On average how many funds are you all holding? I have a total of 10 in public, hwang and pacific. Joined FSM recently and added 5 more.

I used to be have about 10 fund in FSM, but cut down to left only 5. Be more focus & easier to monitor.

5 equity funds and 1 bond fund...

via RSX ETF

One thing I discovered about the RHB OSK fund houses is that it is not cost effective to practice constant dollar investing or dollar value averaging with them.

Imagine this, you buy a RHB OSK equity fund and have paid the sales fee of 2%. Then you want to switch some profits into the RHB OSK Bond Fund using the CDI or DVA method. You have to pay a switching fee of RM25.00.

Later if you want to switch back the profits from the RHB OSK Bond fund into any RHB OSK equity fund, you have to pay 1% of the repurchase price per unit as the redemption fee. The redemption fee of 1% is only waived if you switch or sell the RHB OSK Bond Fund after 1 year.

Where is the logic in this? How are we supposed to make a decent profit or to practise asset allocation like this?

Figured I have too many funds in too many platforms. Will slowly sell off all of them and focus on FSM only, like u said easier to monitor. thanks for the reply!

Most of the UT prospectus would suggest a holding periods of mid to longer term (3~5 yrs holding period)
Frequent changing of UTs would cost you....and at the same time it is assumed to be timing the market.
If, the fund that I see can be selected to be in my portfolio, i am already willing to pay 2%.....depending of the invested amount...RM 25 would be indefinitely less than the 2%....and i am sure i would have make more than that RM25 before i switch......or i would also pay the RM 25 to switch out fund that are not making monies, if i "know" that i would save much more than that later.

also on this switching toic...there is this thing called Credit system
http://www.fundsupermart.com.my/main/faq/faq.svdo?id=2001

YES, you can and also cannot make a decent profit in UTs but you are advised not to practise asset allocation like this.
asset allocation are advised to be planed before actual buying.

at times i really think that "they" are listening in...

Your question...."What will happen to bolehland UT n stocks after GST in term of performance?"

FSM answered:....
GST Is Coming. Do Not Panic.....March 13, 2015
Recent headlines focused on GST and have consumers worried about the cost of increases. Investors on the other hand are worried about its impact on the economy and financial markets. We try to evaluate the impact of GST by looking back into history and analyzing the impact of tax implementations or tax rate hikes in some of these countries.
Author : iFAST Research Team

http://www.fundsupermart.com.my/main/resea...?articleNo=5624

end of the article they give "tipsy" yo

I KNOW WHAT YOU DID LAST SUMMER
FSM : I KNOW WHAT YOU ASK THIS MORNING

Leading global fund managers say China must make bolder market reforms before Chinese-listed shares can be included in key MSCI emerging market benchmark indexes.

Anticipation that MSCI would push ahead with plans to include locally-listed China 'A' shares in its Emerging Markets Index, which is tracked by $1.7 trillion of funds, had increased following the November launch of the Hong Kong-Shanghai Stock Connect trading scheme, which has helped open up China's tightly-controlled capital market.

http://www.theedgemarkets.com/my/article/m...es?type=Markets

KGF Income distribution just pay out

On 12 March 2015, Morningstar proudly announced the winners of the Morningstar Malaysia Awards 2015. The winners of the Malaysia Category Awards 2015 are:

Equity Fund Category Fund Share Class Winner
Asia- Pacific Equity Fund CIMB-Principal Asia Pacific Dynamic Income
Islamic Malaysia Equity Fund Public Islamic Opportunities
Malaysia Equity Fund AMB Dividend Trust

Fixed-Interest Fund Category Fund Share Class Winner
Islamic MYR Bond Fund Libra ASnitaBond
MYR Bond Fund Libra BondExtra

Allocation Category Fund Share Class Winner
Islamic MYR Allocation Fund AMB Dana Ikhlas
MYR Allocation Fund Affin Hwang Select Income

The 2015 Morningstar Malaysia Fund Awards recognize those retail funds whose strategies and due diligence have added the greatest value for investors within the context of their relevant peer group, both in 2014 and over the longer term.

Thanks for your advice. Unfortunately I have itchy hand syndrome and have to rebalance my portfolio every 3-4 months.

Err...from CMF to equity funds considered switching too

I every 2-3 months top up on laggards in my portfolio, while leaving winners to run...consider "market timing"?

AMB Income trust fund - 1000
Ponzi 1.0 - 1000
RHB-OSK Indonesia - 2000

that is why now I dont top up on my RHB OSK funds... Last time invested only will leave them there to "grow" and wait opportunity to sell.

ohoh.. thanks, been almost 2 weeks didnt lolog into FSM. Time to update my excel protfolio tracking file..

I want this fund :
MYR Allocation Fund Affin Hwang Select Income

But not in FSM...

6k
1k
1k



finally got income statement from KGF.

have fun update yr excel

This post has been edited by JAIDK23: Mar 13 2015, 06:30 PM