Anyway agent... somewhere along the lines ppl feed you..  hsbc not aggressive.. yup stupid comment..

hsbc target bigger clients.. local bank even give you maybank .. mbsb also yak si..targettingvlocal demands..  those semi not qualified loan flippers..

agent wor.. haizz no wonder comments this pattern.. my boss oso bought mirage and star residence .. you cam buy meh o0o...

my boss overhead pay also 150k monthly of course can buy .. expensive props target rich and foreign demand.. china buyers hantam hsbc d most.. rich ppl too..

fail agents

Oh.. your effort worth or 2% of the total prop price?

Joke right? Low class service.. hsbc sure not your class.. that is sure o0o

Wake up bro. You need to understand risk & reward and supply & demand. These theory never fail. Open your mind listen to other. Fliper ask x+200k. If no demand, it will go down. If demand good, it will go higher. If demand and supply cant meet the agree point, no transaction. As simple as that. Dont make yourself look naive

Sound like u very impress even i just afford to buy a studio..

I tot will seize Fire until weekend but the war started earlier than expected lol

I like it   

Impress + jealous 

Good.. sponser marriage too..come teach ppl

Welcome to the discussion 

Let me give an overall idea of the development of the property market in malaysia for the past 20-25 years.

1. In the 80s and 90s when I was the youngster in the 20s, we do not dream of owning a property. Due to the strict bank requirement then, property owner has to prepare about 15% of the property price as deposit+legal fees. Further more, the interest rate is around ~8% with tenure of max 20 years

2. So, the barrier of entry into the property market is high. The first being the 15% deposit (the killer) and secondly, the high monthly instalment due to high interest and short tenure

3. Furthermore, parents of youngsters in the 80s and 90s were mostly not tertiary educated. So, the parents do not provided financial assistance to buy house. The fact that the parents sweat out to provide tertiary education to their children is already a luxury

4. Hence, for youngster will wait right until age ~30 thereabout, only they consider buying their first property after climbing the corporate ladder high enough.

5. Fast forward to 2008, when the Americans implement QE1, QE2, QE3 (unlimited). The world was flushed with money. So much money that the door of banks' vault cannot close properly    So, they relax their policy to lend out their excess money.  As a results, interest rates is reduced to all time low. Loan tenure increase to 40 years. Can't afford the 15% deposit ? Nevermind, banks partnered with developers and allow buyer "zero-cost" entry.

6. This open the doors to many new property buyers previously can't afford to buy due to points in #2 above

7. These property buyers include fresh grads in their early 20s. Coupled with their partner (female who are getting more educated and earning as much), suddenly they can afford housed in RM500k range
So, I think your first sentence should read :
The    should be 

Your generation is much blessed. At least you have the chance to own a house at such early age. Whereas, my generation with the 15% deposit and high interest barrier, we don't even have a chance at all

My advice to the youngster now is try to work hard and earn more money. You can always partner your other half and afford the monthly instalment. In the 80s and 90s not that many ladies were as educated as the men, so the ladies were more a burden then. Now, the ladies are a contributor to our household.

Don't blame the free market as a hinder to your dream of owning a house. Be positive and find ways to realise your dream

As the saying goes "if you are born poor, blame your parents. If you die poor, blame yourself"

Your boss is panel lawyer for mirage ah  ?

Good.. sponser marriage too..come teach ppl

Your PAMA sponsor u a roof until now woh..... Probably daily dinner some more...... Pity your PAMA la........ If u really abv 30............... Still need daily needs from PAMA.........     

Oh.. your effort worth or 2% of the total prop price?

Joke right? Low class service.. hsbc sure not your class.. that is sure o0o

He never said sponsor from PAMA wo...all is your wild speculation 

That's why his PAMA always kena dog eye from relative

Lol...it's pathetic on how you judge and twisted the things up...

Anyway as I said, you're just keep showing your stupidity to the world and I'm impress with your persistency...

1) HSBC ain't focusing on those property loan things

2) apparently it's only you take HSBC highly, I had closed my HSBC acc due to convenience issue ages ago and AFAIK not much of my clients like HSBC thus far

3) based on individual income, if I'm not qualify I don't think you're even worth to mention 

Commision asking... mark up.. talk cock.. prop agent no 1.. these talks are not for you.. you practice only brainless activity..

get your self an exit and self wave please

dun treat readers kam gong.. market good or not who dunno?

Your efforts are a brainless activity.. 2% 0.5% also consider high..o0o..

local bank serves better.. ? Dun ithcy o0o come talk cock agent..  mark u panai... ask commision u panai o0o..