 and RM 10 transactions? 2. In another scenario, I first performed 5 times of RM 50 transactions. Then, I performed RM 20 (groceries) and RM 10 (departmental) transactions. A few days later, I performed another 5 times of RM 50 transactions. In this case, do I earn 10% cashback for the RM 20 and RM 10 transactions? 3. What is the best way to apply for this credit card? Online submission (such as leaving a message in HL Connect) or going to branch? 4. Can we choose any day as the statement date? Which day is the best day to be selected as the statement date? 5. I have a Hong Leong saving account. After activating this card, will this card be automatically be shown in HL Connect? And, I can pay the credit card bill in HL Connect, right? Thanks to everyone for their inputs here. 1) yes for both RM 20 (groceries) and RM 10 (departmental) transactions. janji RM50 x 10 times is achieved (posted) within the same cashback calendar month. 2) same as above. 3) nearest branch, if you can. else, just apply online thru here from the main page of HLB Wise https://www.hlb.com.my/main/personal/cards/WISE-card . in my case, HLB agent called me next 2 days, guided me all the necessary documents to be submitted via email. then they'll call you again to confirm the application form and details (like an interview 4) yes. last i checked, the dates are 1 2 3 4 5 7 11 16 17 19 20 22 23 25 26 29 30 31. usually, ppl set the statement date so that payment due date (PDD) is after your pay day. e.g. if your pay day = 30th, then set your statement to 11th (PDD = 11th + 20 days = 31st or 1st). this way, u got money first to pay your credit card bill. 5) i dont have hlb savings account. by right, should be linked together and shown in HL Connect. I gotten HLB Wise first, then HLB Mach. both cards showing in HL Connect. This post has been edited by cybpsych: Sep 27 2015, 11:54 AM |
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Sep 28 2015, 08:26 AM
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QUOTE(kawteem @ Sep 28 2015, 12:23 AM) Guys, most likely no.Any info on paying time fiber with this card to get the rebate? Unifi is covered at Sam's but not time. Payonline not sure will be tagged as what in the statement. Anyone tried? Or is there any other medium? for Mobile category, the operator name is the determining factor. even if MCC under telecommunications, if operator name not appear on the description, the transaction won't be tagged. it happened to me when I first try payment using umobile app. MCC is correct, the operator name is misssing. that's what HLB cs clarified. QUOTE(cybpsych @ Jul 8 2015, 09:22 AM) verified NOT categorized as MOBILE. This post has been edited by cybpsych: Sep 28 2015, 08:39 AM![]() HLB confirmed the MCC is 4812, same as payment made via umobile self care. i guess for mobile category, MCC is not important, but the merchant name itself. |
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Sep 28 2015, 02:36 PM
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Sep 28 2015, 02:46 PM
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Sep 28 2015, 02:52 PM
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Sep 28 2015, 02:58 PM
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Sep 28 2015, 03:28 PM
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QUOTE(CandyHs @ Sep 28 2015, 03:24 PM) hi all, anyone has idea if there is any hong leong booth in shopping mall (klang valley) which got free gift upon new credit card application? check this topic https://forum.lowyat.net/topic/1916038 |
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