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Credit Cards Hong Leong Bank Wise Credit Card V5, 10% Cashback , Up to RM100 per month

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cybpsych
post Sep 19 2015, 06:05 PM

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QUOTE(yyie @ Sep 19 2015, 05:57 PM)
bro, you mean the 10x min RM50 spending are tracked based on posting date within the calendar month?

i knew the cash rebate is based on posting date but not sure about the this one....

thanks for reminding  rclxms.gif

p/s: HLB really posted the transaction few days delay....i had a transaction that was posted 1 week after the transaction date... rclxub.gif
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cashback is calculated on ALL your eligible transactions within 3 categories based on posting date. including the 10x RM50 and all other transactions.
cybpsych
post Sep 19 2015, 06:05 PM

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QUOTE(cclim2011 @ Sep 19 2015, 06:01 PM)
Ok thanks, just not sure why we need to key in the bill number in uobpayonline.
Thought account number and name will do...
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old web design sweat.gif

nowadays, all modern billing system is cleared based on last outstanding bill first. then knock-off subsequent bills. if excess, then the outstanding would be -ve amount.

no worries, i got mobile bills and even Unifi at -ve hundreds tongue.gif

This post has been edited by cybpsych: Sep 19 2015, 06:08 PM
cybpsych
post Sep 19 2015, 09:36 PM

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QUOTE(cybpsych @ Aug 24 2015, 10:37 AM)
made bill payment to YES 4G postpaid using Wise via YES Self Care.

confirmed under Mobile category with MCC: 4814. Called CS to verify this. Gonna wait for Sep bill statement later smile.gif

Note: Payment via YES Self Care does not trigger the TAC. It will goes thru immediately after confirming card details.

However, there is an SMS notification sent to your mobile:
QUOTE
RM0.00 HLB - Your HLBB card ending xxxx has been debited with MYRxx.xx at YTL COMM-Y-MAX-SSL (. If you did not perform this tranx, pls call Ctc Ctr.
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QUOTE(cybpsych @ Aug 24 2015, 07:50 PM)
interesting!

i have a feeling this may work because:

1) Autobilling will kick in exactly on bill date itself. Confirmed this with CS.
2) If I enable autobilling today, RM5 rebate will be given to my upcoming September bill.
3) Autobilling is basically an automated manual bill payment using credit card (see screenshot below).

I'll try this autobilling and see how the results in 1 month's time. 2 months to see my Wise statement on October (for autobilling on Sep).  laugh.gif  thumbup.gif

user posted image
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update on YES 4G Auto-Billing.

1) No RM5 autobilling rebate, eventhough i registered it via Self Care before Sep bill.

2) Asked CS, the RM5 autobilling rebate only be given AFTER successful autobilling has been executed (charged to credit card), not the moment you subscribed autobilling (i guess this is to prevent fraud).

3) For Sep autobilling, just got charged moments ago. If what CS said is true, I should expect RM5 autobilling rebate in my Oct bill.

4) Now, about autobilling MCC, confirmed this with HLB, MCC #4814 (Mobile for Wise) for Yes 4G Postpaid Auto-Billing thumbup.gif


For reference, the SMS from HLB about successful charge to my Wise.

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RM0.00 HLB - Your HLBB card ending xxxx has been debited with MYRxx.xx at YTL COMM-Y-MAX-EC MO. If you did not perform this tranx, pls call Ctc Ctr.


user posted image

This post has been edited by cybpsych: Oct 8 2015, 08:00 AM
cybpsych
post Sep 21 2015, 09:31 AM

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QUOTE(leafy @ Sep 21 2015, 09:13 AM)
i just checked my wise card CC and just started to use this card on last Thursday itself and on friday, i have been charged for annual fee RM 160 + GST RM9.6... can i call to waive this both?
i taught only after first year finish using the card only bank will charge us AF... no?  blink.gif
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for year 1, it's charge+waive together.

call cs to verify the year 1 af waiver.
cybpsych
post Sep 21 2015, 10:58 AM

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QUOTE(cdspins @ Sep 21 2015, 10:53 AM)
hmm.gif  you are using HLB wise to pay for Unify?
It does not entitled for any rebate yo.
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he wanted to pay TNB via uobpayonline under HLB Wise's Utilities category.
cybpsych
post Sep 21 2015, 02:32 PM

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QUOTE(cybpsych @ Sep 11 2015, 08:59 PM)
paid TM Unifi bill using Wise at Sam's Groceria @ Nu Sentral. Confirmed MCC 5411, eligible for Wise's Grocery category.

haven't call CS to confirm MCC but should be under Groceries since reloading TNG there also tagged as Grocery category dy. gonna wait few days to confirm and post the receipt, etc.

you can Unifi, Streamyx, TM phone bills, Astro too. showed them my Unifi ebill on the phone, double-triple checked the account number.

user posted image user posted image

user posted image user posted image

user posted image

Chronology of events:

11 Sep 2015 (Fri): Paid Unfi bill @ Sam's Groceria, Nu Sentral using HLB Wise.
12 Sep 2015 (Sat): Payment received from Unifi (via MyUnifi OCC).
13 Sep 2015 (Sun): Payment notification SMS from Unifi.

» Click to show Spoiler - click again to hide... «

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QUOTE(cdspins @ Sep 21 2015, 02:29 PM)
Really, can pay Unifi at Sam's Groceria and make it at a groceries category?
That is need if it is workable.  flex.gif
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welcome back to lyn thumbup.gif
cybpsych
post Sep 21 2015, 04:34 PM

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[quote=cybpsych,Jul 28 2015, 11:46 AM]
user posted image

Hong Leong Connect: Spend & Get Cash Back [ HLB | T&Cs ]
27 Jul 2015 - 7 Aug 2015

Up to 5% Cash Back for every spent on Tao Bao.com

» Click to show Spoiler - click again to hide... «



Added on

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cybpsych
post Sep 21 2015, 06:41 PM

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QUOTE(red_scorpion @ Sep 21 2015, 05:08 PM)
GUys, as you can see below attachement. I paid the bill via UOB pay online, but no tac has send to me..I just get status like this.
Is it no need key in tac for bill payment via uob pay online? tq

[attachmentid=4974689]
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this transaction will fail. call cs to confirm this.

happened to me before. few heart attacks due to this.

better retry tomorrow.
cybpsych
post Sep 22 2015, 06:58 AM

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Hong Leong Debit/Credit Cards: Big Bad Wolf Book Sale Penang [ HLB | T&Cs (EN) | T&Cs (BM) ]
24 Sep 2015 - 4 Oct 2015

Great for Penangites to apply Wise and get freebies on the spot smile.gif

user posted image
cybpsych
post Sep 22 2015, 02:55 PM

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QUOTE(LostAndFound @ Aug 6 2015, 02:29 AM)
Stack payment confirm treated as multiple transaction, been doing that all this while.
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QUOTE(LostAndFound @ Aug 6 2015, 12:24 PM)
Yes. I stack all 10 transactions at the same time and then just spend about 5 minutes typing in all the TACs (more because the website loads slow, honestly)
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QUOTE(fruitie @ Sep 22 2015, 02:51 PM)
Yeah, mine is 5. blush.gif
I didn't know how to stack payment. blush.gif
Somebody taught me this trick but I forgot who. laugh.gif
So sorry for that. blush.gif
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This post has been edited by cybpsych: Sep 22 2015, 02:55 PM
cybpsych
post Sep 22 2015, 09:51 PM

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QUOTE(kart @ Sep 22 2015, 09:32 PM)
Let me try to understand this.

Assume that I have activated the card on 22 September 2015. For the first year usage of the card (22 September 2015 to 21 September 2016), the annual fee will be charged in the next few days, but I can call Customer Support to waive the annual fee.

But, for the second year usage of the card (22 September 2016 to 21 September 2017), the annual fee will be charged, and cannot be waived by all means.

Is my understanding correct?  hmm.gif
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For me in 2014, it AF was auto-charged+auto-waived on 2nd month, after approval.

user posted image

Not sure nowadays, how HLB charge+waive the AF for year 1.

I suspect HLB purposely charge AF earlier, then auto-waive AF later next few months. Not sure about this. Only way is to ask HLB where is the AF Waiver for year 1.
cybpsych
post Sep 22 2015, 09:54 PM

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QUOTE(chrischiang @ Sep 22 2015, 09:00 PM)
i just got my card couple day ago.. and tried to pay with uobpayonline..

is this the correct way for me to get 5x swipe? please advise thanks!

user posted image

Ps: is bill no. refer to no. invois cukai?
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yes, bill nombor = nombor invoice cukai (tax invoice number, which is to comply with GST).

ensure the ACCOUNT number is correct, bill number is not important. you can even put 0.
cybpsych
post Sep 23 2015, 06:51 AM

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QUOTE(deadravel @ Sep 23 2015, 12:26 AM)
today received this msg from hlb, seems like mine will be waived if i swipe 1 time before oct

user posted image
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thanks for sharing!

it could be the new condition for 1st year af waiver thumbup.gif
cybpsych
post Sep 23 2015, 09:11 AM

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QUOTE(roy918 @ Sep 23 2015, 07:17 AM)
What's this promotion about? Saw it in HL connect and wondering if Wise card has no annual fee as well.

[attachmentid=4983037]
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you can click the link and see what it shows lor.

for us, the box is replaced with outstanding amount figure, couldnt try.

QUOTE(mamamia @ Sep 23 2015, 07:21 AM)
for life.. I think only certain card
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QUOTE(DM3 @ Sep 23 2015, 09:03 AM)
Will never be waived as its a CB card  as they'll always say
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correct, considering Wise has 10% cb, easy for HLB to reject AF waiver outright with that excuse. Hence, maximizing the cb each month to "amortize" the AF for the year laugh.gif
cybpsych
post Sep 23 2015, 09:20 AM

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QUOTE(ChuanHong @ Sep 23 2015, 09:18 AM)
hello guys.. let say i dont have hong leong savings account.. i only do have wise card and mastercard from Hong Leong recently..

If i start swipe with hong leong wise card and do have rm500 outstanding balance in next month, how can i make credit card payment from my maybank? it isnt possible to use my maybank to pay Hong Leong bank credit card?

please draftly guide.. thanks
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use IBG transfer from Maybank to HLB Wise Card (account number = card number)
cybpsych
post Sep 23 2015, 09:26 AM

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QUOTE(ChuanHong @ Sep 23 2015, 09:22 AM)
thanks both.. good.. i keep searching around the bill payment.. no wonder i cant find any.. so its use transfer feature.. thanks so much
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create a Favourite Interbank Fund Transfer, so that it's easy for monthly transfer next time biggrin.gif

user posted image
cybpsych
post Sep 23 2015, 11:19 AM

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QUOTE(Sblad3 @ Sep 23 2015, 11:18 AM)
For TnG reload and Astro bill payments, which credit card to be use for best cashback in Sam's grocer?
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you're in the card's topic biggrin.gif
cybpsych
post Sep 23 2015, 11:32 AM

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QUOTE(Sblad3 @ Sep 23 2015, 11:26 AM)
I still waiting my Wise card  blush.gif , so they will fall into Groceries for any bills that pay in Sam's?
And I wonder if the Groceries category including Aeon groceries?
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yes, Sam's under Grocery category.

if the aeon receipt/transaction description printed SMKT, then yes under Grocery.

QUOTE(chrischiang @ Sep 23 2015, 11:29 AM)
ok thanks! then izzit the correct way to split bill?
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yes.

your tnb account shall receive multiple incoming payment smile.gif
cybpsych
post Sep 23 2015, 02:20 PM

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QUOTE(Sblad3 @ Sep 23 2015, 02:15 PM)
I registered the card with Dining and Petrol as I don't spend much on Groceries, I wonder for Dining category, does it mean ALL restaurants that accept cc, including fast food, Chinese restaurant, Non-franchiese cafe etc?

If it doesn't then Groceries seems the best option..
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not that simple.

must match with the eligible MCCs under Dining category.

2 ways to know if the particular transaction is eligible: Call CS to verify the MCC or wait till bill statement is out.
cybpsych
post Sep 23 2015, 05:31 PM

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QUOTE(epie @ Sep 23 2015, 05:23 PM)
finally my application is approved....need guide and advice from all sifus here
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how did u get it approved? pledging FD?

Step 0: Bookmark this topic thumbup.gif
Step 1: Read post 1 & 2. Understand the cashback criteria, how the cashback calculated, when you'll be getting cashback, etc.
Step 2: If have enquiries, please at least try to use [Search] function for existing v5 and older v1-v4 topics.
Step 3: If no solid answer to your question, do post it here.
Step 4: Rinse and repeat.

finally, welcome to the family rclxms.gif

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