Kv residential property market will collapse by its own weight. Economists are just pointed out the signs and numbers fitted to proven theories.

Bosanlah. Repeating the same stupid stuff all over again.

The ddd losers are spewing shit all over the place.

In the magical world of ice cream dreamland. Can never wake up. Such a loser...again how much u donate?

Kv residential property market will collapse by its own weight. Economists are just pointed out the signs and numbers fitted to proven theories.

I will tell if you are prepared to match $ to $.

Economist's & Expect has been proven wrong in their prediction for the last 6 years, they been shouting wolf coming since 2008, What the heck another wrong prediction is nothing to them.

Proven theories ... Hahahaa my foot ! If they would to work in private sector a sixth years of wrong prediction .. Should have sacked long time ago, that why all these economist & experts can only survived in university & college bullshiting naive inexperienced students, come out to real world they would be kick out in no time..

Expert & Economist + they "proven theory's" Nah o0o o0o

It seems your tongue is attached to anus or Vv.

The uuu herd is undoubtedly Syok sendiri jaguh kampung.

lol, looks like ur guys are right, without EA form and enought deposit... looks like not qualify to buy ... gotta wait later then ...

after GST move would be an interesting one

***"Ulasan ekonomi Malaysia oleh Prof Dr Hoo Ke Ping (Penganalisis Ekonomi) di rancangan Nasi Lemak Kopi O (27/12/14)

Negara kita semakin menghampiri krisis kegawatan ekonomi. Ekoran harga minyak dunia semakin menurun, ringgit malaysia semakin tenat

Nasihat beliau kepada semua rakyat Malaysia terutama muda mudi;

1. Berjimat cermat. Berbelanja bila perlu sahaja. Berhati hati dengan YES (YEAR END SALE) sebab pembaziran boleh berlaku di suasana SALE ini

2. Elakkan berhutang kerana di masa akan datang interest dr pihak bank akan naik. Kelak kita MATI untuk membayar interest yg tinggi

3. JGN BELI PROPERTY dlm masa 2-3 tahun ini kerana harga rumah pasti akan turun spt yg sudah berlaku di Singapura dan UK kerana ‘OVERSUPPLY’

Tambah beliau di sekitar lebuh raya Kesas shaja, sejumlah 20ribu unit property dah mendapat CF namun hanya 20-30% shja yg terisi

Oleh itu rancang untuk memiliki sebuah property apabila hrga rumah turun dan EKONOMI semakin pulih***"

Lets go shopping around kesas condo. They sure drop price. Can buy cheap and rent to bangla.
All thos flipper who buy kesas condo hahaha winter is coming serves u all right greedy people

The theories are proven in the magical world of ice cream dreamland...where he has a million dollar watch and the most generous person in the magical dreamland world.

 

Now then u learn that tax declaration is more important than your useless clean ccris report??......   

Please go back to your kiddy first la.......   

lol, looks like ur guys are right, without EA form and enought deposit... looks like not qualify to buy ... gotta wait later then ...

after GST move would be an interesting one

Ah Bear you need this

1.) EA Form
2.) Bank Account Statement
3.) EPF Statement
4.) Salary Slips.

No need CCRIS as Bank can always obtain it from Bank Negara.

SifuahBear how much loan you apply ? How come 45K FD & 4.5K nett income + 2K misc income not qualified ? 

When do you intend to buy ?

BTW how come you don't have EA form ? Use 2013 one can already mah ! No need latest one as your 3 months salary slips already proven your current income.

Now cannot simply boost to buy beyond your ability one..

Wait let me ask BS Sthg.

How much tax by % in Malai??? Which bracket r u in BS???

Pls dun underpay.

Btw BS did u declare rental income???

Ah Bear you need this

1.) EA Form
2.) Bank Account Statement
3.) EPF Statement
4.) Salary Slips.

No need CCRIS as Bank can always obtain it from Bank Negara.

SifuahBear how much loan you apply ? How come 45K FD & 4.5K nett income + 2K misc income not qualified ? 

When do you intend to buy ?

BTW how come you don't have EA form ? Use 2013 one can already mah ! No need latest one as your 3 months salary slips already proven your current income.

Now cannot simply boost to buy beyond your ability one.. 

He earn less than 3k la....... No need to open file.......  

He most probably jus a trainee, not a repo man.......  

Don't get me wrong...... I don't disregard low income ppl..... But I admitted...... I disregard bbw..... For his attitude.......  

http://savemoney.my/personal-income-tax-malaysia-2014

How Much Do I Have To Earn Before Paying Income Tax?

For most residents of Malaysia, the key figure to take note of is about "RM36,704 per year (about RM3,060 per month)" which is inclusive of all benefits, allowances, bonuses, overtime and commissions. If you're earning anywhere below that figure, then there's no need for you to open up a file for tax to be deducted from your income (while the con is that you're not earning as much as you'd like, the pro is that there's less hassle from a tax perspective!).

SifuahBear let Trolling TS Cybertropper jolokia see guess this correct or not.

QUOTE(bearbearwong @ Dec 10 2013, 09:16 PM)

Job title: lawyer
Job description: litigation department for credit cards recovery for banks
Years in office: 1 month plus
Company: local firms
Years experience prior: 1 year
Industry: law
Employment level: junior lawyer
Highest qualification: LLB HONS LONDON ,CLP
Current salary: RM3700.00 + RM400 claims + RM240.00 parking
Upon confirmation: RM4,000.00 the rest same

overall I say it is ok..

SifuahBear start work on late 2013 so basically either he doesn't have EA form or only 1 month pay in EA form, that why SifuahBear don't have EA form to show us, 2014 EA form will only be distribute by HR Dept sometime in march as end of april is paying income tax time.

So confirm this income is SifuahBear one, 3.7K upon confirmation 4K, last year get 1 increment 1.1K, Gross 5.1K nett 4.5K.. Bingo.. 

Out of the 45K only less than 25K is SifuahBear one, probably only the 2 X 5K is his one.. 

SifuahBear Correct or Not ? 

SifuahBear let Trolling TS Cybertropper jolokia see guess this correct or not.

QUOTE(bearbearwong @ Dec 10 2013, 09:16 PM)

Job title: lawyer
Job description: litigation department for credit cards recovery for banks
Years in office: 1 month plus
Company: local firms
Years experience prior: 1 year
Industry: law
Employment level: junior lawyer
Highest qualification: LLB HONS LONDON ,CLP
Current salary: RM3700.00 + RM400 claims + RM240.00 parking
Upon confirmation: RM4,000.00 the rest same

overall I say it is ok..

SifuahBear start work on late 2013 so basically either he doesn't have EA form or only 1 month pay in EA form, that why SifuahBear don't have EA form to show us, 2014 EA form will only be distribute by HR Dept sometime in march as end of april is paying income tax time.

So confirm this income is SifuahBear one, 3.7K upon confirmation 4K, last year get 1 increment 1.1K, Gross 5.1K nett 4.5K.. Bingo.. 

Out of the 45K only less than 25K is SifuahBear one, probably only the 2 X 5K is his one.. 

SifuahBear Correct or Not ?