that's what the T&C says, except it did not state 1 year cooling period. In other words, their staffs are not following their T&C.

Heard cancel and reapply is more difficult. But again, i did not cancel and apply also rejected with this lame reason. they told me to apply again in Jan 2020. i told myself to cancel their card once I'm done rolling for cashflow.

Sure ok la. Cap at 15 bucks cannot roll money already. Last time 0.2% unlimited. Meaning that the bank covers your entire cash out cost.

This post has been edited by beLIEve: Sep 12 2019, 05:31 PM

Haha. I missed that too. Their merchant normally very limited for some reason.

Maybe can ask miss orchid to write to them and ask

Edit : these ewallets cannot cash out right? Maybe that's the reason

This post has been edited by beLIEve: Sep 12 2019, 05:43 PM

I think they don't fancy the cash out ewallets. That's why the reward points for ewallets that allow cashing out also reduced.

I don't use Samsung pay, but based on the table, yes, ewallet.

eh existing cardholder make 1 transaction also can get 25 bucks rebate? i'll try my luck

thanks. aiyah, i knew this was too easy.

but anyway, i searched earlier posts the other day and they do give 25 bucks rebates to existing cardholders who call in and request. not sure still giving or not, i'll have to try. if the one you gave did not explicitly say existing cardholders who apply for new cards, i have a stronger case.

I *think* I'm getting mine soon, after some complaints (don't try this at home). So no 6 months wait. CCRIS showing Pending Customer Acceptance. Credit Limit changed to some reasonable figure.

This post has been edited by beLIEve: Sep 25 2019, 10:51 PM

Pending customer acceptance woh, whatever that means. That day someone asked the same thing in SCB thread

thanks bro, will do.

Edit : They just called. Approved. So confirm no need wait 6 months if go through unofficial channel.

and just to add, surprisingly, My current outstanding is 25% above my credit limit. Still approve.

This post has been edited by beLIEve: Sep 26 2019, 09:56 AM

called in asking for SST rebate. they told me cannot give waiver. then say can give some conditional rebate.

that phone is first come first serve. it's towards the end of the promo now......

my DSR was perfect and still perfect. Some banks still suka2 reject me.

Back then probably not much credit HIStory. now better HIStory but seldom apply. Last from HSBC also reject because apparently I was not allowed to apply a second card within 1 year. that's definitely not DSR or bad HIStory.

This post has been edited by beLIEve: Oct 2 2019, 05:21 PM

4. The following Cardholders are excluded from this Promotion:

a. Cardholders who cancel their Participating Credit Card/-i(s) within three (3) months from the
date of approval of their Participating Credit Card/-i(s)’ application;
b. Existing Cardholders who have not applied for any new Participating Credit Card/-i(s) during
the Sign-Up Period; <<<<< Check with them if your Amanah applies here. But I assure you, their answer might not be correct. They've given me so many different reasons rejecting my application.
c. Existing Cardholders who are participating in any other concurrent credit card sign-up
promotions by HSBC Bank and/or HSBC Amanah;
d. Holder(s) of invalid or cancelled HSBC Bank/HSBC Amanah Credit Cards/-i and/or whose
accounts are delinquent within HSBC Bank and HSBC Amanah’s definition at any time during
the Sign-Up Period; and/or
e. Holder(s) of a company and/or corporate HSBC Bank/HSBC Amanah Credit Cards/-i.


payback like how you spend your credit card without bigpay. 20 days from your statement date is your deadline.

they call you = no free gift.

if you meet the T&C, apply yourself, spend 2k and you get $500 lazada voucher. see https://sp.hsbc.com.my/lazada500

find some friends n family and help them pay off some bills. Syabas, Astro.

my colleague emailed them and confirm bigpay ok. that was last month.

https://sp.hsbc.com.my/projects/lazada2018/...NAL%20(003).pdf

it means you need to apply for a new participating card to qualify.

yes. only for HSBC. Read the criteria. must spend 2k within 60 days of welcome letter.

you're welcome.

And remember, must apply through that lazada500 link directly from HSBC site.

tried topping up to touch and go. first time "on hold". second time also "on hold". don't know if it'll end up with double top up. what a ripoff by touch n go