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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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cybpsych
post Sep 28 2015, 07:01 PM

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QUOTE(CAFE21 @ Sep 28 2015, 06:58 PM)
Payment via digionlinestore EC is it consider under mobile category? Payment today should be considered as next month already?
Thanks!
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digi online store EC. pay bill? reload? yes for bill/reload payment. not sure if phone purchase, but should be same.

digi online usually posted +1 day. if u expect it to fall in Oct, do it on 30 Sep instead.
cybpsych
post Sep 29 2015, 07:15 AM

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QUOTE(chern5307 @ Sep 29 2015, 01:39 AM)
May I know when will HLB credit rebate to us? According to details on 1st page which show 28th date of every month, but I still haven't received it?
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you are way too early to check smile.gif usually online banking are down for maintenance/account refresh as this weee hours tongue.gif

FYI, Wise cashback: 27th crediting, 28th posting, 29th can see in HLB Connect. Just set your alarm clock on 29th morning sweat.gif


You would see something like this today. Note: This is cashback earned from August's eligible transactions.

user posted image

This post has been edited by cybpsych: Sep 29 2015, 07:17 AM
cybpsych
post Sep 29 2015, 02:51 PM

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QUOTE(chrischiang @ Sep 29 2015, 02:38 PM)
hello.. according to you.. hlb cb is follow posting date not transaction date right? just to make sure
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yes. that's why timed your payment/swipes lor cuz almost all HLB postings is posted +1 day.

if you are targeting to utilize Sep cashback, today is your LAST day to perform the transaction(s), assuming posting is +1 day.

if you are targeting to utilize Oct cashback, then do it tomorrow so that it get posted in Oct.
cybpsych
post Sep 29 2015, 03:06 PM

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QUOTE(LostAndFound @ Sep 29 2015, 02:56 PM)
I believe last time there was a member saying HLB posting will be purposely slower if your cashback have not yet fully utilize so as to cheat you of your money  whistling.gif wonder where is he now.
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doesnt matter la.

as general rule of thumb, complete the 10x by 26th, max the cashback by 28th thumbup.gif

so far, 82% of my transactions are +1 day posting, 17% are +2 days posting, 3 cases are +3 day posting, 1 case +8-9 days posting, only 1 case having +0 day posting (Big Bad Wolf Fair laugh.gif )
cybpsych
post Sep 29 2015, 03:13 PM

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QUOTE(Pistacio @ Sep 29 2015, 03:08 PM)
I also got my cashback too.. but unable to reach RM 100.. lol sweat.gif
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good already! laugh.gif

that means you have room to adjust/review your spending in coming months.
cybpsych
post Sep 29 2015, 09:43 PM

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QUOTE(chris_xi @ Sep 29 2015, 06:57 PM)
just got my HLB Wise as a result of the fall of MBB M2C laugh.gif

can someone enlighten me on a couple of questions regarding HLB Wise:

1) when is the statement date usually falls on? do they have a fixed statement date like AEON Credit Service?

2) i'm a Celcom postpaid user, currently enrolled in the auto-billing which entitles me a 5% rebate on bill. if i register HLB Wise for the auto-billing, will i be getting a 5%+10% cash back on my bill? has anyone try this before?
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1) last i checked, the statement dates are 1 2 3 4 5 7 11 16 17 19 20 22 23 25 26 29 30 31

2) you can try for few months geh smile.gif
cybpsych
post Sep 29 2015, 10:28 PM

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QUOTE(ChuanHong @ Sep 29 2015, 10:22 PM)
i start using WISE card recently.. and use uob payonline to do transaction.

I set all payment done on 1st of October.. I choose petrol & utilities as my rebate categories. (addtional bonus category of Mobile)

Scenario:
Monthly i will spend this amount of money. RM400 for petrol. RM200+ electricity, RM150 Streamyx, RM40+40 for Mobile (me & my gf), Touch nGO (reload by cash)

so i aim to rebate rm60+ from Petrol+Electricity+Mobile..

I separate out my electricty, tm streamyx and petrol pump into rm50 transactions, definitely more than 10 transactions..

But my question is, am i get the rebate for mobile category as well even though 2 transactions is below rm50 each.. It isnt mean once i got more than 10 transactions, so the 3 category will get rebate already?
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10x RM50 is just a qualifier to activate the cashback. best if ALL within categories.

then, any other spending within categories are eligible for cashback. of course, total capped at RM100/mth.

P/s: tm Streamyx not under Utilities.

P/ps: can your gf apply Wise? if she qualifies, she can opt for Petrol/Utilities + Grocery categories.

under grocery, can cover ur TNG liao (I suppose also quite high if u so travel a lot). streamyx can be covered under Grocery if u pay at Sam's Groceria (if accessible for u).

This post has been edited by cybpsych: Sep 29 2015, 10:33 PM
cybpsych
post Sep 29 2015, 10:33 PM

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QUOTE(fruitie @ Sep 29 2015, 10:32 PM)
I'm just thinking if I spend below RM 50 before I perform 10xRM 50, will it be eligible for 10% cash rebate as well? Assuming it is part of the 3 categories and eventually I did 10xRM 50? unsure.gif
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yes, tabulation done at month's closing smile.gif

This post has been edited by cybpsych: Sep 29 2015, 10:34 PM
cybpsych
post Sep 29 2015, 10:42 PM

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QUOTE(ChuanHong @ Sep 29 2015, 10:38 PM)
yeah i do heard so. But im in Penang. Sam groceries not much in Penang. As i know, Sunway carnival and First avenue.. Seldom go there..

my gf spend lesser.. Me monthly 200 TNG and 300~400 petrol is definitely confirm already.. yeah, i know streamyx not entitle to the rebate, but its ok, just to boost the transactions 10 times.

i still got maybank amex and public bank.. focus on wise card right now will do..
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orite.

ur petrol+tnb already can cover ngamngam 10x liao geh.

if not, slightly overpay ur mobile to rm50, If u don't mind.

the rest, amex is good too. just points but still something. biggrin.gif
cybpsych
post Sep 30 2015, 05:54 PM

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QUOTE(levin86 @ Sep 30 2015, 05:37 PM)
Hong Leong Credit Card Booth where are u??
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check or ask here https://forum.lowyat.net/topic/1916038
cybpsych
post Oct 1 2015, 10:26 AM

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QUOTE(yorae9 @ Oct 1 2015, 10:16 AM)
Is this based on someone trial result?
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ditto above.

i spent on Groupon & Lazada using CIMB Cash Rebate (cashback is based on Online category transaction).
cybpsych
post Oct 2 2015, 07:41 AM

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QUOTE(Duckies @ Oct 2 2015, 07:39 AM)
Oh...ya lo they say "Please activate your saving/current account" but I don't have any HongLeong saving/current account. UOB payonline is a website? I don't have UOB card. Can I pay with HongLeong credit card via that portal?
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http://www.payonline.com.my/

use any card.
cybpsych
post Oct 3 2015, 01:22 PM

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QUOTE(karcity @ Sep 18 2015, 11:26 AM)
Tried to pay tm bill at Sam grocery sunway carnival Penang in the morning. They don't accept credit card payment for bills. Next time need to pay at KL Nu Sentral only. 😭
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QUOTE(cfc @ Oct 2 2015, 10:30 PM)
anyone try to pay their astro, unifi, streamyx bill in Penang Sam Grocery ?
I tried to payat Sam@sunway carnival@Butterworth
the cashier told me only TnG reloads accepts credit card
bill payment have to use cash !!
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Sam's Groceria Gurney Paragon is ok.
cybpsych
post Oct 3 2015, 01:25 PM

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QUOTE(kelvinlzy @ Oct 3 2015, 09:15 AM)
I can use it at petrol station this morning, but payment at Umobile website still rejected since yesterday.
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i think terminal swipe is ok kot, but anything online that require TAC would fail.

going for groceries later, hopefully no issue swiping Wise.


update: called CS. they confirmed having issue yesterday until 3pm. no more issue since then.

This post has been edited by cybpsych: Oct 3 2015, 01:27 PM
cybpsych
post Oct 4 2015, 09:16 AM

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QUOTE(karcity @ Sep 29 2015, 01:44 PM)
I tried paying bills at different Sam grocery branch. The conclusion for tm bills is ...

When you pay the bills, there are 3 options for the cashier-- TM, streamyx, unify. Tell them TM even if you pay streamyx. Because the streamyx options has error inside. TM bills works for unify, streamyx or Telekom bill. My two cents opinion.

So for your case, it is not the "D" which create problem, but it is the options the cashier press after asked you.
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QUOTE(MGM @ Oct 4 2015, 08:36 AM)
Any more successes of paying TM,Streamyx and Unifi (or other utilities) bills at NU-Sentral's SAM Groceria?
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should be ok.

just follow karcity's suggestion when paying Streamyx bill. No issue with Unifi.
cybpsych
post Oct 4 2015, 08:41 PM

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QUOTE(CAFE21 @ Oct 4 2015, 07:50 PM)
If after meeting the 10x RM50  requirement, let say u spend RM5 on the chosen category, will you get RM1 as cash back? It won't be RM0.50 rite?
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the cashback rounding done at category level, not per transaction.

e.g. If total spent on Mobile is RM155, cashback is RM16 for Mobile only.

of course if your only total spent on Mobile is RM5, then cashback is RM1.
cybpsych
post Oct 5 2015, 09:21 AM

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QUOTE(Jellymaker @ Oct 4 2015, 11:29 PM)
Can we do that in this thread? I mean will it be under [WTS] / [WTB] or need to do it in service noticeboard?

By the way, I need someone to pay TNB
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got few members sharing cashback here
cybpsych
post Oct 5 2015, 02:12 PM

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QUOTE(fruitie @ Oct 5 2015, 01:59 PM)
You can but UniFi is not entitled with any cash rebate using HLB Wise.
Anyway, Monday is always slow for UOB PayOnline? I have done 10xRM 50 but split them into two transactions, so far still haven't received anything yet.
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sometimes fast, sometimes slow getting email from uobpayonline.

my average time is about ~1 hour.
cybpsych
post Oct 5 2015, 04:40 PM

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QUOTE(harmonics3 @ Oct 5 2015, 04:34 PM)
good advice, i tried 30+ (min. spend for credit card is rm30) at urban fresh and will report back if it's classified under groceries.
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u can call CS to confirm the MCC liao.
cybpsych
post Oct 5 2015, 09:06 PM

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QUOTE(rachel_xxx @ Oct 5 2015, 09:03 PM)
last month cash back in already?
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last month's cashback or last month's spending?

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