QUOTE(ckl1998 @ Jan 1 2015, 08:26 PM)
Why not get it from EcoMajestic Sales Gallery? Also, I think Jason gor posted before in V5/V6 if not mistaken.EcoMajestic @ Semenyih (VERSION 7), ~Lets Continue Partyfor MerryDale~
EcoMajestic @ Semenyih (VERSION 7), ~Lets Continue Partyfor MerryDale~
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Jan 1 2015, 08:47 PM
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2,587 posts Joined: Jul 2009 |
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Jan 1 2015, 08:50 PM
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Jan 1 2015, 09:33 PM
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QUOTE(Jasoncat @ Dec 31 2014, 08:50 PM) Some of you may be aware that from 2/1/2015 onwards, all new consumer loan applications (incl. mortgage) will be priced using Base Rate (BR) instead of Base Lending Rate (BLR). With this new pricing framework, the loan rate will be in the form of BR+spread whereby BR is based on the bank's benchmark cost of fund and statutory reserve rate (SRR), whereas the spread is a function of credit and liquidity risk premium, operating cost and the bank's profit margin. Take CIMB as example:The banks are required to publish their BR on their website and banking hall. So it's quite transparent. Append below for your reference the BR and the effective lending rate of the respective banks. (Note: effective lending rate is BR + spread.) The effective lending rate in the list is based on the scenario of RM350k loan with 30 years tenure without lock-in period for borrower with best credit profile. Prior 2015, rate = BLR - 2.40 (6.85 - 2.40 = 4.45 effective rate) My question is: After 2015, rate = BR + 0.45 (4.00 + 0.45 = 4.45 effective rate) <- valid or not valid? |
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Jan 1 2015, 09:43 PM
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QUOTE(samkps @ Jan 1 2015, 09:33 PM) Take CIMB as example: Yes theoretically this should be the case.Prior 2015, rate = BLR - 2.40 (6.85 - 2.40 = 4.45 effective rate) My question is: After 2015, rate = BR + 0.45 (4.00 + 0.45 = 4.45 effective rate) <- valid or not valid? What I mean is due to change in circumstances the spread added may not be 0.45%. This post has been edited by Jasoncat: Jan 1 2015, 10:58 PM |
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Jan 1 2015, 09:50 PM
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Jan 1 2015, 09:56 PM
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2,587 posts Joined: Jul 2009 |
Went to Sales Gallery today and so far not much flood contributions. Only got a few... Hope more can contribute too
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Jan 1 2015, 09:57 PM
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2,587 posts Joined: Jul 2009 |
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Jan 1 2015, 10:02 PM
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Jan 1 2015, 10:02 PM
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QUOTE(ckl1998 @ Jan 1 2015, 09:50 PM) Thank you. I went today but they are running out of the brochure and some more told me that the 22X75 layout is not confirmed yet as this is yet to be launched. Not impossible. I believe that they may fine tune the layout again (though I expect not a major one) if they think that there are other better ideas especially after considering the feedback from their existing buyers. In their previous launches, the layouts were only confirmed near the launch dates. |
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Jan 1 2015, 10:05 PM
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Jan 1 2015, 10:08 PM
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Jan 1 2015, 10:11 PM
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Jan 1 2015, 10:15 PM
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QUOTE(Jasoncat @ Jan 1 2015, 10:05 PM) I reached there about 5pm+ and hand in my contribution (from my family) then take my bro to see cradleton 1A. Still got many visitors there and many too at type 1A This post has been edited by treehill: Jan 1 2015, 10:17 PM |
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Jan 1 2015, 10:16 PM
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2,587 posts Joined: Jul 2009 |
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Jan 1 2015, 10:17 PM
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Jan 1 2015, 10:18 PM
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Jan 1 2015, 10:21 PM
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Jan 1 2015, 10:31 PM
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Jan 1 2015, 10:37 PM
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Jan 3 2015, 07:56 AM
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QUOTE(Jasoncat @ Jan 1 2015, 10:02 PM) Not impossible. I believe that they may fine tune the layout again (though I expect not a major one) if they think that there are other better ideas especially after considering the feedback from their existing buyers. In their previous launches, the layouts were only confirmed near the launch dates. Bro, till now this type not yet launch? Any reason why? I thought when they launch merrydale they already have launched all types although not all units. |
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