Okay..

Ai yah, I wish i got many gf just like you..

This post has been edited by BoomChaCha: Mar 17 2015, 06:25 PM

Ah Goat Sir,
I just checked my SCB online banking, no interest is credited.
Then I called to SCB Help Line at 1300 888 888, the leng chai asked me to
check with the branch..

Oh.. you should receive your interest on 15th..
Now 4 days already, something is wrong with SCB..

Better use SCB online banking to check your money and interest...

Our SCB FDs that not receiving interest are 4.25% for 15 months.
Thank you for checking

Thanks for the update....
It is unbelievable and quite bad for a bank to have mistake like this; SCB should compensate
for our loss of daily interest... Otherwise...

SCB in Taman Cannaught is a small Islamic branch (Saadiq).

I was wondering who forced you to deposit RM 1.5K to your JustOne
account? The Malay big & tall guy who is sitting outside?
Or the Chinese female RM (a bit fat and not a lung lui.. )?

Next time, if you visit SCB in Taman Cannaught, you can look for
the bank officer Mr. Lau, he is friendly & helpful.

UOB FD Promo for School Holidays - Today is last day

(1) 12 Months at 4.25%
(2) 6 Months at 4.05%
(3) 3 Months at 3.95%


UOB FD Promo starts from next week Monday until end of March

(1) 12 Months at 4.20%
(2) 6 Months at 4.00%
(3) 3 Months at 3.95% (no change)

This post has been edited by BoomChaCha: Mar 20 2015, 09:43 AM

Ah Goat Sir,
I have nobody to call since my previous RM left SCB last year December.

But anyway, the service level of SCB RM (the same as OCBC) is based on if we buy
any investment products from them or not; in other words, we will get good service
from RM if we buy investment products; otherwise, no service...

For example like SCB's Bonus Saving promo, this promo is quite attractive to me but the
T&C are very very confusing, and only RM can explain the T&C. So for my case, I have to
study the T&C by myself.

About to fix no interest issue, I called to SCB help line yesterday, the leng chai asked me
to talk to branch..
I have the shortie branch manager mobile phone number, but he never pick-up calls.
So, it seems I have to visit the branch which is far away from my place..

I did a google search for SCB retrenchment, and accidentally found this on lowyat:

Start of recession?, Standard chartered Malaysia retrenching
https://forum.lowyat.net/topic/3463284/all

This post has been edited by BoomChaCha: Mar 20 2015, 10:44 AM

Investment Golden Rule:
If you are not sure and do not know how does it work to make money, then don't touch it.

Yes, you can.
It is not necessary for you to do "'Self Contribution' to your EPF account every year.
You can do "On & Off"..

Update on the SCB interest issue

2 days ago, I called and sent sms to the SCB Service Manager (just found out he is a service manager, not a branch manager as previously mentioned). As usual, no pick-up call and no
reply from him.

So I had to go to the SCB branch and talked to this service manager, he promised would
credit interest; but so far no interest is shown in my saving account. I think I have to
sms him again..

Interest earned from FD no need to pay tax, even the earned interest is few millions..
This is the bigger contribution from Ah Gib Gor..

My SCB FD 4.25% is under instruction 3 also, did you receive your interest on 23 March?

SCB FD cert stated that FD more than 12 months tenure will get 6 monthly interest.

This post has been edited by BoomChaCha: Mar 27 2015, 08:22 AM

Ah Goat Sir,
This SCB is ridiculous, owe my FD interest since 19 March 2015.
I just checked SCB online banking, no interest so far.

Since the SCB shorty service manager does not pick-up call or reply to any sms, so every time
I need to travel to the branch when I have issue. I do not understand why he is a manager?
Some more his job position is a service manager...

I need to go out-station now. Talk to you later

Ah Sir, As of today, I still got zero FD interest in my account.

I talked to the Service Relationship Manager yesterday about this no interest
for my FD issue.

She said: SCB has two types of T&C for this 4.25% FD promo.
(1) For all FDs that placed on or before 19 September 2014, these FDs would receive interest upon maturity.

(2) And for FDs placed on or after 22 September 2014, these type of FDs would receive 6 monthly interest.

RM are hopeless, unless if we buy investment products from them.

You can ask for help from Operation Manager or Service Relationship Manager in your branch.
Service Relationship Manager is taking care of all RM issues.
Operation Manager is in charge of normal customer issues.

Service Relationship Manager reports to Operation Manager,
and Operation Manager reports to Branch Manager.

This post has been edited by BoomChaCha: Apr 1 2015, 11:41 AM

Ah Sir, according to the Service Relationship Manager,
our FD interest has nothing to do with the Instruction (1), (2) OR (3)..

Whether to receive interest upon FD maturity or 6 monthly interest, it depends
on the date we placed our FDs.

I am contacting the Service Relationship Manager to email me the T&C...

Mine is instruction 3, but still no interest

This post has been edited by BoomChaCha: Apr 1 2015, 12:36 PM

UOB FD Promo, valid from 1 April until 15 May 2015

(1) 3 months at 3.90%
(2) 6 months at 4.05%
(3) 12 months at 4.20%


SCB Saadiq (Islamic) FD Promo is extended to 30 April 2015
(1) 9 months at 4.25%
(2) 15 months at 4.50%

SCB Link:
https://www.sc.com/my/campaign/term-deposit-i/

This post has been edited by BoomChaCha: Apr 1 2015, 11:04 AM

Ah Goat Sir, did you receive FD interest for your SCB FD that placed on 19 September 2014?
I did not receive anything..

So.. did you receive interest.?

This post has been edited by BoomChaCha: Apr 1 2015, 11:58 AM

Not only SCB Bonus Saving promo is confusing; now SCB FD promo is also confusing..

You suggested me to complain ma..
So I prepare first lah..

I received a sms from the Operation Manager (previously interpreted mistakenly as Service Manager) this morning, he said he is working with HQ to chase back the interest and credit it
back to my Justone saving account by this week.

Hopefully can get the interest within this week..
Let's see what will happen lah..

I tried to contact the Service Relationship Manager this morning who gave me this latest info yesterday, but her direct line could not be reached, I think she gave me a wrong phone number; then I called to SCB Help-Line to request this Service Relationship Manager to call me back, because I want to get the T&C from her. But until now, no phone call from her yet.

By the way, I want to know if SCB conventional 4.5% for 15 months is still available or not?
I am hoping that maybe SCB extends this conventional FD promo just like what Islamic does.
But the only way to find out this answer is to drive to the branch to ask the SCB staff..
Stupid or not..?

Is Call centre efficient or not? I doubt it..

For UOB, I can call to one their branches to find out the latest FD promo right away...

This post has been edited by BoomChaCha: Apr 1 2015, 12:42 PM

Deleted..

This post has been edited by BoomChaCha: Apr 1 2015, 01:23 PM