Dun know, just cant find this fund when i do switching...

https://www.publicmutual.com.my/Whats-New/L...ess-Equity-Fund

Starting 18 October 2018 to 30 November 2018, all investments (including lump sum and Direct Debit Authorisation (DDA)) made into PCASEF will enjoy a special sales charge of 5.25% of Net Asset Value (NAV) per unit.

if not mistaken this fund only can use cash to buy no switching allowed. look like closed already.

Put in 8K lose 1K, ouch my heart..
I thought of just putting it as an investment, but at this rate i just feel like an idiot if I leave it there for any longer, any advice?

while waiting for responses...
I guess the most important is what you felt.....
it is your money and your feeling after all.....

1k loss is included of charges? what is the period of that loss? for UT, really advise you to put at least 3 years to see results.

it is a long term investment platform in a sense.. if want to see result in a 1 or 2 years, unit trust is not a suitable platform

looking at the past performance of a sample of a "balanced" diversified port over the past few years......
you are not alone to have felt that way......
many would have suggested goto ASNB FP funds......
or if nearer to 55 yrs...goto EPF
or if can proxy to parents...goto EPF....


This post has been edited by yklooi: Dec 18 2018, 12:58 PM


Attached thumbnail(s)

what about 4 & half years still negative 1k, should i pull out ?

This post has been edited by Exa_Aelious: Dec 20 2018, 06:53 PM

How long have you been putting your money there?
Fund is meant for long term investment

BTW, that's already more than 10% loss

I been investing 3 years..profit 2k turn in lose few hundred due economy not good..This investment for long term atleast 8 years then we will see the result..scare to lose money better don’t invest..sorry my English not good..

This post has been edited by Khizamaro88: Dec 26 2018, 11:14 AM

many people said....at the end of the 8 yrs "may not see better results"
every year not making money are opportunity cost.

will be very difficult to get back up for 10% drop this year may need 11% up next year just to break even....
if they were to + the opportunity cost of last year (x%) + opportunity cost of next year (Y%)......
lagi teruk % have to up.....

Yeah i lost the same amount too.
I feel like want to transfer back to epf.

made some profit and sell off them. plan to encash and wait for coming opportunity.

Public Mutual launches new Asian consumer sector-focused fund

KUALA LUMPUR (Jan 3): Public Mutual, Public Bank Bhd's wholly-owned subsidiary, has launched its PB Asia Consumer Sector Fund (PBACSF) today.

The PBACSF seeks to achieve capital appreciation over the medium to long term by investing 75% to 98% of its net asset value (NAV) primarily in consumer-related equity and equity-related securities from selected Asian markets.

URL: https://www.theedgemarkets.com/article/publ...torfocused-fund

May I know whether investment of approx. 10 years yield roughly 40k, done mainly thru EPF considered okay or too slow? The top up has stopped for several years though I think my agent is still doing switching at one point or another. Should I sell them off and return the money into EPF account?

This post has been edited by honkkydorry: Jan 4 2019, 01:17 PM

look at how much you invest first, calculate the % and divide over 10 years. See if its better than FD, mine's not.. so i pulled out everything.

The agents will show u a chart, saying 10-13% growth, then they tell you apart from dividend, you get capital growth....all bullcrap... i calculated mine, yearly around 2-3%, worst than FD

You mean take the Simple Return % and divide by number of Years invested? Sorry noob here.

you're not alone, i also feel the same way.

Equity market is really bad right now, personally I saw that Eastspring also having bad return (in term of unit price) right now.

Or maybe those fund managers are just not doing a good job?

The person who complained about the performance has no idea about investment world or the consultant approached you did not educate you how to win in this game.

Lost money pull out cut lost, price flying chasing invest more. 90% ppl in this category. Are you the one?