Outline ·
[ Standard ] ·
Linear+
Fundsupermart.com v10, Double digit (portfolio) growth!
|
cybermaster98
|
 Apr 30 2015, 11:06 AM
|
|
QUOTE(Vanguard 2015 @ Apr 30 2015, 11:04 AM) The annual return for bond funds ranges from 3% to 10%. It can be short term, mid-term or long term bonds. The risk rating can be from 1 to 5. Since you already have a high risk portfolio, aim for bond funds with risk rating of 2 and below.
I will only show you the tree. You have to choose the fruits. Please read the FSM webpage for the different available bond funds and also FSM's recommended bond funds.
Good luck! I have the bulk of my cash reserves sitting in ASB which is why I went aggressive in my fund portfolio. Not sure if that was a good move? Do I still need bond funds? |
|
|
|
|
|
Vanguard 2015
|
Apr 30 2015, 11:16 AM
|
|
|
QUOTE(cybermaster98 @ Apr 30 2015, 11:06 AM) I have the bulk of my cash reserves sitting in ASB which is why I went aggressive in my fund portfolio. Not sure if that was a good move? Do I still need bond funds? If that is the case, you may not need bond funds since ASB give better returns. The ASB will form your spare ammo or reserve troops if you need to do DCA or Value Averaging later to take advantage of the market corrections. Financially you are in a much better position than the average investor. Your main concern now is to re-balance your asset allocation later. If I had your asset allocation and since I am not rich, I will not be able to sleep at night. Logout. Catch you later. |
|
|
|
|
|
Clement1001
|
Apr 30 2015, 11:20 AM
|
|
|
QUOTE(T231H @ Apr 30 2015, 11:05 AM)  managed to make some profits before you reduce? managed to learn or feel the emotional "stress" of investing? For fund my current one were on red (1.8%)  . As for equity overall for 2015 my portfolio seems to be still healthy, but ive cash out and reduce it by around 60%. I'm planing to invest less on equity nowadays, and target on funds.Hope this help to reduce my emotional stress.  |
|
|
|
|
|
T231H
|
Apr 30 2015, 11:27 AM
|
|
|
QUOTE(Clement1001 @ Apr 30 2015, 11:20 AM) For fund my current one were on red (1.8%) . As for equity overall for 2015 my portfolio seems to be still healthy, but ive cash out and reduce it by around 60%. I'm planing to invest less on equity nowadays, and target on funds.Hope this help to reduce my emotional stress.  good ... |
|
|
|
|
|
puchongite
|
Apr 30 2015, 11:28 AM
|
|
|
QUOTE(Vanguard 2015 @ Apr 30 2015, 11:04 AM) The annual return for bond funds ranges from 3% to 10%. It can be short term, mid-term or long term bonds. The risk rating can be from 1 to 5. Since you already have a high risk portfolio, aim for bond funds with risk rating of 2 and below. I will only show you the tree. You have to choose the fruits. Please read the FSM webpage for the different available bond funds and also FSM's recommended bond funds. Good luck! I have 25% in a bond fund. But I have no idea if there is a crash of the market, will bond fund be spared ? |
|
|
|
|
|
T231H
|
Apr 30 2015, 11:38 AM
|
|
|
QUOTE(puchongite @ Apr 30 2015, 11:28 AM) I have 25% in a bond fund. But I have no idea if there is a crash of the market, will bond fund be spared ? Depends on what bond funds you buy....some are very sensitive to interest rate hike... YES, that too depends on the situation that lead the good return rate before the crash.... YES bond are not spared too in recent instance together both EQ and bonds fell...Mid 2013. just like any investment...if you have holding power, "most" would be good in the long terms This post has been edited by T231H: Apr 30 2015, 11:40 AM |
|
|
|
|
|
SUSyklooi
|
Apr 30 2015, 11:48 AM
|
|
|
yes,..just recalled.... June 2013 was the times that all 3 assets fell at the same time GOLD, Equities and Bonds... As Stocks, Bonds and Gold Fall, Where’s the Cash Going? By Michael Santoli June 27, 2013 http://finance.yahoo.com/blogs/michael-san...-111013485.html |
|
|
|
|
|
cybermaster98
|
Apr 30 2015, 11:51 AM
|
|
|
Good time to go into Japan now? After the drop yesterday and expected to continue today?
Besides Affin Hwang and Global Titans, any other good funds with exposure to Japan?
|
|
|
|
|
|
T231H
|
Apr 30 2015, 12:35 PM
|
|
|
QUOTE(cybermaster98 @ Apr 30 2015, 11:51 AM) Good time to go into Japan now? After the drop yesterday and expected to continue today? Besides Affin Hwang and Global Titans, any other good funds with exposure to Japan? Do Japanese Equities Still See An Upside Potential? Published: April 10, 2015 FSM discuss whether Japanese equities can ride on its recent surge and maintain the upward momentum. http://www.fundsupermart.com.my/main/resea...?articleNo=5728 |
|
|
|
|
|
nexona88
|
Apr 30 2015, 12:47 PM
|
|
|
QUOTE(cybermaster98 @ Apr 30 2015, 11:06 AM) I have the bulk of my cash reserves sitting in ASB which is why I went aggressive in my fund portfolio. Not sure if that was a good move? Do I still need bond funds? good move to have cash reserves sitting in ASB.. u can never go wrong with ASB  |
|
|
|
|
|
pr0pofol
|
Apr 30 2015, 12:47 PM
|
Getting Started
|
QUOTE(Vanguard 2015 @ Apr 30 2015, 10:56 AM) My 2 cents view....please don't get offended. I think you are too heavy in RHB-OSK China and Manulife India. These are high risk satellite funds which should form part of your supplementary portfolio only. At the most, you should buy maybe 5% to 7% for each of the fund. Therefore, they will form about 10% to 14% of your portfolio. Currently they form about 40% of your portfolio. You will have sleepless nights if China and India markets collapse. Again, no bond funds? This should be 20% or at least 10% of your portfolio. Of course I am only making a general assumption without knowing your age, income level, risk tolerance, etc. good advise bro what's ur opinion about that global titans? not the same with aberdeen? |
|
|
|
|
|
cybermaster98
|
Apr 30 2015, 12:52 PM
|
|
|
QUOTE(pr0pofol @ Apr 30 2015, 12:47 PM) good advise bro
what's ur opinion about that global titans?
not the same with aberdeen? Global Titans is US focused while Aberdeen is Europe focused. With the slowdown in US and outflow of money, Aberdeen seems a better bet. |
|
|
|
|
|
cybermaster98
|
Apr 30 2015, 12:55 PM
|
|
|
QUOTE(T231H @ Apr 30 2015, 12:35 PM) Do Japanese Equities Still See An Upside Potential? Published: April 10, 2015 FSM discuss whether Japanese equities can ride on its recent surge and maintain the upward momentum. http://www.fundsupermart.com.my/main/resea...?articleNo=5728So Affin Hwang Japan Growth Fund? |
|
|
|
|
|
nexona88
|
Apr 30 2015, 01:09 PM
|
|
|
|
|
|
|
|
|
cybermaster98
|
Apr 30 2015, 01:44 PM
|
|
|
QUOTE(nexona88 @ Apr 30 2015, 01:09 PM) Volatility continues as Sensex falls 275 points Nikkei is the worst performing stock market now. Dropped more than 514 points or 2.57% today. This post has been edited by cybermaster98: Apr 30 2015, 01:45 PM |
|
|
|
|
|
JAIDK23
|
Apr 30 2015, 02:45 PM
|
|
|
wahhh everybody cuti alrdy?? so damn fast happy holiday!! live your life  |
|
|
|
|
|
jerk
|
Apr 30 2015, 02:46 PM
|
|
|
In addition, the Manager plan to continue investing in undervalued stocks among names that are engaged in infrastructure-related construction ahead of the 2020 Olympics in Tokyo and in those connected to the development of the maglev high-speed train
(connecting Tokyo and Nagoya) that is scheduled to start operating in 2027.
AffinHwang Japan Growth Fund
Portfolio Turnover Ratio (times) 1.09 seems a little high to me. however, growth funds tend to have higher turnover rates. These funds are more transaction-intensive as the managers maneuver for competitive advantages.
|
|
|
|
|
|
Vanguard 2015
|
Apr 30 2015, 03:19 PM
|
|
|
QUOTE(puchongite @ Apr 30 2015, 11:28 AM) I have 25% in a bond fund. But I have no idea if there is a crash of the market, will bond fund be spared ? I believe the sifus in this forum have answered your question. To minimise the risk, perhaps you may want to restrict your portfolio to bond funds with risk rating of 2 or below. Bond funds with higher risk ratings will also fluctuate like equity funds. For example, I am now holding the RHB-OSK Asian Total Return Fund with a risk rating of 4. To date, the paper loss is -3.66%. It is the second worst performing fund in my entire portfolio. |
|
|
|
|
|
Vanguard 2015
|
Apr 30 2015, 03:24 PM
|
|
|
QUOTE(pr0pofol @ Apr 30 2015, 12:47 PM) good advise bro what's ur opinion about that global titans? not the same with aberdeen? QUOTE(cybermaster98 @ Apr 30 2015, 12:52 PM) Global Titans is US focused while Aberdeen is Europe focused. With the slowdown in US and outflow of money, Aberdeen seems a better bet. Hi Propofol, I believe Cybermaster has already answered your question. If I may add on, for Muslim investors who are interested in halal investment only, they may wish to restrict their global investment to Aberdeen Islamic World Equity Fund. I believe this fund does not invest in sin stocks such as alcohol or gambling. |
|
|
|
|
|
Vanguard 2015
|
Apr 30 2015, 03:30 PM
|
|
|
I am happy to see that all the Asian share markets are in the red today. I hope they will continue to go down. By the time my equity funds are converted into bond funds, hopefully the timing would be nice to buy in.
To quote Warren Buffet, “Be Fearful When Others Are Greedy and Greedy When Others Are Fearful” .
|
|
|
|
|
Quote
0.0312sec
0.74
6 queries
GZIP Disabled