QUOTE(yklooi @ Apr 15 2015, 09:42 AM)
I wish I could recommend...but I am already "biased" towards a more diversified portfolio which are not so aggressive....unless one increase the allocation of those single country focus funds.
but you can always check and compare from the FSM and Eunittrust model Aggressive portfolio or call CIS and tell them your "Risk" situation and propose for you....
added note;
are you aggressive, balanced or conservative?
It is not only important to understand the risks of the investments you are looking at, but also to understand your personal risk appetite. Sometimes, it is not a matter of what kind of risks you want to take, but a matter of what kind of risks you can take given the circumstances that you are currently in. And the best way to do it is to assess your actual experience in investing.
For instance, you might have thought that you are an aggressive investor who can cope with a high level of risk based on the results of the risk profiling test. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments are not so suitable for you because they are likely to cause you to lose money.
Well, im still playing with the funds I originally invested back in July 2014. But I started off quite conservative then by only going into KGF and Eastsprings Small Cap. But in Feb this year, I dropped by holdings in both the MY funds and went into Aberdeen and Manulife although in smaller positions.
Now, since Malaysia isn't looking too rosy and HK looking juicy, im prepared to take on more risk and become a bit more aggressive. I am reasonably secure financially.
But im reading the various comments from you guys and there seems to be a general consensus on the following:
1) Limit exposure to Malaysia to about 30%
2) Increase exposure to global equities like Aberdeen and CIMB Global Titans to about 40%
3) Go into RHB OSK Big Cap China and Ponzi 2.0 but limit to about 20%
4) Limit exposure to India to about 10%
Are my thoughts aligned with all of you sifus in general?
Apr 15 2015, 09:26 AM
Quote
0.0432sec
0.54
7 queries
GZIP Disabled