Or you can call HSBC and ask whether they can convert your statement balance of RM3,000 to monthly installment.
Normally they will charge one time 1.88% admin fee from this RM3,000 balance and split the RM3,000 monthly installment without interest.

But not sure if they offer this to new card holder because normally I received SMS from HSBC asking me if I want to convert my monthly statement to installment

Yes. that’s how it works.
The 1.88% admin fee is charged together with your 1st installment. So for subsequent installment you just pay the monthly installment without interest

Indeed.
Normally people apply HSBC cards for the RM500 Lazada voucher.
Other than that, their points are still considered OK, as can redeem 35,000 points for RM100 Lazada or Grab vouchers

I believed just need at least 1 transaction/month, which is very easy to do

Received mine too last night.
Top-up the Rm100 at 12:19 a.m.

Back in 2019, the TnG reload promo was RM30 cashback for top-up amount of RM150
Nowadays, it's reduced to RM20 cash back for RM200 top-up.

Back the, the cashback promo were fully redeemed within few minutes past midnight

It's on the 1st day of every month, until the CB is fully redeemed for that particular month.
So the next promo date is on 1st October

This post has been edited by widget: Sep 10 2021, 09:06 AM

To be on safe side, swipe at least once a month for consecutive 12 months

Thanks!
Received mine too

Received my RM20 cash back for TnG eWallet top-up at 3:30 just now

This post has been edited by widget: Mar 4 2022, 04:07 PM

Genuine.
Up to you if want to take the higher CL offer or not

Send them an email and most likely they will call you back on the same day
I sent them a very nasty email complaining that their customer service is almost non-existence and I will complaint to BNM if no one call me back.
The chat service on HSBC app is also a piece of sh*t as the virtual CS is totally useless. Last time I had to wait for almost 10 minutes before a human respond to my query on their chat service
Your chance of striking a 4D winning number is greater than of their SC picking-up your call

But their sales agent always bombard you with offer for cash advanced, personal loan, etc
HSBC should have prioritize their CS instead of their sales instead

Send to this email address:
complaints@hsbc.com.my

Their customer service helpline is terrible, and their chat function is utterly terrible too.
I removed my HSBC card from those online transactions like Shopee, eWallet, etc, and will only use for physical transaction.

The only reason I'm sticking with HSBC for now is because the 35000 rewards points to redeem RM100 Shopee voucher, Grab, etc.

Hantar je email kat custmer service dia.
Maki2 dia orang pastu cakap nk komplen kat BNM

Have been using HSBC VS for many years.
So far never been charged AF.
Very easy to swipe at least once per month