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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ChiaW3n
post Sep 21 2021, 03:08 PM

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QUOTE(fruitie @ Sep 21 2021, 10:20 AM)
Easy to get rebate but takes months to be credited.
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Yeap the CS said have to wait for the rebate, I have to pay first. Thinking want to cut this reward points card and change to cashback card, but I still got few more installment to go and they don’t allowed transfer balance sigh
ChiaW3n
post Sep 21 2021, 05:14 PM

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QUOTE(thecurious @ Sep 21 2021, 03:13 PM)
After using both cards, feel that the points card is better than the cashback card lol
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It is? Hahahahahah I haven’t activate my cashback card one, merely sticking to just the points card. Because both of them don’t shared the same credit limit.

This post has been edited by ChiaW3n: Sep 21 2021, 05:14 PM
ChiaW3n
post Sep 25 2021, 12:44 AM

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QUOTE(wjleong15 @ Sep 24 2021, 05:10 PM)
if you want to save a little bit more
go thru education store
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Just one random question here if not student can go through education store? One more quick tip, you can go through ShopBack app if you ordering online with extra cashback so you will save abit from it
ChiaW3n
post Sep 25 2021, 08:40 AM

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I got a quick question here, I am doing 2 years instalment with HSBC and it only left with the last 2 instalment. I been paying everything on time, and normally I don’t read the statement I will just pay as per I use. So understand there should be no outstanding = no finance charge.

But today I read my statement, the instalment to pay it’s only 686, but the statement minimum payment is 716.84, which I don’t get it which there is an extra amount 30.84 to pay.

It’s my bad for not reading the statement I was only realised about this is because last month I was charged overdue charge due to underpaid my credit card.

Anyone has an idea about this?
ChiaW3n
post Sep 25 2021, 11:14 AM

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QUOTE(cybpsych @ Sep 25 2021, 09:24 AM)
no statement details?

what txn or charges listed?
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user posted image

The only outstanding which is the instalment of 686 but my minimum payment is…

RM0 Fr HSBC : e-statement for yr credit card ending xxxx is ready to view@ hsbc.com.my/mob. Stmt Bal:RM 716.84. Min Amt Due:RM 716.84 by 15/10/2021

Which don’t make sense to me how can the minimum still 30 bucks more than my instalment (should pay)
ChiaW3n
post Sep 25 2021, 02:37 PM

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QUOTE(cybpsych @ Sep 25 2021, 11:36 AM)
hsbc's min payment formula

Effective: 2 Oct 2019, it will be revised to: 5% of the Current Balance + 100% monthly instalment of Credit Card Instalment Plan (if any) + any unpaid minimum payment specified in the preceding months' Card statement OR RM50, whichever is higher.

maybe you want to contact their CS for explanation
also, if you are paying full/clear the statement balance, min payment amount is irrelevant
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Means I just pay 686 will do? I dont have outstanding except for thre instalment :/
ChiaW3n
post Oct 1 2021, 12:11 AM

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Done for top up to TNG. On the dot.
ChiaW3n
post Oct 1 2021, 12:38 AM

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QUOTE(markchan @ Oct 1 2021, 12:20 AM)
Tng - done 200
Grab - auto 100
Grab - topup 200
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Thanks for the head up for grab, too many on my hand now.
ChiaW3n
post Nov 2 2021, 09:16 AM

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QUOTE(coolguy99 @ Nov 2 2021, 08:04 AM)
TnG? Need a few days for the cash back to be credited.
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No he is talking about auto reload and reload to grab to get the RM20/15 grabfood voucher
ChiaW3n
post Nov 3 2021, 12:36 PM

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QUOTE(markchan @ Nov 3 2021, 12:33 PM)
Omg I forgotten still got quota?
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Can try luck but probably already no more yea
ChiaW3n
post Nov 7 2021, 06:34 PM

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QUOTE(John kuey @ Nov 6 2021, 04:30 PM)
Why this month HSBC TnG RM20 cash back still not received? Either there is delay for this month or I miss out
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Not yet I think wait for tomorrow and see
ChiaW3n
post Nov 8 2021, 06:25 PM

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QUOTE(ChiaW3n @ Nov 7 2021, 06:34 PM)
Not yet I think wait for tomorrow and see
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Just credited! Got it smile.gif
ChiaW3n
post Nov 8 2021, 10:55 PM

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QUOTE(coolguy99 @ Nov 8 2021, 09:15 PM)
Got my RM20 too. Reloaded 5 mins past 12.
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I do it on the dot, now I know within 5 minutes should be fine
ChiaW3n
post Dec 1 2021, 01:02 AM

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I tried with RM200 no grab food voucher should I continue with auto top up of RM100?
ChiaW3n
post Dec 1 2021, 01:14 AM

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QUOTE(Darren @ Dec 1 2021, 01:07 AM)
lolx....wont auto top up will be easier to activate before normal top up?
normally i auto reload first before proceed with normal reload

wow....so many have voucher issue at grab....
i think i wait for update first
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Because just now inside my account got 100+ credit so I thought reload first then later one shot transfer to my sis account then only trigger auto top up
ChiaW3n
post Dec 2 2021, 01:20 AM

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QUOTE(victorian @ Dec 2 2021, 12:41 AM)
Anyone still reloading rm200 grab now ? Able to get grabfood voucher instantly ?
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The problem is we reloaded yesterday already didn’t get grabfood voucher :/
ChiaW3n
post Dec 2 2021, 03:46 PM

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QUOTE(adam1190 @ Dec 2 2021, 11:45 AM)
anyone managed to get the voucher?
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Just file a complaint this morning
ChiaW3n
post Dec 6 2021, 09:51 PM

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QUOTE(fruitie @ Dec 6 2021, 05:57 PM)
Got my TnG eWallet RM 20 cash back. biggrin.gif
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I reloaded at 1am didn’t get it. Sad sad.gif
ChiaW3n
post Dec 10 2021, 02:38 AM

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QUOTE(Vieon @ Dec 9 2021, 04:21 PM)
I just contacted Grab Hotline regarding the HSBC top up GrabFood voucher reward promtoion.

They will contact me back once they check with their respective department.
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I managed to connect to a grab CS via the chat and he said he will investigate first then get back. Another day passes never anything from him since then
ChiaW3n
post Dec 13 2021, 12:44 PM

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After for almost 2 weeks, did anyone managed to get for their grab food vouchers? I am just curious to ask

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