Same here..

The Most-Promising Emerging and Frontier Markets, Ranked

South Korea, China and the Gulf Nations lead our annual ranking of developing markets -- amid a rout that has hit two of the BRIC countries.

Even with major nations like Russia and Brazil hobbled by low commodities prices, scandal and sanctions, Mobius concludes, growth rates -- and share prices -- in developing markets will outpace those in the U.S., Europe and Japan in 2015.

look at the lists...
India is ranked?...  
Malaysia is ranked?...   KGF/EIMYFocus   

CIMB GTF? 

http://www.bloomberg.com/news/articles/201...merging-markets

Markets are rallying...is this good time to use the 0.8% SC?

precisely... I'm certainly not doing anything now

Want to top up KGF but it's not giving me the 0.8% SC

One of the things that happens to other people often goes something like this:

- market goes up, don't do anything. Because should not buy high, sell low -fair enough.
- market goes up again, still don't do anything. Because should not buy high, sell low - fair enough.
- market still keep going up and up, cannot tahan, BUY!
- market turns and keep dropping after that, alamak...

Did you reply to their email? You need to reply and request for them to adjust your sales charge.

Don't think I actually got their email. Nevermind, I'll contact them on Monday.

not everyone has it.. 

is it??  

is it??  

Enjoy golden rates with minimum deposit of RM10,000 for individual or RM25,000 for SME/ Business Banking customers in a single certificate.
Tenure 1st to 3rd month - 3.38% p.a.
Tenure 4th - 6th month - 3.58% p.a.
Tenure 7th - 10th month - 3.78% p.a.
Tenure 11th month - 5.28% p.a.
Tenure 12th month - 8.28% p.a.
The effective campaign rate for 12 months is 4.13% p.a.
Offer is open to Maybank and Maybank Islamic customers. The campaign period is from now till 18 February 2015 or upon reaching the overall limit, whichever is earlier. Should there bean Overnoght Policy Rate change, the offer rates will be revised.