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 EcoMajestic @ Semenyih (VERSION 7), ~Lets Continue Partyfor MerryDale~

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treehill
post Jan 1 2015, 08:47 PM

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QUOTE(ckl1998 @ Jan 1 2015, 08:26 PM)
Hi, do you guys manage to get layout for Merrydale 8D 22 X75 ?
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Why not get it from EcoMajestic Sales Gallery? Also, I think Jason gor posted before in V5/V6 if not mistaken.
Jasoncat
post Jan 1 2015, 08:50 PM

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QUOTE(ckl1998 @ Jan 1 2015, 08:26 PM)
Hi, do you guys manage to get layout for Merrydale 8D 22 X75 ?
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As you wish bro...

This post has been edited by Jasoncat: Jan 1 2015, 09:01 PM


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samkps
post Jan 1 2015, 09:33 PM

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QUOTE(Jasoncat @ Dec 31 2014, 08:50 PM)
Some of you may be aware that from 2/1/2015 onwards, all new consumer loan applications (incl. mortgage) will be priced using Base Rate (BR) instead of Base Lending Rate (BLR).  With this new pricing framework, the loan rate will be in the form of BR+spread whereby BR is based on the bank's benchmark cost of fund and statutory reserve rate (SRR), whereas the spread is a function of credit and liquidity risk premium, operating cost and the bank's profit margin.

The banks are required to publish their BR on their website and banking hall.  So it's quite transparent. 

Append below for your reference the BR and the effective lending rate of the respective banks. (Note: effective lending rate is BR + spread.) The effective lending rate in the list is based on the scenario of RM350k loan with 30 years tenure without lock-in period for borrower with best credit profile.
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Take CIMB as example:

Prior 2015, rate = BLR - 2.40 (6.85 - 2.40 = 4.45 effective rate)


My question is:

After 2015, rate = BR + 0.45 (4.00 + 0.45 = 4.45 effective rate) <- valid or not valid? hmm.gif hmm.gif
Jasoncat
post Jan 1 2015, 09:43 PM

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QUOTE(samkps @ Jan 1 2015, 09:33 PM)
Take CIMB as example:

Prior 2015, rate = BLR - 2.40 (6.85 - 2.40 = 4.45 effective rate)
My question is:

After 2015, rate = BR + 0.45 (4.00 + 0.45 = 4.45 effective rate) <- valid or not valid?  hmm.gif  hmm.gif
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Yes theoretically this should be the case.
What I mean is due to change in circumstances the spread added may not be 0.45%.

This post has been edited by Jasoncat: Jan 1 2015, 10:58 PM
ckl1998
post Jan 1 2015, 09:50 PM

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QUOTE(Jasoncat @ Jan 1 2015, 08:50 PM)
As you wish bro...
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Thank you. I went today but they are running out of the brochure and some more told me that the 22X75 layout is not confirmed yet as this is yet to be launched.
treehill
post Jan 1 2015, 09:56 PM

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Went to Sales Gallery today and so far not much flood contributions. Only got a few... Hope more can contribute too smile.gif
treehill
post Jan 1 2015, 09:57 PM

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QUOTE(Jasoncat @ Jan 1 2015, 08:50 PM)
As you wish bro...
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Bro, seems like you taikoh for this thread liao thumbup.gif
SUShello-hello92
post Jan 1 2015, 10:02 PM

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QUOTE(treehill @ Jan 1 2015, 09:56 PM)
Went to Sales Gallery today and so far not much flood contributions. Only got a few... Hope more can contribute too smile.gif
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Don't have donation?
Jasoncat
post Jan 1 2015, 10:02 PM

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QUOTE(ckl1998 @ Jan 1 2015, 09:50 PM)
Thank you. I went today but they are running out of the brochure and some more told me that the 22X75 layout is not confirmed yet as this is yet to be launched.
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Not impossible. I believe that they may fine tune the layout again (though I expect not a major one) if they think that there are other better ideas especially after considering the feedback from their existing buyers. In their previous launches, the layouts were only confirmed near the launch dates.
Jasoncat
post Jan 1 2015, 10:05 PM

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QUOTE(treehill @ Jan 1 2015, 09:56 PM)
Went to Sales Gallery today and so far not much flood contributions. Only got a few... Hope more can contribute too smile.gif
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I went there too with my little contribution.
We probably have bumped into each other... wink.gif
Jasoncat
post Jan 1 2015, 10:08 PM

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QUOTE(treehill @ Jan 1 2015, 09:57 PM)
Bro, seems like you taikoh for this thread liao  thumbup.gif
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sweat.gif
Bro, honestly I'm just a budak baru belajar... still got a lot to learn from you guys.
TScutealex
post Jan 1 2015, 10:11 PM

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QUOTE(Jasoncat @ Jan 1 2015, 10:08 PM)
sweat.gif
Bro, honestly I'm just a budak baru belajar... still got a lot to learn from you guys.
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Ya meh? whistling.gif
treehill
post Jan 1 2015, 10:15 PM

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QUOTE(Jasoncat @ Jan 1 2015, 10:05 PM)
I went there too with my little contribution.
We probably have bumped into each other... wink.gif
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I reached there about 5pm+ and hand in my contribution (from my family) then take my bro to see cradleton 1A. Still got many visitors there and many too at type 1A smile.gif

This post has been edited by treehill: Jan 1 2015, 10:17 PM
treehill
post Jan 1 2015, 10:16 PM

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QUOTE(Jasoncat @ Jan 1 2015, 10:05 PM)
I went there too with my little contribution.
We probably have bumped into each other... wink.gif
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But your contribution here is alot thumbup.gif
Jasoncat
post Jan 1 2015, 10:17 PM

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QUOTE(cutealex @ Jan 1 2015, 10:11 PM)
Ya meh?  whistling.gif
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It's a truthful statement that's 100% correct wink.gif
BigMan123
post Jan 1 2015, 10:18 PM

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QUOTE(Jasoncat @ Jan 1 2015, 08:50 PM)
As you wish bro...
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Why is it called an entertainment kitchen?
Jasoncat
post Jan 1 2015, 10:21 PM

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QUOTE(treehill @ Jan 1 2015, 10:16 PM)
But your contribution here is alot  thumbup.gif
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The bulk of the contents are chui shui nia biggrin.gif
treehill
post Jan 1 2015, 10:31 PM

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QUOTE(Jasoncat @ Jan 1 2015, 10:21 PM)
The bulk of the contents are chui shui nia biggrin.gif
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You too humble (which os a good thing) notworthy.gif
Jasoncat
post Jan 1 2015, 10:37 PM

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QUOTE(BigMan123 @ Jan 1 2015, 10:18 PM)
Why is it called an entertainment kitchen?
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No idea boss. Perhaps other sifu can enlighten.
treehill
post Jan 3 2015, 07:56 AM

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QUOTE(Jasoncat @ Jan 1 2015, 10:02 PM)
Not impossible.  I believe that they may fine tune the layout again (though I expect not a major one) if they think that there are other better ideas especially after considering the feedback from their existing buyers.  In their previous launches, the layouts were only confirmed near the launch dates.
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Bro, till now this type not yet launch? Any reason why? I thought when they launch merrydale they already have launched all types although not all units.

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