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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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starry-starry
post Feb 18 2022, 03:49 PM

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QUOTE(sg8989 @ Feb 18 2022, 01:10 PM)
11SEP and 11 Oct.
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huh? This campaign ran from May-July 2021, yours is obviously not this promo sweat.gif
starry-starry
post Feb 18 2022, 04:32 PM

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QUOTE(tohff7 @ Feb 18 2022, 03:55 PM)
HSBC really funny.

Their system 'cancelled' my application when I checked back late Dec.

Last week, suddenly I got SMS that my HSBC card application has been approved.

Luckily still have the same RM800 Shopee voucher promo
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Lousy bank shakehead.gif Sorry to say so cuz of the terrible customer service I receive from them lately!

QUOTE(cucikaki @ Feb 18 2022, 04:08 PM)
They extend the promo till nov if i not mistaken.
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Really? Will try to find out more info later, you've got any link to share?

Extend meaning cashback allocated was not finished? If yes, I should hv even gotten cashback for my grocery/utilities transactions. From what I observe so far, only the first transaction each month was given cashback... Hoping more people can share their transaction dates for the cashback received, especially for May, June & July as I had no idea promo had been extended.
starry-starry
post Feb 18 2022, 05:02 PM

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QUOTE(cucikaki @ Feb 18 2022, 04:38 PM)
no. they added the quota la. so if monthly capping is finished, then those subsequent spent wont get cashback in that month.

https://www.hsbc.com.my/content/dam/hsbc/my...tc-aug-2021.pdf

my spending is on 11may & 11 june.

btw it's not utilities. it's groceries & dining.
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I found the related info too, but so odd that the one I found stated "Grocery & Utilities"... rclxub.gif WHY!!!??? sweat.gif sweat.gif sweat.gif

https://www.hsbc.com.my/content/dam/hsbc/my...tc-aug-2021.pdf

This post has been edited by starry-starry: Feb 18 2022, 05:14 PM
starry-starry
post Feb 18 2022, 05:19 PM

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QUOTE(cucikaki @ Feb 18 2022, 05:14 PM)
perhaps we both join different campaign. i only get sms on the dining & groceries.

didnt receive any on groceries and utilities.

damn could have won rm480 if register both...
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I checked the SMS received for the cashback received also stated Groceries & Utilities, but the odd part is all the T&C (although I did not go into details, probably except the Dining/Utilities MCC) is all the same for both documents!

Still trying to find out if my 16 May transaction was eligible for the cashback cuz it is equivalent to around RM50 cashback!!!

UPDATE: you're right! The registration codes r different- DG & GU!!!

This post has been edited by starry-starry: Feb 18 2022, 05:21 PM
starry-starry
post Jun 21 2022, 04:55 PM

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QUOTE(datolee32 @ Jun 2 2022, 03:13 PM)
Hi, wanna ask for HSBC SST waiver, must call to cs to request? I am not in Malaysia, call rate quite expensive. They also not allow to waive the charges even though i tried to send the request via email and live chat.
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Email? Do they still have an email address to contact? I can't find any!

QUOTE(fruitie @ Jun 2 2022, 03:18 PM)
I managed to do it last week via chat, asked for SST rebate.
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Difficult to get the SST rebate? Tried via chat but asked me to pay since they already waived the AF sweat.gif

Seriously dislike the chat function, call is worse since might waste more time waiting...
starry-starry
post Jun 21 2022, 11:13 PM

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QUOTE(fruitie @ Jun 21 2022, 08:33 PM)
Easy for me but the rebate can take 4 months to credit to you.  shakehead.gif
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Wow... that's seriously long - more than a quarter!!!

Will give it another shot then... any special requirements ie min spend of x times within x month? Previously I was offered such a deal but not with this customer service I recently chat with.
starry-starry
post Jun 24 2022, 11:17 PM

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QUOTE(datolee32 @ Jun 23 2022, 12:52 AM)
It is online form request, but i received the email bounced back that this type of request is not working anymore. Anyway, issue resolved via live chat.
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It's weird that an international bank doesn't allow customers to email them, only via call or live chat.

Anyways, mind sharing how did your SST rebate request go via live chat? CS agreed to give your rebate once you asked, mine rejected by saying already offered waiver to my AF but that was already in my CC T&C to use x times per year and get auto AF waiver. Not sure just the CS I chat with was not "customer service" enough or something...
starry-starry
post Jul 5 2022, 05:41 PM

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Is anyone facing problem applying HSBC promo code in foodpanda? Managed to apply but when I proceeded with payment, error message appeared...
starry-starry
post Aug 12 2022, 12:01 AM

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QUOTE(cfyong2020 @ Aug 11 2022, 09:48 AM)
tried, total waiting time more than 3 hours only someone pick up the call, while i waiting i log in web browser use the live chat function solved within 5 min.
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It depends too, sometimes the chat is busy and take quite a white to receive response from CS. Worse is sometimes no notification (not sure smt is wrong with my phone or the app) and I miss their reply and have to start all over!


QUOTE(widget @ Aug 11 2022, 09:49 AM)
Send them an email and most likely they will call you back on the same day
I sent them a very nasty email complaining that their customer service is almost non-existence and I will complaint to BNM if no one call me back.  mad.gif
The chat service on HSBC app is also a piece of sh*t  as the virtual CS is totally useless. Last time I had to wait for almost 10 minutes before a human respond to my query on their chat service
Your chance of striking a 4D winning number is greater than of their SC picking-up your call  tongue.gif

But their sales agent always bombard you with offer for cash advanced, personal loan, etc
HSBC should have prioritize their CS instead of their sales instead  doh.gif
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Is there still any email address we could send them? If yes, please share because I can't locate any!

QUOTE(matrix88 @ Aug 11 2022, 10:33 AM)
please dont subscribe to this lousy bank credit card
I have a HSBC credit card
received unauthorised transaction sms
immediately called customer service
waited 30 minutes, no answer
called again, waited another 30 minutes, no answer too

called second day, already waited almost 30 minutes again no answer, only listening to stupid recorded message

now I dont know what to do, on one hand my card had unauthorised transaction, means fraud transaction, afraid they will try and continue till credit limit burst, but at the other hand, the bank is not able to help me.

if the service is so poor, better close the credit card department, no need to find any new customers.
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QUOTE(sas91 @ Aug 11 2022, 10:54 AM)
Totally agreed with you all..... this bank's cs hotline is the worst among all the banks in this country.
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I agree, I don't understand why the waiting time is long for calls and the chat is terrible too!

QUOTE(matrix88 @ Aug 11 2022, 08:22 PM)
thanks for your advice, tried using the chat function. no use as well, it directs me to call customer service and end the chat straight away.
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I tried to use the chat function via web, it didn't work and must download and use the app.

starry-starry
post Aug 18 2022, 04:41 PM

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I always encounter this problem with HSBC "chat with us" function, I sent my inquiries to CS early in the morning. I did not expect them to reply quickly based on past experience and CS replied about 6 hours later but there was no notification that there was response from the app.

Do you guys face the same issue? Is there some kind of setting that I should update?
starry-starry
post Sep 16 2022, 12:06 AM

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QUOTE(thecurious @ Sep 15 2022, 08:09 PM)
Is HSBC avoiding customer's call to have a good day or something? Never had to call another bank for over one hour and still no one picks up...
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QUOTE(jhleo1 @ Sep 15 2022, 09:47 PM)
Their service getting worst. Time to cancel their credit card.
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I agree! Even the chat function takes a long time to wait for a CS to respond!

I don't understand why they remove the email function, this chat is so difficult to keep track of issues highlighted and not to mention calls that take FOREVER to speak to a CS!!!! ranting.gif
starry-starry
post Sep 16 2022, 01:21 AM

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QUOTE(jhleo1 @ Sep 16 2022, 12:26 AM)
Huh removed email function too? Thought of use email to inform them to cancel my credit cards next month.
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https://www.hsbc.com.my/contact/

I can't find any contact email... I remember I tried to email them using the old CS email before but failed to reach them... I'm not 100% sure.. U can use chat function or fill up e-form I guess. Perhaps others TS could advise you regarding this...
starry-starry
post Nov 4 2022, 04:48 PM

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QUOTE(MGM @ Nov 3 2022, 07:22 PM)
T&C stated valid from 3Nov:

user posted image
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Thanks for sharing the T&C! I thought had to purchase certain amount then only entitle for the single junior scoop ice cream!
starry-starry
post Jul 22 2025, 10:21 AM

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deleted

This post has been edited by starry-starry: Jul 22 2025, 10:28 AM
starry-starry
post Aug 12 2025, 12:16 PM

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QUOTE(nicklim17 @ Aug 6 2025, 09:23 PM)
Today no luck rebate sst for 2 account after chat
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QUOTE(synical @ Aug 11 2025, 04:28 PM)
I've tried twice via chat. No luck. I've got several installment plans on my cards too, so heavy use not necessarily a thing.

But I rather just pay the 2x SST than the RM500+ combined annual fee, so can't complain so much...
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I'm trying to chat with a live agent but this AVA, AI keeps closing my chat. Do you guys experience the same issue?

I wanna follow up with my SST rebate request, last chat I had it was disconnected somehow and I've been trying to reach their CS but it is so difficult to get through this virtual assistant!!!
starry-starry
post Aug 12 2025, 03:25 PM

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QUOTE(synical @ Aug 12 2025, 03:08 PM)
Just stump it until the option to chat with live agent pops up...?
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This is crazy, I've been trying since this morning (did stop in between). How ridiculous no email or other way to contact CS, besides calling which I don't want to cuz I prefer to have things recorded in black & white.

Guess I just have to keep trying... Anyways, it does sound like not easy to get the SST rebate anymore.

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