Amount is not the issue here I guess.
just like what he mentioned "basically, I wasted some extra money on paying more for service charges (should be Sales Charges) when I could have just opened 3 beneficiary accounts to save".
Just that he feels that his Money are not well maximized efficiently?

maybe you just wanted to know (just like what you asked), "HOW much is the amount that he paid on normal SC"? ......

This post has been edited by T231H: Apr 26 2015, 07:39 AM

Hope next week will be a good week for UTs! Especially Asia

Based on what hunch?

Thanks.

Ive got a friend who wants to invest RM5K in FSM. It will be his first time. Which 2-3 funds should he focus on? Don't think he wants to take too much risk. But he is interested in the current China rally. How long do we anticipate the rally by KGF and Eastspring Small Cap will continue?

Six Sense...

If he can't take much risk, China is out of scope.

Avoid small cap too.

Propose to take on Ponzi 2.0 and KGF. KGF is still winner for medium term.

my FA bought RHB-OSK Big Cap China Enterprise Fund and AFFIN HWANG JAPAN GROWTH FUND for me.....not much...RM1k each.... no monitor..coz let my FA handle them.....
i have KGF and Eastspring Investments MY Focus Fund....

What is Risk in Investing?
The attached note takes a look at what risk is when it comes to investing.

Wrapping up
The bottom line is that risk can mean different things – volatility, the risk of capital loss, the risk of not having enough income from your investment and the risk of not having enough in retirement.
Each of these risks can be of greater or lesser importance depending on your stage in life, how much capital you have and your tolerance for risk.
What’s more risk is perverse. The risk of capital loss is often highest when you think it is low (ie after good times) and lowest when you think it is high (ie after a bad patch).
Trying to get a handle on this is critical to being a successful investor.
Dr Shane Oliver
Head of Investment Strategy and Chief Economist
AMP Capital
http://www.fundsupermart.com.my/main/resea...?articleNo=5688

thanks for the info.
RHB-OSK Big Cap China Enterprise Fund and AFFIN HWANG JAPAN GROWTH FUND are your FA current choice.
will keep an eyes for more top up opportunity.....currently I am also having both as a satellite funds.

This post has been edited by T231H: Apr 26 2015, 11:50 AM

I am on the track already. After spending time through reading the thread, these 2 are worth to invest i believe.

Bro... You invest through who?

Your FA bullish on Japan? Mid to long term?

don't want to open new version kah mr. Pink Spider

He is lazy and also busy with Viets.

just came back from switching my PIDF to PAIF...now will have 2% less MY focus and into more Asia....
next on my slash lists is OSK Emerging Opp.....

rearranged my PM portfolio
PIDF, PSTSCF, PRS, PCIF to PGSF, PAIF, PSEASF
from 22% china and 75% MY to Global 50%, Asia 35% and Asean 12%.

with this,...I hope finally will have 1 less portfolio to worry about for the next 1~2 year.

This post has been edited by yklooi: Apr 26 2015, 02:34 PM

You meet your leng lui agent ar?!

I liked guy......
.........
........
don't get the "wrong" idea....just that leng lui did not approach me the last time.
maybe the "she" did not like ah peh...

Warren Buffett's definition of risk:
The riskness of an investment is the probability of that investment causing its owner a loss of purchasing power over his contemplated holding period.

simple to read but too wide a definition.....

This post has been edited by yklooi: Apr 26 2015, 02:31 PM

just a quick question to seek sifu's advice..

i currently have aberdeen islamic world and malaysia..

should i switch my malaysia and merge with world or the other way around ?