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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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post Feb 11 2019, 11:16 AM

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QUOTE(keelovesjie1314 @ Feb 11 2019, 11:09 AM)
Wow can I do this?? I will make a call today! Thanks!
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Quite a number of us successfully did this, especially after the gohmen introduce RM25 SST per card.
But make sure you get the CS name and the reference number for your application.

The 1st CS that I requested for this just cancelled my Amanah card without transferring the CL to my VS.
Luckily the 2nd CS that I spoke too manage to transfer the CL to the VS.

It will only take 2-3 working days to cancel the Amanah provided no outstanding balance, while the CL transfer can take up to 10 working days.
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post Feb 12 2019, 08:35 AM

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QUOTE(sj0217 @ Feb 11 2019, 09:51 PM)
Currently I’m on this process, cancelling my visa Platinum and requesting transfer reward point and credit limit to my Visa Signature card.

Did you received any sms or call once the card completely cancelled ? The CS told me that cancellation dept will call me to confirm again within 3 working days, and still waiting for it as today only 2nd day
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No sms or call from them, instead I called the CS after 3-4 working days and was told that the Amanah card already cancelled.

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post Feb 13 2019, 08:11 PM

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QUOTE(sj0217 @ Feb 13 2019, 07:06 PM)
Thanks for your sharing.
Just checked my online banking, my Visa Platinum card is disappear and balance of credit has transferred to my Visa Signature card.

However, the credit limit for Visa Signature still remain the same as before, I was wondering if total credit limit combine both cards? Otherwise, I will make a call again
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I presumed your Platinum is Amanah?
If yes, did you ask the CS to transfer your Amanah CL to your VS? If not, the CS could just transferred your credit balance and closed your Amanah card.

For my case, the CS said CL transfer can take up to 10 working days.
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post Feb 14 2019, 08:04 AM

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QUOTE(sj0217 @ Feb 13 2019, 10:33 PM)
My Visa Platinum is not from Amanah.

CS did actually mention that credit limit from Platinum will be transfer to VS Card.

hmm.gif ... Anyway, thanks for your sharing and I shall just leave it since CL now is a lot for me  biggrin.gif
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I see.

I would have thought HSBC would have upgraded your Platinum to VS, just like other banks normally upgraded the Gold to Platinum, etc.
If after 10 working days the CL from you Platinum is not transferred in your VS online statement, can always call the CS to clarify

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post Feb 20 2019, 03:16 PM

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QUOTE(oldman1920 @ Feb 20 2019, 08:06 AM)
Can advise does HSBC provide separate card limits for diffrent conventional and amanah cards?
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Yes, separate CL for conventional and Islamic
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post Feb 20 2019, 04:03 PM

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QUOTE(ProxMatoR @ Feb 20 2019, 03:19 PM)
my friend has both visa platinum and visa signature, apparently CL is separated too rclxub.gif
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rclxub.gif
I would have assumed like other banks, HSBC would have upgraded your friend's conventional Visa Platinum to VS and cancel the platinum, instead of letting him hold 2 conventional cards.
But being HSBC, anything is possible doh.gif
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post Feb 20 2019, 05:14 PM

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QUOTE(ProxMatoR @ Feb 20 2019, 04:20 PM)
that's the thing, my friend wanted to upgrade, but customer service don't allow. said is different "case", need to apply as a new card.... lol
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I see.
If your friend has no real need for the Platinum card, can ask him to call HSBC CS to terminate the Platinum but transfer the CL to his VS.
Will save him RM25/year from service tax
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post Mar 12 2019, 08:03 AM

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QUOTE(avinlim @ Mar 11 2019, 03:40 PM)

a bit OT, apart from Ringgitplus, any other website offer similar sign up bonus for cc?
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CompareHero
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post Mar 27 2019, 08:50 AM

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QUOTE(Dogta @ Mar 25 2019, 09:01 PM)
BTW anyone know how to cancel card? Must go to branch ah?
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Call their CS.
But be prepared for the long wait for your call to be answered by their CS
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post May 29 2019, 03:36 PM

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QUOTE(YH1234 @ May 28 2019, 10:22 AM)
hsbc redemption point for voucher is in a hyperinflation stage, now is 45k for rm100 voucher. and the promotion 30k point voucher always fully redeemed. so basically the return is no more 1.6%, shd be around 1.1%.
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Oh shoot!
Last time I redeemed 30k points for RM100 Lazada voucher.
If becomes 45k points now, really vmad.gif
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post May 31 2019, 03:03 PM

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For card members who like to do their shopping at Giants blush.gif


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post Jun 1 2019, 01:13 AM

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QUOTE(fruitie @ May 29 2019, 05:36 PM)
Well, to be fair, it says the 30k redemption has exceeded the quota or something for this month. So try again early next month.
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You are right.
The quota for 30k points redemption has been refreshed for the months of June. biggrin.gif
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post Jun 1 2019, 10:16 AM

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QUOTE(fruitie @ Jun 1 2019, 02:43 AM)
Thanks for the reminder. What a busy 1st of the month, so many payments to settle. tongue.gif laugh.gif
I just redeemed mine too. May I know how long does it take to be delivered to us? I redeemed for Grab rides, I assumed it will be sent via email. Am I right?

Next 30k, I feel like redeeming Lazada, I supposed it has no minimum spending. Wait till I collect enough points, two months later. tongue.gif
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I've never redeemed Grab voucher, so no idea but for Lazada, they will send the voucher via registered mail.
IIRC, it will take about a month for them to mail the voucher.
The RM100 Lazada voucher has no minimum spending but it is only redeemable for a single payment, so make sure you combine all the items with accumulated values of more than RM100 before you apply the voucher.
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post Jun 7 2019, 06:37 PM

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QUOTE(fruitie @ Jun 1 2019, 10:20 AM)
Alright. I will be waiting for the vouchers then. rclxms.gif
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I've already received SMS from HSBC that my RM100 Lazada voucher will be sent via registered mail and the tracking numbers is also given in the SMS.
Maybe you Grab voucher is also OTW to you too
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post Jun 14 2019, 09:37 AM

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QUOTE(fruitie @ Jun 13 2019, 05:52 PM)
OK, got my Grab voucher too. biggrin.gif It entitles for 10 rides. Next up will be redeeming Lazada voucher. biggrin.gif
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Good to hear that.
I also rcvd my Rm100 Lazada voucher yesterday.
Next redemption maybe I wanna try the Grab voucher biggrin.gif
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post Jun 14 2019, 11:22 AM

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QUOTE(fruitie @ Jun 14 2019, 10:54 AM)
The Lazada voucher has no minimum spending I supposed. What's the validity? Next voucher will be this. laugh.gif
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No minimum spending, but can only be used for a single transaction.
So better use for total cart value above RM100 as no refund of unused value.
Validity is 6 months from the voucher date
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post Jul 3 2019, 05:02 PM

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QUOTE(smaran44 @ Jul 3 2019, 03:03 PM)
Well, i have a doubt whether this promotion is real. i did transaction on 2nd day of Mar at 8.30am, still i didn't receive any cash back. Customer service as usual would reply FCFS when i make enquiry. So, i stop participating any of their campaign after several similiar encounter.
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Sad to hear that cry.gif
I did one transaction in May, so might be months from now for me if the RM50 cashback really exists
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post Jul 4 2019, 09:30 AM

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QUOTE(MilesAndMore @ Jul 3 2019, 11:32 PM)
Thought it was weird when you mentioned one can exchange a RM100 shopping voucher with only 30,000 HSBC Rewards Points. Went to their website and it is a real deal but it is only for HSBC VISA Signature  ranting.gif
As @fruitie's post above, the only worthy HSBC card is the VS.
I cancelled the Amanah and kept the VS as Amanah's CB are crap.
At least with VS, I can redeem RM100 Lazada or Grab voucher with 30,000 pts.
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post Jul 22 2019, 11:09 AM

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QUOTE(jefftan4888 @ Jul 21 2019, 11:09 AM)
I am going for RM500 Lazada e-Voucher.

Which card among the 3 listed below do you recommend to apply?

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As per other comments above, go for VS.

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post Jul 23 2019, 05:41 PM

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QUOTE(BRY7 @ Jul 23 2019, 04:05 PM)
new, activated my VS 2-3 weeks ago
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Since you applied through branch and the offer is free Condotti luggage, you can try calling their helpdesk (which is a frustrating affair) and ask nicely if they can change the promo to Lazada voucher.
Else, you can try asking the SA at the branch if they can help you with the promo.

Chances are very slim for them to change your reward, especially your VS already activated

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